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  • FIRST POST
    • Kazza242
    • By Kazza242 14th Mar 07, 10:18 PM
    • 1,900Posts
    • 2,479Thanks
    Kazza242
    New Cash ISAs (NISAs): The Best Currently Available List
    • #1
    • 14th Mar 07, 10:18 PM
    New Cash ISAs (NISAs): The Best Currently Available List 14th Mar 07 at 10:18 PM
    New Cash ISAs (NISAs): The Best Currently Available List


    **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. Updates to the list are made during the evening.**

    The current New Cash ISA (NISA) limit is £20,000 for the 2018/19 tax year.

    **As with any financial product, before opening a NISA do ensure that you have read and understood the terms and conditions.**


    All rates are subject to change without notice. Please check all rates and terms before investing.

    If you can think of an NISA I have missed please do send me a PM.
    Last edited by Kazza242; 13-05-2018 at 12:03 PM. Reason: List updated...
Page 221
    • lucky77
    • By lucky77 22nd Jan 17, 9:31 PM
    • 164 Posts
    • 86 Thanks
    lucky77
    All variable rate cash Nisas that accept transfers in mentioned in first post have reduced rates or in.case of Family Building Society, been withdrawn.
    • badger09
    • By badger09 10th Feb 17, 12:06 PM
    • 5,944 Posts
    • 5,283 Thanks
    badger09
    All variable rate cash Nisas that accept transfers in mentioned in first post have reduced rates or in.case of Family Building Society, been withdrawn.
    Originally posted by lucky77
    Indeed.

    It doesn't look as though Kazza242 is updating this thread

    If that's the case, it should be made clear on the first page. I'll PM her.
    • badger09
    • By badger09 10th Feb 17, 12:15 PM
    • 5,944 Posts
    • 5,283 Thanks
    badger09
    Kazza's inbox is full.

    Hope she's ok and just too busy
    • nettleby
    • By nettleby 21st Feb 17, 2:19 PM
    • 190 Posts
    • 67 Thanks
    nettleby
    I always check this thread before saving in an ISA, and was surprised to find it wallowing on page 3

    Like you, I hope Kazza is ok and whatever, have been very grateful for all his hard work keeping this thread updated over the years.
    Megan
    • G_M
    • By G_M 22nd Feb 17, 12:15 AM
    • 44,105 Posts
    • 52,267 Thanks
    G_M
    National Counties BS 45 Day Notice Cash ISA (issue 5)
    Available to existing customers only


    Family BS [35 Days' Notice] Cash ISA (1)
    Higher rate dropping to 0.9% on 17/3/17
    • veryintrigued
    • By veryintrigued 3rd Mar 17, 12:26 PM
    • 2,380 Posts
    • 1,792 Thanks
    veryintrigued
    Chuffed that Kazza is OK and updating this thread.

    Thanks Kazza
    • badger09
    • By badger09 3rd Mar 17, 12:39 PM
    • 5,944 Posts
    • 5,283 Thanks
    badger09
    Chuffed that Kazza is OK and updating this thread.

    Thanks Kazza
    Originally posted by veryintrigued
    ^^^^^

    Hope she also finds time to empty her inbox
    • Rich2808
    • By Rich2808 6th Mar 17, 2:15 PM
    • 607 Posts
    • 457 Thanks
    Rich2808
    Seems Al Rayan bank have cut the expected profit rate on their one year fixed rate isa from 1.36% to 1.09%.

    They will also be cutting the rate on their 120 day notice isa – now closed to new investors – from 1.55% to 1.2% - from 18 July. The only positive at least is that they give you 120 days notice plus another 14 days – notice of the rate drop.

    https://www.alrayanbank.co.uk/savings/isas/fixed-term-deposit-cash-isa/

    Also has anyone with a 40 day notice isa with Yorkshire or Clydesdale bank checked their online banking today – my account and balance has disappeared! I am assuming this is while they convert it to the new instant access isa paying 0.5% - from the up to 1.25% available until yesterday on the 40 day notice isa. I hope that’s the case anyway!
    • Kazza242
    • By Kazza242 15th Mar 17, 5:14 PM
    • 1,900 Posts
    • 2,479 Thanks
    Kazza242
    First post updated...
    Hello Everyone,

    I hope everyone's OK. I have been updating the thread, though some ISA providers have been offering new ISAs for only a few days and then withdrawing them, so there's been a lot of work keeping up with all the frequent changes.

    The first post has been updated.
    Please call me 'Kazza'.
    • Space Captain
    • By Space Captain 20th Mar 17, 8:49 PM
    • 87 Posts
    • 24 Thanks
    Space Captain
    My 2 year fix is finishing soon so looking at the Principality BS Fixed Rate Cash ISA (issue 167) - 1.26% . Never heard of them before though.
    • welshmoneylover
    • By welshmoneylover 20th Mar 17, 9:32 PM
    • 2,722 Posts
    • 3,624 Thanks
    welshmoneylover
    My 2 year fix is finishing soon so looking at the Principality BS Fixed Rate Cash ISA (issue 167) - 1.26% . Never heard of them before though.
    Originally posted by Space Captain
    Been with them for years, they are very thorough and efficient, never had a problem and that's exactly who I have gone with, hth
    Be happy, it's the greatest wealth
    • SallySunshine
    • By SallySunshine 23rd Mar 17, 9:55 AM
    • 667 Posts
    • 235 Thanks
    SallySunshine
    Just had word this a.m. my Clydesdale 2yr fix at 2.1% is ending in April and have been offered the 1yr fix for 0.75% or go mad and fix for 5yrs at 1.25%.

