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    • PinotGrigio41
    • By PinotGrigio41 24th Nov 13, 1:27 PM
    • 4,185Posts
    • 20,818Thanks
    PinotGrigio41
    Mrs PG's Hopes & Dreams for a debt free future !
    • #1
    • 24th Nov 13, 1:27 PM
    Mrs PG's Hopes & Dreams for a debt free future ! 24th Nov 13 at 1:27 PM
    Now seems as good a time as any to begin my new diary !

    Trawling back in my old diary , I had made a mention of my Hope and Dreams for our future, so decided to steal the wording for my new diary. In the absence of a lovely witty , entertaining title this one will have to do.

    So following on from Pinots Potty Debt Free Journey ( I am rubbish at posting links) which is now two years old , quite alot has changed.

    We began with a debt mountain of 96K, in November 2011, we now sit in here in 2013 with half that amount. Sometimes I wonder how on earth we are still here to tell the tale, but we are. Largely I have to say it is due to the huge amount of support from my lovely Virtual Friends on here. If I name you all it will turn into one of those dreadfully awful tearful Oscar speeches, but I can honestly , truthfully, hand on heart say that the PG Family would not be where we are now without you all. You know who you are and you have been amazing, but I guess you all know that !!

    Its been a tough two years, but somehow we have still managed some laughs and fun, mixed with lots and lots of tears and tough times.

    So what do the next two years in store have for us then other than htting that last 50% of our debt? Probably more of the same, working our backsides off, trying to come up with as many ways to battle this Debt Mountain as we can , and hopefully keep smiling that manic grin that I plaster on for those really crappy days. We need to get DD1 through college,keep DD2 motivated and also try get some form of normality back into lives, this has been seriously lacking for many years. We need to begin to have a social life again, this has fallen by the wayside, we lost touch with many of our friends as working every weekend isnt great for your social life , nor did we have the money for grand expensive nights out. We need to change this somehow and start to include a few more fun things into our life. May people have commented how on earth Mr PG and I have managed to stay together given the hours we work, and the stress but we have and will. We aren't giving up this easily and let this damn Debt win and drag us down completely !

    I lost my amazing dad , not long ago. I am glad that he never knew what a bloody great mess we were in, it would have broken his heart. He knew we had a few problems but never the full extent of it. That was and still is our Guilty Secret and that it shall remain. We seem to have done a pretty good job at Keeping Up Appearances for the last 8 years that we have been struggling for, so I am sure we can continue with more of the same. His loss has made me all the more determined to crack this mess and live a happy less stressful life, for as we all know "Life Is What You Make It " So we will make it the absolute best we can for us and for our gorgeous girls.

    So off we go to continue our bumpy Journey...............................it would be wonderful if you could join us !!

    Mrs PG xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future !
    Total debts Nov 2011 96796.75
    Total Debts MAY 2018 28343.00
    Cleared MAY 2018 68453.75

    Emergency Fund / Rainy Day - 1000 . DMP Mutual Support Thread 428
Page 75
    • PinotGrigio41
    • By PinotGrigio41 19th Feb 18, 10:39 AM
    • 4,185 Posts
    • 20,818 Thanks
    PinotGrigio41
    I subscribe to my own diary, that way I cannot lose it!
    Originally posted by apple muncher
    Thanks Apple, thats what I have always done too, but weirdly when I logged on recently , all of my subscribed threads had disappeared for some reason.

    Whats even stranger is that this morning, they are all back again !!

    Goodness knows whats going on.

    Hope you are well xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future !
    Total debts Nov 2011 96796.75
    Total Debts MAY 2018 28343.00
    Cleared MAY 2018 68453.75

    Emergency Fund / Rainy Day - 1000 . DMP Mutual Support Thread 428
    • PinotGrigio41
    • By PinotGrigio41 19th Feb 18, 10:41 AM
    • 4,185 Posts
    • 20,818 Thanks
    PinotGrigio41
    It sounds like much else for February - slowly but surely we're all getting there but goodness it's a plodding, grey month. Good to see you posting again Mrs PG!
    Originally posted by Honey Bear
    You are right Honey Bear, its been a tough old month.

    The sun was shining brightly here all weekend though ( cant say the same for today sadly ) and it definitely makes things seem better and less gloomy. Roll on Spring xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future !
    Total debts Nov 2011 96796.75
    Total Debts MAY 2018 28343.00
    Cleared MAY 2018 68453.75

    Emergency Fund / Rainy Day - 1000 . DMP Mutual Support Thread 428
    • Honey Bear
    • By Honey Bear 20th Feb 18, 10:32 AM
    • 5,032 Posts
    • 50,396 Thanks
    Honey Bear
    Quite a few threads disappeared completely for a few days and then magically reappeared. I know the hiatus included several debt free diaries. Around the same time apostrophes started being replaced by lines of gobbledegook and a lot of us were told to change our passwords. MSE Towers is keeping schtum about the cause, but as it all happened at the same time I'm betting they were doing something behind the scenes that had unintended consequences. As long as the missing threads are all re-instated, I'm not that fussed. I'm so glad your diary reappeared.
    Keeping it AF
    • brizzledfw
    • By brizzledfw 22nd Feb 18, 7:56 PM
    • 7,275 Posts
    • 35,701 Thanks
    brizzledfw
    Whoop! Mrs PG is back posting. And the National Debt is reducing....great news.

    Great to have you back lovely lady xxx
    MFiT-T4 Member No. 96 - 2022 is my MF goal
    Winter 17/18 Savings Rate Goal: 25% [October 30%]
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 25/500 NSDs Target 10 for March 02/10 Trying to be a Frugalista
    • brizzlegirl
    • By brizzlegirl 11th May 18, 9:39 PM
    • 219 Posts
    • 1,304 Thanks
    brizzlegirl
    Hello!! Youve been AWOL for ages...hope alls is well xx
    MFW..aiming to pay it off in 2022.. 2018 Savings Rate - Goal 25% [25.2% March 13% April ] Income Goal 56/750 May Goals: AFDs xx/15; Declutter 60 items xx/60; LSDs xx/10; NSDs xx/10 Exercise xx/30 Aiming to be a true Frugalista!
    • Honey Bear
    • By Honey Bear 12th May 18, 8:16 AM
    • 5,032 Posts
    • 50,396 Thanks
    Honey Bear
    I'd been thinking the same.
    Keeping it AF
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