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    • Rosie1980
    • By Rosie1980 23rd Sep 18, 7:36 AM
    • 134 Posts
    • 53 Thanks
    Rosie1980
    Oh yes, I hadn't thought of that, clearly may brain isn't entirely engaged at the moment. Thank you.
    • tomlee80
    • By tomlee80 23rd Sep 18, 11:08 PM
    • 8 Posts
    • 6 Thanks
    tomlee80
    This is really useful, thanks!
    • royalecraig
    • By royalecraig 31st Oct 18, 12:17 PM
    • 14 Posts
    • 2 Thanks
    royalecraig
    Experian untrustworthy ?
    Found this link from Trustpilot, so buyer beware.

    Can't post links, so just search trustpilot for experian
    • DCFC79
    • By DCFC79 31st Oct 18, 12:32 PM
    • 33,780 Posts
    • 21,277 Thanks
    DCFC79
    Found this link from Trustpilot, so buyer beware.

    Can't post links, so just search trustpilot for experian
    Originally posted by royalecraig
    You dont buy anything from Experian.

    What do the reveiews say?
    • RG2015
    • By RG2015 31st Oct 18, 1:17 PM
    • 1,541 Posts
    • 987 Thanks
    RG2015
    You dont buy anything from Experian.

    What do the reveiews say?
    Originally posted by DCFC79
    Apparently some people pay them £14.99 every month.

    The question is what do they get in return?
    • doveman
    • By doveman 1st Nov 18, 10:08 PM
    • 165 Posts
    • 22 Thanks
    doveman
    Just tried to sign up for Clearscore but at the end it demanded I send them a copy of my passport and driving licence. I don't hold either due to disability, so I can't access that service. At the bottom of the page they give a link to their FAQ which supposedly explains why they ask for these documents but it goes to this non-functioning page, which is super helpful!
    https://help.clearscore.com/index.php?/ClearScoreOld/Knowledgebase/Article/View/305/0/why-have-i-been-asked-to-send-you-an-identification-document
    • Gary_Dexter
    • By Gary_Dexter 2nd Nov 18, 12:43 AM
    • 3,722 Posts
    • 2,278 Thanks
    Gary_Dexter
    Email them and explain
    • doveman
    • By doveman 2nd Nov 18, 12:07 PM
    • 165 Posts
    • 22 Thanks
    doveman
    Email them and explain
    Originally posted by Gary_Dexter
    I'll try but their FAQ says "Unfortunately, if you're unable to provide an identification document we won't be able to give you access to your free credit report."

    https://help.clearscore.com/hc/en-us/articles/115005328669-Why-have-I-been-asked-to-send-you-an-Identification-Document-
    • RG2015
    • By RG2015 2nd Nov 18, 1:37 PM
    • 1,541 Posts
    • 987 Thanks
    RG2015
    I'll try but their FAQ says "Unfortunately, if you're unable to provide an identification document we won't be able to give you access to your free credit report."

    https://help.clearscore.com/hc/en-us/articles/115005328669-Why-have-I-been-asked-to-send-you-an-Identification-Document-
    Originally posted by doveman
    It is worth contacting them to explain the situation and see if they can find some way around their rules.

    I find it hard to believe that someone without either a passport or a driving licence would be denied access to their credit report.

    You could always try another free credit report provider.

    Equifax credit reports are available from Creditwise from Capital One as well as from Clearscore.

    Experian credit reports are available from the MSE Credit Club

    TransUnion (formerly Callcredit) credit reports are available from Noddle, Totally Money and GiffGaff.

    You can also order your free statutory credit report directly from all of the three credit reporting agencies.

    Finally, you can get your reports by signing up to each of the three agencies and from Checkmyfile for their 30 day free introductory offers. Checkmyfile also provide data from Crediva but the Experian data provided by Checkmyfile is limited.
    Last edited by RG2015; 02-11-2018 at 2:15 PM.
    • dekkard
    • By dekkard 13th Jan 19, 9:44 PM
    • 142 Posts
    • 51 Thanks
    dekkard
    Clearscore - avoid
    Just tried to sign up to Clearscore.

    As part of the process to verify your identity, they state that you've had a mortgage, loan etc (that you've never actually had) to check it's really you signing up for the credit report.

    Gave me a heart attack at first as I thought there was a major error on my file or, worse, someone had stolen my identity and applied for credit.

    What a ridiculous way to verify someone's identity. Won't be using Clearscore!
    • Gary_Dexter
    • By Gary_Dexter 13th Jan 19, 9:47 PM
    • 3,722 Posts
    • 2,278 Thanks
    Gary_Dexter
    Not really no.

    It’s to confirm that you know what accounts you have to match your identity.
    • BryDav2
    • By BryDav2 17th Feb 19, 4:41 PM
    • 1 Posts
    • 0 Thanks
    BryDav2
    What they hold is accurate... but there are HUGE gaps!
    Having checked my credit score on Experian, Equifax, and TransUnion (Noddle), I am SO glad I'm not a financial institution relying on credit reference agencies! All three of them are aware of less than half my debts. The picture they paint of me as a potential customer is unrecognisable!.
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