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    • Kazza242
    • By Kazza242 14th Mar 07, 10:18 PM
    • 1,900Posts
    • 2,479Thanks
    New Cash ISAs (NISAs): The Best Currently Available List
    • #1
    • 14th Mar 07, 10:18 PM
    New Cash ISAs (NISAs): The Best Currently Available List 14th Mar 07 at 10:18 PM
    New Cash ISAs (NISAs): The Best Currently Available List

    **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. Updates to the list are made during the evening.**

    The current New Cash ISA (NISA) limit is 20,000 for the 2018/19 tax year.

    **As with any financial product, before opening a NISA do ensure that you have read and understood the terms and conditions.**

    All rates are subject to change without notice. Please check all rates and terms before investing.

    If you can think of an NISA I have missed please do send me a PM.
    Last edited by Kazza242; 13-05-2018 at 12:03 PM. Reason: List updated...
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    • Kazza242
    • By Kazza242 5th Apr 18, 10:11 PM
    • 1,900 Posts
    • 2,479 Thanks
    Nottingham Building Society Starter ISA (issue 8) - 2.25%
    The Nottingham Building Society Starter ISA (issue 8), paying 2.25% has been added to the first post of this thread.

    It can be opened with a minimum deposit of 10. Up to 2,400 can be deposited in the first month the account is opened and then up to 1,600 per calendar month thereafter.

    The account matures on 05/04/2019. It also offers a one-off opportunity to top up your account to the maximum ISA subscription limit in March 2019 (20,000).

    It can only be opened (and operated) in branch only. The interest rate is variable.

    Further details here.
    Last edited by Kazza242; 05-04-2018 at 10:14 PM.
    Please call me 'Kazza'.
    • Kernel Sanders
    • By Kernel Sanders 6th Apr 18, 9:15 PM
    • 3,278 Posts
    • 1,336 Thanks
    Kernel Sanders
    The waiting list for appointments to open this is long. Before Easter it was nearly a fortnight at Mansfield and over that at Sutton.
    • Froggitt
    • By Froggitt 7th Apr 18, 7:56 AM
    • 5,803 Posts
    • 3,068 Thanks
    The waiting list for appointments to open this is long. Before Easter it was nearly a fortnight at Mansfield and over that at Sutton.
    Originally posted by Kernel Sanders
    Presumably they treat this account, with a decent rate, as a paid for sales lead, therefore use the opportunity to flog all sorts of carp at the opening.
    illegitimi non carborundum
    • eskbanker
    • By eskbanker 7th Apr 18, 11:38 AM
    • 7,096 Posts
    • 7,522 Thanks
    I am aware that this thread is about "Mini Cash ISAs: The Best ISAs currently available List". But the one I will put forward below is another way of maximising the inetrest of cash ISA.

    [...starter's guide to flexible ISAs...]

    Certainly, I will be thankful if I could make my cash ISA money to go further. So, I definitely welcome a discussion, critics to maximise the interest on your cash ISA.
    Originally posted by adindas
    I'd politely suggest that if you want to discuss that, then open a separate thread for it, since you already recognise that this thread is specifically about best cash ISA products rather than a broader discussion of what to do with money that isn't in cash ISAs!
    • mary
    • By mary 7th Apr 18, 11:40 AM
    • 1,567 Posts
    • 446 Thanks
    Flexible RSA?
    Probably having a senior moment here but what is RSA (Regular Saving .......)?
    • adonis
    • By adonis 7th Apr 18, 11:46 AM
    • 790 Posts
    • 735 Thanks
    Regular savings account
    • Consumerist
    • By Consumerist 7th Apr 18, 12:27 PM
    • 4,831 Posts
    • 2,384 Thanks
    Given the paltry rates available on flexible ISAs, this is about all they are good for, if you can find one.

    I think most banks have woken up to the idea that this practice is their sole purpose since the introduction of the Personal Savings Allowance.
    Warning: In the kingdom of the blind, the one-eyed man is king.
    • MumOf2
    • By MumOf2 10th Apr 18, 2:31 PM
    • 523 Posts
    • 939 Thanks
    Virgin Money 3 year
    Just to say that the 3-year E-ISA issue 320 has been pulled. They still have a 3-year fixed at 1.85% but it's open instore, on the phone, etc.

