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  • FIRST POST
    • MSE Martin
    • By MSE Martin 26th Jun 07, 5:10 PM
    • 8,111Posts
    • 42,248Thanks
    MSE Martin
    Loophole! Get a year's RAC cover for 9.99
    • #1
    • 26th Jun 07, 5:10 PM
    Loophole! Get a year's RAC cover for 9.99 26th Jun 07 at 5:10 PM
    What's the deal?

    The price of breakdown giant RAC's basic roadside cover currently has been reduced to £30 if bought online.

    Yet there are two tricks to slice the cost down further.

    UPDATE NOTE 26 June 2.15pm

    Both Quidco and Greasypalm have pulled the cashback offer from their sites, probably due to popularity. However it's still possible to get cover for £14 using the Tesco technique below.
    1. Pay £29.99 then get £20 cashback = £10 for a year

      Sign up to the breakdown cover via a cashback site and you can get £20 cashback for doing it. Cashback sites are simply special advertising sites that list product providers and retailers, and when you click through them, they get paid for ‘providing leads’. Yet when you’re logged in, the revenue raised from your click is attributed to you so the site can pay you some or all of the money it receives.

      The best cashback payer for RAC is Quidco which pays £20 cashback (for newcomers to Quidco, be aware it charges a one-off fee of £5 a year so you'll only get £15). The only other cashback site offering this is Greasypalm*, but it only gives £10.50 back.

      If you're new to cashback sites, it's important you read all the pros, cons and warnings in the Top Cashback Sites article before doing this. Plus remember in a year at renewal you'll pay full price - don't do it automatically, check the best deals here first.
    2. Get RAC cover with Tesco Clubcard points for 1/4 of the price

      For those that shop at Tesco's, don't spend your Tesco Clubcard vouchers in-store! Instead swap them for Clubcard Deals vouchers which are worth four times the amount. One of the deals available is RAC cover; the basic cover will cost you £14 in clubcard vouchers (a quarter of the non-online price) and you can get higher end policies at a quarter of the price. For more info read the article Breakdown Cover: Get RAC cover at 1/4 of the price
    What does the cover include?

    This is for RACs most basic cover which gives you roadside assistance anywhere in the UK 24 hours a day providing you are a quarter of a mile away from home. It doesn't offer home start cover. If your car can't be fixed by the roadside you'll be towed to a garage within 10 miles.

    Want more than the basic cover? It's still possible for around £30

    This is a quick tip based on the cashback loophole, yet it's not that much more expensive to get cover including home start and onward travel; without any loophole. Full details are in the Breakdown Cover: Get the cheapest article

    Martin


    PS. Thanks to the many MoneySavers who PM'd, e-mailed or posted about the cashback deal.


    * Using any starred links helps the site stay ad-free and free to use, as they’re ‘affiliated links’ which invisibly take you via commercial price comparison services like Moneysupermarket or Find, which then pay this site per click

    You shouldn’t notice any difference, the links don’t impact the product at all and the editorial line (the things I write) is NEVER impacted by the revenue. If it isn’t possible to get an affiliate link for the best product, it is still recommended and still included. The following greasypalm.co.uk are identical unaffiliated links provided for the sake of transparency. Click on the following link for more details on this site’s non-profit driven how the site's financed
    Last edited by MSE Martin; 10-07-2007 at 6:27 PM.
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.

    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.

    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
Page 1
    • Ninepurrs
    • By Ninepurrs 26th Jun 07, 9:05 PM
    • 75 Posts
    • 115 Thanks
    Ninepurrs
    • #2
    • 26th Jun 07, 9:05 PM
    • #2
    • 26th Jun 07, 9:05 PM
    I can beat your deal Martin!!!!

