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  • FIRST POST
    mrsb83
    2 days until I'm DF!
    • #1
    • 22nd Aug 12, 3:03 PM
    2 days until I'm DF! 22nd Aug 12 at 3:03 PM
    Wow.

    After a frugal month, I've been able to move my DFD forward from the 25th September to the 24th August. That's in two days' time!

    I am in shock. I remember updating my figures to 8% paid off and how daunting the task seemed. But budgeting has changed my life completely, and I've paid off 24k in two years whilst having more in my purse and having learnt the real value of a pound.

    Good luck to all of you starting your journeys, or coming to the end as I am. This site has allowed me to become financially literate for the first time in my adult life, and I couldn't be more grateful.

    This Forum Tip was included in MoneySavingExpert's weekly email

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    Last edited by Former MSE Debs; 28-08-2012 at 6:09 PM.
    Total Debt Sept 2010 - 24,132.38 / Current - 0.00/ 100% paid

    DFD - Aug 2014 24th Aug 2012

    10 a day // Jun - 64/300 / Jul - 133/310 / Aug - 281/310
Page 1
    • McKneff
    • By McKneff 22nd Aug 12, 3:06 PM
    • 36,234 Posts
    • 46,692 Thanks
    McKneff
    • #2
    • 22nd Aug 12, 3:06 PM
    • #2
    • 22nd Aug 12, 3:06 PM
    Well done Mrsb.



    And thanks for the update to, it always encourages others when they hear a success story.

    Regards
    Annie
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
    • HeadAboveWater
    • By HeadAboveWater 22nd Aug 12, 3:07 PM
    • 3,892 Posts
    • 9,344 Thanks
    HeadAboveWater
    • #3
    • 22nd Aug 12, 3:07 PM
    • #3
    • 22nd Aug 12, 3:07 PM
    WoW!!!! Fantastic news!!! Roll on the 24th
    Wealth is what you're left with when all your money runs out
    • the-mango
    • By the-mango 22nd Aug 12, 3:09 PM
    • 778 Posts
    • 1,481 Thanks
    the-mango
    • #4
    • 22nd Aug 12, 3:09 PM
    • #4
    • 22nd Aug 12, 3:09 PM
    Well done!!
  • out of debt at last
    • #5
    • 22nd Aug 12, 3:14 PM
    • #5
    • 22nd Aug 12, 3:14 PM
    Well done! It's amazing how much you learn after the LBM,I feel like i have grown up and become an adult at last (About time at 38)!!! I wish you luck on your onwards journey!
    Having a Consumer Holiday 2015

    • downsizer3
    • By downsizer3 22nd Aug 12, 3:29 PM
    • 681 Posts
    • 1,251 Thanks
    downsizer3
    • #6
    • 22nd Aug 12, 3:29 PM
    • #6
    • 22nd Aug 12, 3:29 PM
    Thats a hell of an effort in two years. Give yourself a pat on the back!
    What will you do with all that extra cash now eh? Well done.
    May 2018 - 159k + 3.5K CC - let the countdown begin!
  • woohoo_postingid
    • #7
    • 22nd Aug 12, 3:52 PM
    • #7
    • 22nd Aug 12, 3:52 PM
    Just think - if you carry on, in 2 years time you could have 24k in your bank !!!
    • Gordon Hose
    • By Gordon Hose 22nd Aug 12, 3:55 PM
    • 6,057 Posts
    • 4,113 Thanks
    Gordon Hose
    • #8
    • 22nd Aug 12, 3:55 PM
    • #8
    • 22nd Aug 12, 3:55 PM
    Well done!! I am 1 month away from paying off my loan and having no more debt!!

    That's 20k paid off in 5 years. Feels like forever lol
  • MissSmith28
    • #9
    • 22nd Aug 12, 3:59 PM
    • #9
    • 22nd Aug 12, 3:59 PM
    wow thats fantastic !!!!! How the hell did you manage that!!!

    Well done
    Starting Debts 2012 14,312.71
    22/08/12 - 13,234.90
    **Based on current min payments - Debt free by 01st Sept 2020**
    • frooglefraggle
    • By frooglefraggle 22nd Aug 12, 4:29 PM
    • 296 Posts
    • 1,169 Thanks
    frooglefraggle
    Well done MrsB83! that is fantastic!
    As said above are you going to start on the saving?
    Be lovely to know how you get on
    Fraggle
    1% challenge 2015.50 = 20.16
    Make 2.50 a day 80.82/77.50
    Sealed pot opening Nov 2018: ???
    Going back to being to basics. And penny pinching in 2018 This will be my year 😘
    • The Laisy Daisy
    • By The Laisy Daisy 22nd Aug 12, 4:39 PM
    • 47 Posts
    • 29 Thanks
    The Laisy Daisy
    Wow.

