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  • FIRST POST
    • MSE Tony
    • By MSE Tony 27th Mar 12, 4:48 PM
    • 69Posts
    • 17Thanks
    MSE Tony
    Car Breakdown Discussion
    • #1
    • 27th Mar 12, 4:48 PM
    Car Breakdown Discussion 27th Mar 12 at 4:48 PM


    This discussion is specifically for you to feedback on


    Car Breakdown cover


    Please first read the




    Click 'post reply' to have your say and let us know if it's about home or car cover

    To discuss other issues please use one of the following:






    Car Insurance

    Feedback

    Last edited by MSE Tony; 27-03-2012 at 7:00 PM.
Page 31
    • molly57.
    • By molly57. 11th Feb 18, 1:01 PM
    • 116 Posts
    • 159 Thanks
    molly57.
    My car is five years old tomorrow. Happy Birthday car! So the warranty and complimentary breakdown cover expires tomorrow as well. I've always been with the RAC over the years and once with the AA and Green Flag. Never had any problems with these three companies except the cost.

    I am a single mature lady and planning a big road trip to Scotland and back in the summer. I am looking today to take out breakdown cover to cover me for the next year and every eventuality on my trip. Obviously I want to save money but not cut down on the service I receive.

    Which company do you experts recommend for me?

    P.S. My car insurance is due for renewal at the end of March 2018. I could risk six weeks without breakdown cover to take advantage of a better deal coupled with my car insurance but knowing my luck the car will breakdown the moment my cover expires!
    Last edited by molly57.; 11-02-2018 at 1:06 PM. Reason: Add more info.
    • Quentin
    • By Quentin 11th Feb 18, 1:19 PM
    • 35,597 Posts
    • 19,811 Thanks
    Quentin
    MSE article on breakdown cover:

    www.moneysavingexpert.com/car-insurance/breakdown-cover
    • molly57.
    • By molly57. 11th Feb 18, 1:36 PM
    • 116 Posts
    • 159 Thanks
    molly57.
    Hello
    Thank you for posting the link to the forum about car insurance/breakdown cover. It was through the link I came to this forum. I'm tempted to go for Green Flag but there seems to be other companies recommended on here that I have never heard of. So not sure at all.
    • 2010
    • By 2010 11th Feb 18, 4:36 PM
    • 4,188 Posts
    • 3,339 Thanks
    2010
    Originally posted by Quentin
    Remember this was written last Dec. and the cashback rates have changed since.
    • tonymmm
    • By tonymmm 19th Feb 18, 9:16 PM
    • 1 Posts
    • 0 Thanks
    tonymmm
    Got Ripped off by the RAC, what can I do?
    Hi there, I'd love a bit of advice from someone here, My girlfriend has just been given a car by her grandparents, really nice of them, so she was heading home to see her family and the clutch went, she called the RAC to get immediate breakdown cover, happy to pay at the time, annual price 145 quid, but whatever, she had no real choice, the joke thing that was before she signed up they told her that it would be 1 hour 30 minutes, so she paid and went ahead with it. 7 hours later they turned up, after calling twice to chase after them not showing twice. Called today to complain to be told that its unlikely to get anything back, its not the time its the fact that they lied to get her to sign up. ANY ADVICE WOULD BE REALLY APPRECIATED!
    • murphydavid
    • By murphydavid 18th Mar 18, 4:19 PM
    • 585 Posts
    • 131 Thanks
    murphydavid
    Green flag and CBC
    Green Flag - I noticed a slight change in the wording of the recovery option, but does it mean a big change in my cover? I would be grateful if someone with a talent for reading the small print would comment.
    The change in wording is from: “if we can’t fix your vehicle the same day” we will transport it to your home etc;..to “if your vehicle can’t be repaired locally the same day” we will transport it to your home etc.
    Previously; if the mechanic could not get me going at the roadside I could ask for my car to be returned home where I could choose who to get to repair it or do it myself at my price. Am I now correct in thinking that, with the new wording, if the mechanic can not get me going at the roadside he will now be able to say “no I don’t want to take your car home because I know a local garage (his) that I can take you to who will repair it today” and once at that local garage I get to foot the repair bill? Thus not allow me to shop around for a better deal.
    The word local is not defined explicitly in the policy wording, but there is the following in the previous level of cover.
    “Local recovery
    If we come out to your vehicle but can’t get it going, we’ll take you, your vehicle, and your passengers to one of our repairers.”

    I then compared CBC and noticed they say something similar.

    I'm rather skeptical about having someone I don't know having the choice of taking my car to a garage I don't know.
    • connected123
    • By connected123 25th Mar 18, 8:23 AM
    • 10 Posts
    • 0 Thanks
    connected123
    Just got my Green Flag renewal for Recovery Plus cover.

    Last years cost: £59.40

    This years proposed cost: £75.04

    That's a 26.33% increase with a so called 'No Call Out Discount', presumably because I haven't had to use them during the year. That kind of increase repaying me for my loyalty and no claims during the year - fantastic business model!

    How can any company expect to keep business when there's that kind of hike in the rate when inflation is what - 3%?

    I bet the mechanics don't get a 26% salary increase do they?

    Here we go again, another product we buy where we have to go searching all over the place filling in endless comparison sites and insurers to get quotes. At 70 yrs of age every hour taken up doing all this is relative to how long I've got left!

    What happened to KIS & Keep it Simple?
    Last edited by connected123; 25-03-2018 at 8:26 AM.
    • connected123
    • By connected123 25th Mar 18, 9:21 AM
    • 10 Posts
    • 0 Thanks
    connected123
    Following my above post, I just went onto Green Flag website to see what it said there and I went for a quote on-line - quoted £61.40 which is £2 increase on last years price for full UK cover (Not personal cover - I didn't need that). I can live with that!

    Why do they put you through this paper nonsense and hike up renewals wasting everyone's time?

    Okay for another year then!!
    • murphydavid
    • By murphydavid 26th Mar 18, 9:21 AM
    • 585 Posts
    • 131 Thanks
    murphydavid
    Following my above post, I just went onto Green Flag website to see what it said there and I went for a quote on-line - quoted £61.40 which is £2 increase on last years price for full UK cover (Not personal cover - I didn't need that). I can live with that!

    Why do they put you through this paper nonsense and hike up renewals wasting everyone's time?

    Okay for another year then!!
    Originally posted by connected123
    Yes I agree Green Flag don't inspire loyalty. I don't know if you have recovery included but if so you might want to note my post just above yours. In the end I could not agree to their change of wording and looked through MSE article again and found under point 5 Autoaid and got what I thought was a better deal at £43.31. Think you have a 14 day cooling off with Green Flag so its not too late if you want to loose more of your valuable time and change your mind.
    • ScarletMarble
    • By ScarletMarble 13th Apr 18, 12:49 PM
    • 7,656 Posts
    • 13,818 Thanks
    ScarletMarble
    My renewal quote from RAC was £122. Rang them up and got that down to £89 and with 3 months free cover.
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