    I got AA breakdown cover for the equivalent of 3.60. Should have been 33.60, but I took advantage of Quidco's 20 cashback & Nectar kindly sent me a code worth 2000 free points (worth 10) if I took out AA breakdown cover - the AA's site actually asked me for my Nectar card number & code, even though I came through Quidco!
    • MrsTinks
    • By MrsTinks 26th Jun 07, 10:05 PM
    • 14,994 Posts
    • 23,044 Thanks
    MrsTinks
    • #3
    • 26th Jun 07, 10:05 PM
    • #3
    • 26th Jun 07, 10:05 PM
    BA01 worked for me - unfortunately the AA website did not at the time... GRRR
    Don't forget to save your Nectar points for the upcoming 1/2price deals on Nectar (see Martins mail) making the 2000 points worth £20 and therefor giving YOU money for taking out the policy if you use the quidco offer and 2000 nectar points how grooooovy
    The code was sent out to Nectar Card holders in the latest mailing - everyone I know who has a Nectar card got this offer sent so check your mailing
    Last edited by MrsTinks; 26-06-2007 at 10:49 PM.
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's!

    My DFW Diary - blah- mildly funny stuff about my journey
    • roger_c
    • By roger_c 27th Jun 07, 12:20 AM
    • 311 Posts
    • 200 Thanks
    roger_c
    • #4
    • 27th Jun 07, 12:20 AM
    • #4
    • 27th Jun 07, 12:20 AM
    From Nectar website:

    2,000 Nectar bonus points when you join the AA today!

    Have the reassurance of being a member of the UK's No.1 breakdown service and collect 2 Nectar points per £1 spent plus get 2,000 bonus points when you buy AA Membership.

    The AA can help you to stay on the road; as the UK's largest breakdown organisation no-one has as many dedicated patrols.
    Membership starts from £39
    On average, the AA arrive around 40 minutes after your call
    98% of Members who used our breakdown service would recommend the AA
    The AA keep you informed of their estimated time of arrival by text or phone

    To collect your bonus points simply enter BA01 when applying.


    Valid until 14 August 2007
    Terms & Conditions

    £39 is for Option 100 Vehicle Based Cover, when joining online and paying by Direct Debit or by credit card under a recurring annual transaction arrangement and only available to new Members. Nectar Bonus Points are only available to new Members when joining before 14/08/2007 and not available on renewal. Collect 2 Nectar points for every £1 spent on the purchase of all AA membership products including European Breakdown Cover, Breakdown Repair Cover and upgrades and renewals of such cover. Points not available on any other AA products or services. Simply provide your Nectar card number to the AA and earn points on all subsequent valid payments. Points awarded within 28 days of receipt of payment. The promoter is Automobile Association Insurance Services Limited: Fanum House,
    Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.
    • MSE Martin
    • By MSE Martin 27th Jun 07, 8:22 AM
    • 8,111 Posts
    • 42,248 Thanks
    MSE Martin
    • #5
    • 27th Jun 07, 8:22 AM
    • #5
    • 27th Jun 07, 8:22 AM
    Can anyone confirm they've been paid the Quidco cashback after using the Nectar points. Effectively both the Nectar code & Quidco are affiliate deals - and usually they're discouraged from being used together. I'd be interested if anyone's actually made it work and been credited with the 20 payout?

    Great spot though

    Martin
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.

    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.

    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
    • MrsTinks
    • By MrsTinks 27th Jun 07, 8:35 AM
    • 14,994 Posts
    • 23,044 Thanks
    MrsTinks
    • #6
    • 27th Jun 07, 8:35 AM
    • #6
    • 27th Jun 07, 8:35 AM
    Mine hasn't been credited yet but it HAS tracked correctly. Will keep an eye on to make sure it credits correctly.

    T
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's!