    Quit Date: 20th November 2009, 7pm

    • Emily Joy
    • By Emily Joy 12th Apr 18, 10:07 AM
    • 105 Posts
    • 51 Thanks
    Emily Joy
    The waiting list for appointments to open this is long. Before Easter it was nearly a fortnight at Mansfield and over that at Sutton.
    Originally posted by Kernel Sanders
    It is somewhat shorter in Leicester.
    Last edited by Emily Joy; 12-04-2018 at 10:19 AM.
    • akh43
    • By akh43 14th Apr 18, 2:07 PM
    • 1,137 Posts
    • 3,089 Thanks
    The Aldermore fixed ISA rates have all dropped from 12/4/18 so need updating, they are now 1 year 1.40%, 2 year 1.65% and 3 year 1.80%.
    • Kazza242
    • By Kazza242 16th Apr 18, 8:50 PM
    • 1,900 Posts
    • 2,479 Thanks
    First post updated...
    The first post of this thread has been updated.
    Please call me 'Kazza'.
    • Rich2808
    • By Rich2808 17th Apr 18, 8:07 PM
    • 606 Posts
    • 457 Thanks
    It is somewhat shorter in Leicester.
    Originally posted by Emily Joy
    No queue or wait at all in St Albans!
    • Speculator
    • By Speculator 17th Apr 18, 8:39 PM
    • 1,765 Posts
    • 1,371 Thanks
    No queue or wait at all in St Albans!
    Originally posted by Rich2808
    I'll be there this Thursday.

    Thought I won't get my first payment in until mid May so was surprise to get an appointment to open one on Thursday!

    Just hope Ford don't launch a 4% Regular ISA in May like last year.
    Last edited by Speculator; 17-04-2018 at 8:42 PM. Reason: .
    • ratechaser
    • By ratechaser 17th Apr 18, 8:42 PM
    • 496 Posts
    • 388 Thanks
    No queue or wait at all in St Albans!
    Originally posted by Rich2808
    Indeed, popped in there yesterday to deal with another matured saver and they opened it for me on the spot without any appointment. Very pleased with that!
    • Emily Joy
    • By Emily Joy 18th Apr 18, 6:12 PM
    • 105 Posts
    • 51 Thanks
    Emily Joy
    Nottingham Building Society is about to launch 1 year fixed term ISA at 1.45%. Available in branch only from 25th of April.
    • Southcoast01
    • By Southcoast01 19th Apr 18, 7:22 PM
    • 12 Posts
    • 9 Thanks
    When I booked my appointment was told all the Nottingham building society branches are closed this Saturday (21st) while they update their IT systems. In case anyone is planning a visit.
    • kidmugsy
    • By kidmugsy 19th Apr 18, 11:28 PM
    • 10,519 Posts
    • 7,209 Thanks
    People in East Anglia might care to note that the Nottingham BS is moving into the area, having bought some of the branch offices of the Norwich and Peterborough BS.
    Free the dunston one next time too.
    • AirlieBird
    • By AirlieBird 25th Apr 18, 1:43 PM
    • 1,010 Posts
    • 820 Thanks
    Coventry have increased the rate of their Easy Access ISA (Issue 7) to 1.25% and 30 day Notice ISA (Issue 5) to 1.35%.
    Did you really mean to put loose?
    Lose: no longer possess, not to retain, unable to find
    Loose: not firmly or tightly fixed in place
    • Ken68
    • By Ken68 2nd May 18, 7:12 AM
    • 6,391 Posts
    • 4,084 Thanks
    The Nationwide Loyalty ISA 1.4% has now been withdrawn.
    • bristolleedsfan
    • By bristolleedsfan 2nd May 18, 5:34 PM
    • 7,513 Posts
    • 9,629 Thanks
    United Bank UK (UBLUK) Fixed Rate Cash ISA - 2.65%
    Minimum deposit: 2,000.
    Notes: Fixed for five years from account opening.

    For those who choose Interest added to account as opposed to paid away elsewhere rate is actually 2.79%

    Had certificate through today -20000 invested...Interest amount at end of 5 years will be 2791.53
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