    Decidedly underwhelmed!
    • veryintrigued
    • By veryintrigued 23rd Mar 17, 6:09 PM
    • 2,380 Posts
    • 1,792 Thanks
    veryintrigued
    Rumour is that Notts BS will be launching a 2.25% Regular Saver. With up to 2000 being able to be deposited in April.

    Great news.

    I'll go get my tin hat now for Colstens annual criticism of me.
    • adindas
    • By adindas 23rd Mar 17, 10:43 PM
    • 3,530 Posts
    • 2,193 Thanks
    adindas
    ISA Flexibility with NW Flexclusive ISA
    I have NW Flexclusive ISA from previous tax years (2015 and earlier) but because the interest rate is too low, about August last year I moved it to higher interest current account taking advantages of cash ISA flexibility. I am planning to put it back into NW Flexclusive ISA to retain its ISA status on Wednesday April 5 (the last day of 206-2017 tax year) using FP.

    I have NW FP many times it will arrive to NW account in a matter of seconds. On Thursday April 6, 2017 (the first day of 2017-2018 taxyears) I will move it out to higher interest current account. I want to keep its ISA status.

    - Is there any problem with this plan ?
    - Is there any known pitfalls for doing this with very tight schedule ?

    Thanks
    • masonic
    • By masonic 24th Mar 17, 6:44 AM
    • 9,229 Posts
    • 6,358 Thanks
    masonic
    I have NW FP many times it will arrive to NW account in a matter of seconds. On Thursday April 6, 2017 (the first day of 2017-2018 taxyears) I will move it out to higher interest current account. I want to keep its ISA status.

    - Is there any problem with this plan ?
    - Is there any known pitfalls for doing this with very tight schedule ?
    Originally posted by adindas
    I'm not taking the risk of leaving it to the last possible day to replace the ISA money. Banking problems do happen from time to time. I'll be doing mine a couple of days before to be on the safe side.

    There is no problem with your plan, other than the slight risk the transfer might be delayed if you are extremely unlucky.
    • ctdctd
    • By ctdctd 24th Mar 17, 7:29 AM
    • 880 Posts
    • 700 Thanks
    ctdctd
    I have NW FP many times it will arrive to NW account in a matter of seconds. On Thursday April 6, 2017 (the first day of 2017-2018 taxyears) I will move it out to higher interest current account. I want to keep its ISA status.

    - Is there any problem with this plan ?
    - Is there any known pitfalls for doing this with very tight schedule ?
    Originally posted by adindas
    I'd do it with maybe 3 working days spare in case of any problems such as:-
    FP could be delayed on the day you try it - bank websites are not 100% reliable.
    The amount could trigger a security check - especially if it's a new payee.
    The amount could be above your bank daily FP threshold.
    Your internet connection could go wrong.
    You could forget your bank password (oh, only me then!)

    and so on!
    Do Money Saving sites make you buy more bargains - and spend more money?
    • Rich2808
    • By Rich2808 27th Mar 17, 3:08 AM
    • 607 Posts
    • 457 Thanks
    Rich2808
    Rumour is that Notts BS will be launching a 2.25% Regular Saver. With up to 2000 being able to be deposited in April.

    Great news.

    I'll go get my tin hat now for Colstens annual criticism of me.
    Originally posted by veryintrigued
    That's good news - branch based I assume?

    I got an advance maturity letter for my 3 per cent Saffron BS 12 month regular saver ISA on Friday. No sign of another regular saver ISA from them.

    The letter Informed me that on maturity it would be moving my funds into a flexible ISA paying a whopping 0.25 per cent - accompanied by a glossy three page leaflet explaining amongst other things than in 12 months if I invested £1000 I would hsve warned a whole £2.50 in interest tax free!

    Somehow think I won't be taking advantage of that offer!
    • veryintrigued
    • By veryintrigued 28th Mar 17, 4:14 PM
    • 2,380 Posts
    • 1,792 Thanks
    veryintrigued
    That's good news - branch based I assume?
    Originally posted by Rich2808
    Yes


    I got an advance maturity letter for my 3 per cent Saffron BS 12 month regular saver ISA on Friday.
    Originally posted by Rich2808
    Still waiting mine.


    No sign of another regular saver ISA from them.
    Originally posted by Rich2808
    They definitely aren't launching one.
    • adindas
    • By adindas 28th Mar 17, 5:08 PM
    • 3,530 Posts
    • 2,193 Thanks
    adindas
    Yes
    They definitely aren't launching one.
    Originally posted by veryintrigued
    How did you know that. Normally Saffron offer will match Nottingham BS.
    • liver-bird
    • By liver-bird 28th Mar 17, 6:03 PM
    • 46 Posts
    • 1 Thanks
    liver-bird
    Really? I'll be gutted if so!

    Done theirs as my new one for several years now. Great as you can open by post.

    Not impressed with their Maturity ISA at 0.25% though as Rich2808 said!

    Already got another one from previous years maturity on 14/4 so looks like I am going to be busy trying to find something half decent, or more than one maybe
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