    My DFW Diary - blah- mildly funny stuff about my journey
  • maneesh
    • #7
    • 27th Jun 07, 10:03 AM
    • #7
    • 27th Jun 07, 10:03 AM
    I'm rather upset because the first time I used the cashback site quidco, I used it with the AA and after waiting around 3 months, they declined to pay me the 20 cashback. :confused:
    • Milky_Mocha
    • By Milky_Mocha 27th Jun 07, 1:00 PM
    • 995 Posts
    • 158 Thanks
    Milky_Mocha
    • #8
    • 27th Jun 07, 1:00 PM
    • #8
    • 27th Jun 07, 1:00 PM
    Is it me or is RAC no longer on quidco? cant find it in a-z search or under finance.
    The reason people don't move right down inside the carriage is that there's nothing to hold onto when you're in the middle.
  • theraes
    • #9
    • 27th Jun 07, 2:12 PM
    RAC 9.99 through Quidco
    • #9
    • 27th Jun 07, 2:12 PM
    Just logged onto Quidco as I am already a member - searched for RAC on their site and under breakdown cover no access to RAC at all. Has anyone else been able to log on to it?
  • jille
    RAC on Quidco
    Is it me or is RAC no longer on quidco? cant find it in a-z search or under finance.
    Originally posted by Milky_Mocha
    No, I can't find it either!!
    • Janeyjaz
    • By Janeyjaz 27th Jun 07, 2:41 PM
    • 540 Posts
    • 150 Thanks
    Janeyjaz
    Quidco
    RAC - can't find it at all
    Titch
    • vikingaero
    • By vikingaero 27th Jun 07, 2:55 PM
    • 10,416 Posts
    • 13,103 Thanks
    vikingaero
    Have they withdrawn it because of the high profile on here and other sites?

    I definitely signed up by clicking through Quidco last night! Or was I dreaming?
    • t8769
    • By t8769 27th Jun 07, 3:11 PM
    • 187 Posts
    • 32 Thanks
    t8769
    Sure its cheap, but you're far better off with one of the breakdown companies where you pay the driver and get a refund from the company.

    You'll get better cover, for greater distances than the AA or RAC..
  • Taffyscot
    I'm rather upset because the first time I used the cashback site quidco, I used it with the AA and after waiting around 3 months, they declined to pay me the 20 cashback. :confused:
    Originally posted by maneesh
    Did they give you any reason for not paying you. I haven't used quidco before but thought that I would try it now. Also can someone give me the code for the nectar points. I just checked my nectar points that I was sent and there is nothing there about RAC. Thanks Taffy
    • johnmc
    • By johnmc 27th Jun 07, 7:13 PM
    • 1,255 Posts
    • 478 Thanks
    johnmc
    Nectar was for the AA ..............
    • WELSH-DRAGON
    • By WELSH-DRAGON 27th Jun 07, 8:00 PM
    • 5,556 Posts
    • 6,850 Thanks
    WELSH-DRAGON
    I am not surprised the offer for RAC has been pulled, maybe it will come up again in the near future

    Welshy x
    I am the only Voucher Queen in my village LOL
  • Taffyscot
    oops sorry I meant AA I have tried for the last 3 hours to put my application into AA I keep getting so far and then it says cannot display the page. It keeps happening over and over and I do not know if it my pc or the actual site blipping me out because now they want to pull the AA site as well. Anyone else had this problem? It is saying at different stages ie the address, the credit card, the nectar points over and over. thanks Taffy
    • headoutthesand
    • By headoutthesand 27th Jun 07, 10:28 PM
    • 1,042 Posts
    • 1,818 Thanks
    headoutthesand
    Can anyone confirm they've been paid the Quidco cashback after using the Nectar points. Effectively both the Nectar code & Quidco are affiliate deals - and usually they're discouraged from being used together. I'd be interested if anyone's actually made it work and been credited with the 20 payout?

    Great spot though

    Martin
    Originally posted by MSE Martin

    I got my quidco cashback but no nectar points. I also cancelled my cover and they have still validated the membership
    Official DFW nerd no 551 - proud to be dealing with my debts
    Debts as of March 2014
    Nationwide - 5745, Overdraft - 350,
    Debts as of January 2015
    Nationwide - 4997, Overdraft - 0
  • wowzetov
    Is there a cooling off period applicable to this, enabling you to change your mind?
    • vikingaero
    • By vikingaero 11th Jul 07, 4:40 AM
    • 10,416 Posts
    • 13,103 Thanks
    vikingaero
    I think there's the standard 14 day cooling off period providing you haven't used their services.

    But I think the RAC offer is stilled pulled off Quidco.
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