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  • FIRST POST
    • dacouch
    • By dacouch 1st Apr 13, 9:51 AM
    • 20,600Posts
    • 12,765Thanks
    dacouch
    Things John said
    • #1
    • 1st Apr 13, 9:51 AM
    Things John said 1st Apr 13 at 9:51 AM
    http://www.honestjohn.co.uk/askhj/answer/40323/insurance-write-off-with-hastings-direct
Page 6
    • dacouch
    • By dacouch 23rd Apr 18, 6:55 PM
    • 20,600 Posts
    • 12,765 Thanks
    dacouch
    This is worrying...

    Question

    "Can I drive someone else's van on my fully comprehensive insurance?
    I'm insured fully comprehensive. My father-in-law has a van with business insurance. Can I borrow the van or even drive the van under my insurance? My insurance states that I can drive other vehicles. Does business insurance only allow named drivers to use the vehicle"

    Answer

    "Yes, you can drive the van on your insurance, but be aware that this only covers you for third party cover and not for damage you may cause to the van. Your father-in-law could also put you on his policy to be insured fully comp as a named driver."

    https://www.honestjohn.co.uk/askhj/answer/99452/can-i-drive-someone-else-s-van-on-my-fully-comprehensive-insurance-
    • waamo
    • By waamo 23rd Apr 18, 8:26 PM
    • 4,462 Posts
    • 5,854 Thanks
    waamo
    He's a clever bloke that John. Knowing what a persons policy says without even reading it.

    I'm impressed.
    This space for hire.
    • dacouch
    • By dacouch 15th May 18, 4:23 PM
    • 20,600 Posts
    • 12,765 Thanks
    dacouch
    https://www.honestjohn.co.uk/askhj/answer/100865/my-nine-year-old-son-cycled-into-a-car---who-s-insurance-do-we-claim-off-
    • dacouch
    • By dacouch 8th Jul 18, 12:46 AM
    • 20,600 Posts
    • 12,765 Thanks
    dacouch
    https://www.honestjohn.co.uk/askhj/answer/104885/when-it-comes-to-claims---how-far-back-do-insurance-companies-expect-you-to-go-
    • dacouch
    • By dacouch 18th Jul 18, 10:18 PM
    • 20,600 Posts
    • 12,765 Thanks
    dacouch
    The Road Traffic Act 1934 requires you to inform your Insurer of any incident that may lead to a claim. Also the Consumer Insurance Act makes it law that Insurers can only ask questions relevant to the risk they are covering.

    A learne driver having a non fault accident is not relevant to the risk the Insurer is covering.

    You learn something new every day...

    https://www.honestjohn.co.uk/askhj/answer/105470/i-m-learning-to-drive---am-i-insured-in-my-own-car-when-out-with-an-advanced-driving-instructor-adi-
    • dacouch
    • By dacouch 19th Jul 18, 7:04 PM
    • 20,600 Posts
    • 12,765 Thanks
    dacouch
    https://www.honestjohn.co.uk/askhj/answer/105663/can-an-insurance-company-demand-payment-for-a-policy-which-no-longer-exists-
    • dacouch
    • By dacouch 11th Sep 18, 11:03 PM
    • 20,600 Posts
    • 12,765 Thanks
    dacouch
    Oh dear

    https://www.honestjohn.co.uk/askhj/answer/109231/will-undeclared-points-on-a-licence-invalidate-our-insurance-claim-on-a-stolen-car-

    https://www.honestjohn.co.uk/askhj/answer/91004/can-an-insurer-void-a-claim-because-i-had-penalty-points-
    Last edited by dacouch; 11-09-2018 at 11:05 PM.
    • dacouch
    • By dacouch 1st Oct 18, 6:51 PM
    • 20,600 Posts
    • 12,765 Thanks
    dacouch
    errr...

    https://www.honestjohn.co.uk/askhj/answer/110339/i-work-for-a-charity---what-kind-of-car-insurance-do-we-need-for-taking-clients-out-
    • forgotmyname
    • By forgotmyname 2nd Oct 18, 12:42 AM
    • 27,774 Posts
    • 11,265 Thanks
    forgotmyname
    Good to know that failing to declare points will have no bearing on
    someone having to make a claim and the insurance company having
    to just suck it up.

    If thats the case whats the point of them asking about points and convictions?

    Do you think John (Mr Kelly) maybe wrong?

    Has nobody sued them yet?
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
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