    After a frugal month, I've been able to move my DFD forward from the 25th September to the 24th August. That's in two days' time!

    I am in shock. I remember updating my figures to 8% paid off and how daunting the task seemed. But budgeting has changed my life completely, and I've paid off 24k in two years whilst having more in my purse and having learnt the real value of a pound.

    Good luck to all of you starting your journeys, or coming to the end as I am. This site has allowed me to become financially literate for the first time in my adult life, and I couldn't be more grateful.
    Originally posted by mrsb83
    WOW! That is amazing! I feel so happy for you. Today is the day I begin my journey to debt-free. Thank you for your inspiration - it came at the perfect time, congratulations once again! :-D
    "Earth provides enough to satisfy every man's need, but not every man's greed."
    - Gandhi
    • eyeopener2
    • By eyeopener2 22nd Aug 12, 4:46 PM
    • 2,204 Posts
    • 2,624 Thanks
    eyeopener2
    Wow, get in! fantastic stuff.
    I'm Debt Free 2/09/2013
    Debt at LBM 30/04/2010 24,109.38,
  • rosiesposies
    wowza thats great.

    out of interest, how much did you pay off each month nd did you snowball?
    we (well, my oh) has roughly the same debt and income as you.

    would be interesting if we had the same amount leftover each month to pay off the debt. if we do then there is no excuses for us not be to DF sept 2014!
    • Time to face the music
    • By Time to face the music 22nd Aug 12, 6:28 PM
    • 5,403 Posts
    • 38,276 Thanks
    Time to face the music
    Just wanted to say congratulations and very well done

    Posts like this inspire a lot of people and keep us going
    LBM 10/1/12 ~ DFW Start 6/2/12: 82,344 ~ Now Zero
    Debt free 17th April 2015
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt
    • katy_ann
    • By katy_ann 22nd Aug 12, 6:32 PM
    • 1,016 Posts
    • 5,473 Thanks
    katy_ann
    Well done! I love inspiring posts like this, makes me more determined! Enjoy your DF days!! x
    Officially Debt Free on 10/12/2015 | Back hanging my head in shame
    Total debt as of 05/09/2018: 931.07

    Mummy to a little prince 25/11/2016
    • maccymum
    • By maccymum 22nd Aug 12, 6:55 PM
    • 66 Posts
    • 159 Thanks
    maccymum
    Wow.

    After a frugal month, I've been able to move my DFD forward from the 25th September to the 24th August. That's in two days' time!

    I am in shock. I remember updating my figures to 8% paid off and how daunting the task seemed. But budgeting has changed my life completely, and I've paid off 24k in two years whilst having more in my purse and having learnt the real value of a pound.

    Good luck to all of you starting your journeys, or coming to the end as I am. This site has allowed me to become financially literate for the first time in my adult life, and I couldn't be more grateful.
    Originally posted by mrsb83


    i am so chuffed for you!!! i am just beginning my journey and its inspiring to know that it IS possible


    njoy your new life with money in your purse xx
    • Learning2Budget
    • By Learning2Budget 22nd Aug 12, 7:04 PM
    • 1,094 Posts
    • 4,937 Thanks
    Learning2Budget
    Congratulations.xx
    LBM 2008 45,091.23 eek: now 7889 Debt free date 18/07/2018
    • misselvis
    • By misselvis 22nd Aug 12, 9:17 PM
    • 280 Posts
    • 748 Thanks
    misselvis
    Congratulations you are a true inspiration to us all on our DF journey. As has been highlighted keep up the good work and in 2 years time think about how much you can save xxx
    misselvis proud and in motion - dealing with her debts step by step DFW #107
    challenge pay off 6.5k by the end of 2017~ 388/6500 challenge 1% challenge = 6% of debt cleared; challenge - build up 3 months emergency fund- 0/6000
    • beanielou
    • By beanielou 22nd Aug 12, 9:20 PM
    • 57,981 Posts
    • 238,587 Thanks
    beanielou
    Great result
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • ellesbellesxxx
    • By ellesbellesxxx 23rd Aug 12, 7:48 AM
    • 1,074 Posts
    • 2,229 Thanks
    ellesbellesxxx
    1 day now isn't it?!?! Well done x
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