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  • FIRST POST
    • clem28
    • By clem28 22nd Nov 13, 5:27 PM
    • 124Posts
    • 4Thanks
    clem28
    brand new car cant insure due to dvla not updated new registration
    • #1
    • 22nd Nov 13, 5:27 PM
    brand new car cant insure due to dvla not updated new registration 22nd Nov 13 at 5:27 PM
    Hi
    as anyone had the problem of trying to insure a brand spanking new car, registered at dealers this morning, yet i cant insure it without a registration which is recognised(dvla not up to speed).
    place make model etc but a request of registration is required for docs.
    has anyone had thios problem and manage to sort out.
    trying to go through a cashback site which if icant doit online going to cost me 80 and decsent qutoe also.
    help
    clemm
Page 1
    • agrinnall
    • By agrinnall 22nd Nov 13, 5:34 PM
    • 22,818 Posts
    • 18,842 Thanks
    agrinnall
    • #2
    • 22nd Nov 13, 5:34 PM
    • #2
    • 22nd Nov 13, 5:34 PM
    Sounds to me more like it's an issue either with your dealer or the cashback site. My last 3 cars have been brand new, and in each case the dealer has told me the registration number that it would have and I was able to insure it straight away.

    I was under the impression that dealers have an online link to DVLA and the registration is updated immediately. Perhaps they just hadn't done it when you thought they had. Or perhaps the cashback site doesn't have the necessary means to access the DVLA data in real time. Have you tried an insurer directly to see if they can find your registration?
    • forgotmyname
    • By forgotmyname 22nd Nov 13, 8:50 PM
    • 29,582 Posts
    • 12,172 Thanks
    forgotmyname
    • #3
    • 22nd Nov 13, 8:50 PM
    • #3
    • 22nd Nov 13, 8:50 PM
    I had my registration number when i put the deposit on the car.

    I insured it before it had been registered so the dealer could tax it. No issues.
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
    • Nebulous2
    • By Nebulous2 23rd Nov 13, 7:33 AM
    • 2,541 Posts
    • 1,696 Thanks
    Nebulous2
    • #4
    • 23rd Nov 13, 7:33 AM
    • #4
    • 23rd Nov 13, 7:33 AM
    My wife bought a new car in September. The dealer/ manufacturer provided 7 days free insurance. I thought they all did nowadays. Her own insurer asked about it and delayed the start of her new cover for a week, as they said they wouldn't double insure.

    I like cashback sites but they often insist that to qualify for cashback all contact with the company has to be made online. That has its limitations, sometimes you have to speak to a person.
    • Hintza
    • By Hintza 23rd Nov 13, 8:18 AM
    • 19,013 Posts
    • 13,960 Thanks
    Hintza
    • #5
    • 23rd Nov 13, 8:18 AM
    • #5
    • 23rd Nov 13, 8:18 AM
    Hi
    as anyone had the problem of trying to insure a brand spanking new car, registered at dealers this morning, yet i cant insure it without a registration which is recognised(dvla not up to speed).
    place make model etc but a request of registration is required for docs.
    has anyone had thios problem and manage to sort out.
    trying to go through a cashback site which if icant doit online going to cost me 80 and decsent qutoe also.
    help
    clemm
    Originally posted by clem28
    Can someone please translate?
    • Nebulous2
    • By Nebulous2 23rd Nov 13, 8:43 AM
    • 2,541 Posts
    • 1,696 Thanks
    Nebulous2
    • #6
    • 23rd Nov 13, 8:43 AM
    • #6
    • 23rd Nov 13, 8:43 AM
    Can someone please translate?
    Originally posted by Hintza
    I'll take a stab at it!

    He has bought a new car and has been given a registration number. He has tried to insure it through a cashback site, where the transaction must be done entirely online. The insurer he has chosen wont insure it because their quote system cant identify the car exists from the registration number, possibly because DVLA have not added the car to their database yet.

