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  • FIRST POST
    • beanielou
    • By beanielou 4th Nov 14, 2:19 PM
    • 54,034Posts
    • 214,130Thanks
    beanielou
    Baby steps to mortgage freedom for beanielou.
    • #1
    • 4th Nov 14, 2:19 PM
    Baby steps to mortgage freedom for beanielou. 4th Nov 14 at 2:19 PM
    My first thread on the MFW board!!
    My mortgage has 6 & 1/2 years left to run.
    My income seems to decrease more & more & it becomes more & and more of a challange to pay my hefty(to me) mortgage.
    I have managed an overpayment last month as I got some £££'s unexpectedly.
    My biggest fear is not being able to pay my mortgage & loosing my home.
    So I have decided that baby steps are the way forward~even a fiver or a tenner overpaid in a month is better than nothing.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
Page 197
    • beanielou
    • By beanielou 7th Mar 18, 1:14 PM
    • 54,034 Posts
    • 214,130 Thanks
    beanielou
    Thanks bubbles.
    You are right as always.
    Bit thanks to your OH
    Can I please send you some pennies for the postage?
    How are you? xxx
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Bubblesmum
    • By Bubblesmum 7th Mar 18, 2:03 PM
    • 1,074 Posts
    • 6,263 Thanks
    Bubblesmum
    Thanks bubbles.
    You are right as always.
    Bit thanks to your OH
    Can I please send you some pennies for the postage?
    How are you? xxx
    Originally posted by beanielou
    Pennies No Thank you xxx

    Iíve got the lurgy again so sofa surfing with Harry (Potter)
    Mrs B Debt £1857 @ 13/06/2017, £1790 16/06/2017
    • beanielou
    • By beanielou 7th Mar 18, 2:08 PM
    • 54,034 Posts
    • 214,130 Thanks
    beanielou
    Pennies No Thank you xxx

    Iíve got the lurgy again so sofa surfing with Harry (Potter)
    Originally posted by Bubblesmum
    Sorry that you have the lurgy again
    Stay cosy xx
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • beanielou
    • By beanielou 8th Mar 18, 12:03 PM
    • 54,034 Posts
    • 214,130 Thanks
    beanielou
    This new medication is really not agreeing with me.
    12 oclock lunch time and I have no energy & i am still groggy.
    Anyway going back to the Dr next week for my accupuncture so will chat about it then.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • beanielou
    • By beanielou 8th Mar 18, 12:09 PM
    • 54,034 Posts
    • 214,130 Thanks
    beanielou
    In other news I have changed my signature to show the all important wise words from Mr Z's family member.

    Out of debt, out of danger.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Karmacat
    • By Karmacat 8th Mar 18, 1:47 PM
    • 29,201 Posts
    • 166,757 Thanks
    Karmacat
    You're getting a really good collection of quotes there, beanie sorry to hear you feel so groggy still, I saw quite a few comments from you on diaries today and thought you must be feeling quite chirpy ... but its you trying to pull yourself out of the grogginess, isn't it ...
    Retired August 2016
    • beanielou
    • By beanielou 8th Mar 18, 1:52 PM
    • 54,034 Posts
    • 214,130 Thanks
    beanielou
    You're getting a really good collection of quotes there, beanie sorry to hear you feel so groggy still, I saw quite a few comments from you on diaries today and thought you must be feeling quite chirpy ... but its you trying to pull yourself out of the grogginess, isn't it ...
    Originally posted by Karmacat
    It is indeed.
    Rumbled!!
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Karmacat
    • By Karmacat 8th Mar 18, 2:04 PM
    • 29,201 Posts
    • 166,757 Thanks
    Karmacat


    It's a positive spin on not-nice feelings
    Retired August 2016
    • doingitanyway
    • By doingitanyway 8th Mar 18, 6:32 PM
    • 3,033 Posts
    • 15,030 Thanks
    doingitanyway
    Keep plodding beanie
    JANUARY 2016/SECURED DEBT=24,822/March 2018=0 DEBT FREE 23/03/18
    MORTGAGE FREE 25/07/16
    • Sun Addict
    • By Sun Addict 8th Mar 18, 9:19 PM
    • 5,732 Posts
    • 37,504 Thanks
    Sun Addict
    You'll soon have that many quotes you won't have room for your diary

    Seriously though, sorry to hear the meds aren't suiting you, best to go back to docs.
    Virtual Sealed Pot 2018 £250.33
    Debt £2500
    May NSDs AFDs
    Weight loss 7/10LBS
    Emergency Fund £2000/£10,000
    • beanielou
    • By beanielou 8th Mar 18, 9:37 PM
    • 54,034 Posts
    • 214,130 Thanks
    beanielou
    Going back on Monday SA
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Butti
    • By Butti 8th Mar 18, 9:55 PM
    • 4,620 Posts
    • 12,381 Thanks
    Butti
    I saw a nice one on a therapy site I visit (this time on perfectionism);

    Forget your perfect offering,
    there is a crack in everything,
    that's how the light gets in*

    It's Leonard Cohen which also makes me very happy.

    * I'm not expecting you to use it - it is three lines long!
    Debt LBM (08/09) £11,641. (08/12) £22,734. (2/15 )£7790
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'

    'one day I will be rich and famousÖfor now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S MOB
    • milann
    • By milann 8th Mar 18, 9:57 PM
    • 1,703 Posts
    • 7,943 Thanks
    milann
    Hope you get the meds sorted xx
    • beanielou
    • By beanielou 8th Mar 18, 10:07 PM
    • 54,034 Posts
    • 214,130 Thanks
    beanielou
    I saw a nice one on a therapy site I visit (this time on perfectionism);

    Forget your perfect offering,
    there is a crack in everything,
    that's how the light gets in*

    It's Leonard Cohen which also makes me very happy.

    * I'm not expecting you to use it - it is three lines long!
    Originally posted by Butti
    I like this a lot.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • beanielou
    • By beanielou 8th Mar 18, 10:09 PM
    • 54,034 Posts
    • 214,130 Thanks
    beanielou
    Hope you get the meds sorted xx
    Originally posted by milann
    Thanks milann
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • beanielou
    • By beanielou 8th Mar 18, 10:12 PM
    • 54,034 Posts
    • 214,130 Thanks
    beanielou
    I lost 1 1/2 lbs at chub club.
    My lowest weight this year
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 8th Mar 18, 10:20 PM
    • 8,794 Posts
    • 51,402 Thanks
    please-let-me-be-lucky
    Great loss, well done!!

    (Thatíll be the lack of smarties ) Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in 2018 26/60
    Best win so far - holiday to Florida
    • beanielou
    • By beanielou 8th Mar 18, 10:23 PM
    • 54,034 Posts
    • 214,130 Thanks
    beanielou
    Great loss, well done!!

    (Thatíll be the lack of smarties ) Xx
    Originally posted by please-let-me-be-lucky
    This is true xx
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • michelle09
    • By michelle09 9th Mar 18, 8:07 AM
    • 777 Posts
    • 4,278 Thanks
    michelle09
    Well done beanie.
    • beanielou
    • By beanielou 9th Mar 18, 9:03 AM
    • 54,034 Posts
    • 214,130 Thanks
    beanielou
    Well done beanie.
    Originally posted by michelle09
    Thanks

    Have a lovely day my lovely readers
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
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