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  • FIRST POST
    • patman99
    • By patman99 3rd Oct 14, 10:35 PM
    • 8,195Posts
    • 9,653Thanks
    patman99
    The 1,000 emergency fund challenge.
    • #1
    • 3rd Oct 14, 10:35 PM
    The 1,000 emergency fund challenge. 3rd Oct 14 at 10:35 PM
    For the idea for this after listerning to the 'Dave Ramsey Show'.

    The idea is to accumulate an emergency fund of 1,000 sitting in a Bank account just in case of emergencies.

    You must not leave yourself short in order to reach your goal.

    Members-
    #1 Patman99 .................................................. ..#2 Hummingbird
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    #245 catralense ......................................#246 Narola1976
    #247 Farmeress ......................................#248 Billy12345
    #249. Cozicup ...........................................#250 SamSam17
    #251 ej22 ................................................#2 52 Nicnak
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    #265 ani*fan ..............................................#266 jaxsmar
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    #269 HLB10 ..............................................#270 Littlebigmoose
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    #275 Starmummy .....................................#276 Mydmp
    #277 MelBell2015 .....................................

    This list is correct as of 19/1/17.
    Last edited by patman99; 05-04-2018 at 7:11 PM. Reason: List got 'lost'.
    Never Knowingly Understood.

    Member #1 of 1,000 challenge - 1000/ 1000 (that's 100%)

    3-6 month EF 631.65/3600 (that's 10 days worth)

    Do you/your spouse earn less than 197 p/w ?. Fill-in Form R85 and get your Bank interest Tax free.
Page 145
    • patman99
    • By patman99 13th May 18, 12:53 PM
    • 8,195 Posts
    • 9,653 Thanks
    patman99
    Starting to get statements in from my creditors. Have decided to use some of my EF to make a full and final offer on one of them.
    Never Knowingly Understood.

    Member #1 of 1,000 challenge - 1000/ 1000 (that's 100%)

    3-6 month EF 631.65/3600 (that's 10 days worth)

    Do you/your spouse earn less than 197 p/w ?. Fill-in Form R85 and get your Bank interest Tax free.
    • carbootcrazy
    • By carbootcrazy 14th May 18, 4:46 AM
    • 4,727 Posts
    • 26,806 Thanks
    carbootcrazy
    Starting to get statements in from my creditors. Have decided to use some of my EF to make a full and final offer on one of them.
    Originally posted by patman99
    Good luck with it, patman


    I'm going to start down the same route with my outstanding debts anytime now too. Planning to get them picked off one by one and be finally debt-free by the very end of this year. Not going to be easy but I'm determined to give it a mighty good try. I'll be using the money I've managed to squirrel away from a couple of PPI payouts (sadly not mega ones) and the fact I've only been paying token payments to all creditors for the past 6 months.


    I hope your new washing machine has now arrived and is working well. Nothing worse than having no way of getting the washing done, especially as you do your mother's too.


    Sorry I haven't visited the challenge for a while. I hope all members are doing well, saving money and enjoying the sunshine
    Make 10 A Day Challenge 2018: Jan-Apr: 757.05+. May: 1209.25


    Original Debt: 56804 (@02/13). Now: 9998
    . Under 10K at long last.
    • indigowarrior
    • By indigowarrior 26th May 18, 9:24 AM
    • 515 Posts
    • 3,722 Thanks
    indigowarrior
    230 Rereporting for duty.
    Starting Dave Ramsey properly now. Going to aim for 1k EF done in 3 months. Starting balance. 1
    #545- SPC/ Frugal Living Challenge May NSD 3/19 Emergency Fund 1/1000
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