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  • FIRST POST
    • 166million
    • By 166million 23rd Nov 11, 1:23 PM
    • 1,206Posts
    • 5,061Thanks
    166million
    Break on through...2012....to 2017...on to 2018
    • #1
    • 23rd Nov 11, 1:23 PM
    Break on through...2012....to 2017...on to 2018 23rd Nov 11 at 1:23 PM
    Here is where I begin:

    [January 2011 total debt: £4576.65]

    November 2011 total debt: £1330.10

    3 days to payday...1.....2.....3.....
    Last edited by 166million; 31-12-2017 at 8:12 PM. Reason: New title
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
Page 6
    • 166million
    • By 166million 31st Dec 17, 8:14 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Happy New Year everybody!
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 2nd Jan 18, 10:04 AM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Already got £1.11 interest from my new account, I had £1000 in there for 10 days.
    I know it's only a pound, but its free money!
    Woo hoo
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 2nd Jan 18, 1:41 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Done the Budget Brain tool (again) it says i have £97 a month underspend.
    Now I am planning to go back to my class which will be £35 a month.
    Need to work out what I am spending the other £62 on. Some of it will be going into savings via the Chip app. (approx £15 per month) I allocate myself £50 spends a month - but what am I actually doing with it? Most of it has been food in the last few months, but now I am bringing my lunch in from home I shouldn't need to be spending much on additional food.
    Going to track it this month to see where it is going.
    £1 on food spent so far.
    £10 taken out to get change to put air in my tyres, some of the change from that went to Rotary collection when they brought their Santa float round. Husband bought something and I reimbursed him. I can't remember what. I know at least 50p went into my piggy bank.

    Will try and keep track of what I am doing!
    Last edited by 166million; 02-01-2018 at 1:46 PM.
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 4th Jan 18, 2:59 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Have spent 17.50 on new clothing for interviews
    and £15 on some birthday presents
    Nearly my whole months allowance
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 10th Jan 18, 11:22 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Have spent 1.70 on food
    Going to take the new clothes back as they look rubbish on
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 12th Jan 18, 7:33 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Took the new clothes back,got refund
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 16th Jan 18, 11:32 AM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    um. waiting for payday 9 days to go.
    trying to keep food intake under control.
    still got nearly 3 stone to lose
    £4 gone into savings pot
    need to get petrol today
    and put wardrobe on ebay
    Last edited by 166million; 16-01-2018 at 11:35 AM.
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 18th Jan 18, 3:21 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Expenses tomorrow
    payday in 1 week

    Will still have job in March so that's good
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 18th Jan 18, 4:10 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    So my weight loss goal date is 18/11/2018 (based on 1lb a week)
    It's a bit like a debt- I ate beyond my means, and I'm now paying off all the chips and chocolate, ice cream etc
    I'm hoping for 'overpayments' to my weight 'debt' in order to bring my goal date a bit closer. Have started a spreadsheet because you've got to have a spreadsheet haven't you


    Its only 10 months anyway - lots quicker than I paid my debt off
    Last edited by 166million; 18-01-2018 at 4:35 PM.
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 22nd Jan 18, 10:25 AM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    lost 3lb
    payday in 2days!

    69 savings to cc
    19.79 birthday to cc
    rest of savings to Nationwide.
    815 bills account
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 25th Jan 18, 9:07 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Payday!
    Have had 20 odd quid from top cash back
    And 17 something from Natwest rewards
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 25th Jan 18, 9:09 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Trying to keep spends to a pound a day - didn't do it for Jan. Will try again in Feb
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 28th Jan 18, 10:58 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Want to,spend money!
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 3rd Feb 18, 3:06 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Keeping track on my spreadsheet but not in my brain
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 7th Feb 18, 1:49 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Weight loss target date now 21st Oct 18 - 8 months!
    Expenses paid on Friday

    Have not spent anything today
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 14th Feb 18, 5:54 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Feeling very miserable today . Am ill and eating too much and bored
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 3rd Mar 18, 9:27 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    It's all gone a bit wrong. Keep eating all the time
    Money stuff ok though
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 22nd Mar 18, 7:42 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Have got a little pay rise and expenses put in for today of 200. So should be able to pay the credit card
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • 166million
    • By 166million 30th Mar 18, 8:25 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Been away so spent loads
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
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