    He needs to explain his situation to the insurer in person, so they know it is a new car but he doesn't want to as he doesn't want to lose the cashback.
    • Hintza
    • By Hintza 23rd Nov 13, 8:52 AM
    • 19,013 Posts
    • 13,960 Thanks
    Hintza
    • #7
    • 23rd Nov 13, 8:52 AM
    • #7
    • 23rd Nov 13, 8:52 AM
    I'll take a stab at it!
    Originally posted by Nebulous2
    Excellent thank you.
    • parkfoot
    • By parkfoot 23rd Nov 13, 1:23 PM
    • 64 Posts
    • 864 Thanks
    parkfoot
    • #8
    • 23rd Nov 13, 1:23 PM
    • #8
    • 23rd Nov 13, 1:23 PM
    I'm having the same problem.x
    • cajef
    • By cajef 23rd Nov 13, 1:33 PM
    • 5,108 Posts
    • 4,159 Thanks
    cajef
    • #9
    • 23rd Nov 13, 1:33 PM
    • #9
    • 23rd Nov 13, 1:33 PM
    I had my registration number when i put the deposit on the car.

    I insured it before it had been registered so the dealer could tax it. No issues.
    Originally posted by forgotmyname

    Same here, I took delivery of a brand new car two weeks ago, I received the registration number a week before the vehicle was actually registered with the DVLA.


    Phoned my insurance company up and arranged change over from old car to new on delivery day which was the day the dealer actually registered it.
    I used to have a handle on life, but it broke.
  • pehorts
    I am having the same problem, because of finance issues my sister has bought the car for me, the dealership is insisting she is a named driver on the insurance, they tried to insure it on their 7 day policy but because it is my sister, not my wife they would not accept it, so the dealer advised me to insure the car myself and send them my insurance docs so they could register the car. I called my insurance company, they say they cannot insure without registration, I know the reg number it will be registered as but no can do. does any one know of an insurance company that will insure an unregistered car so that they can register it?
    • vikingaero
    • By vikingaero 16th Apr 14, 8:24 PM
    • 10,445 Posts
    • 13,132 Thanks
    vikingaero
    Most branded manufacturer insurance arms will be able to insure a car based upon the chassis number - ie Ford Insurance, Vauxhall Insurance, BMW Insurance, Volvo Insurance etc.

    Branded schemes are often underwritten by the same Insurer as general insurers but the difference is the agent working on the general side won't have a clue about insuring a car on a chassis number.
    The man without a signature.
    • Iceweasel
    • By Iceweasel 16th Apr 14, 8:40 PM
    • 4,412 Posts
    • 3,250 Thanks
    Iceweasel
    You think that you have a problem?

    Most general agents or brokers haven't a clue about using the chassis number rather than the reg number.

    When I worked in a Saudi Arabian university and drove home for the 3 month Summer holidays I had to have the chassis number on the insurance because the Saudis took the number plates away as you left their country! The Saudis didn't believe in insurance - "How dare you pre-empt the will of Allah?" They didn't like fire extinguishers or seat belts either.

    I had to arrange cover with a UK Insurance company for a car that wasn't in the UK - yet.

    I had lots of problems with that but you should be OK doing this in the UK for a few weeks until the DVLA sort themselves out.
    • bigjl
    • By bigjl 17th Apr 14, 2:57 AM
    • 6,261 Posts
    • 2,655 Thanks
    bigjl
    Find a new insurance company.

    You can insure a car with just a chassis number.

    As i have done that several times when driving Jap Imports back from Southampton.

    For the life of me i can't remember who i was with at the time, might have been Admiral.

    The dealer will already have a list of registration numbers to use which are already to go.

    Whenever i have bought brand new cars, scooters or motorbikes i have always been given a choice of 10/20 numbers to choose from. That is going back to '94 when i bought a new GPz500S from Motorcycle City.

    One caveat, it may be better if you got your quote via a call centre rather than online.
    Last edited by bigjl; 17-04-2014 at 3:00 AM.
    • bigjl
    • By bigjl 17th Apr 14, 3:02 AM
    • 6,261 Posts
    • 2,655 Thanks
    bigjl
    For pitys sake.

    Just noticed a brand new member has brought a thread back from the dead rather than start their own thread.

    What a waste of time.

    Hopefully the real OP got his or her issue sorted out.
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