A blissful home - mortgage_girl's MF diary

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  • Hi bexster - thanks for stopping by :hello: Yes, I think FI is certainly the way forward. From what I've seen, government meddling is certainly pushing people out of the profession. Such a shame. :( Off to have a nosy to see if you have a diary...

    Thank you for the weekend wishes BW. It's been fairly busy with bed buying and schoolwork, but just 5 more days to go (and a new bed to look forward to in a couple of weeks)!:) Hope your weekend has been lovely and you have a good week.

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • bexster1975
    bexster1975 Posts: 1,576
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    Hi MG

    no diary. People in RL know me on here so don't keep one. I will be mortgage neutral in October, ten years after taking out the mortgage. Hence the change of direction once FI

    Bexster :)
  • Wow, well done on being mortgage neutral. I'm hoping to be in a very similar situation next year after having my mortgage for 10 years too - either mortgage free or mortgage neutral, so fingers crossed things keep going the way they are.

    Ooh a change of direction for you, sounds exciting. Any thoughts on the direction you're going to head in, or can't you say?

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • bexster1975
    bexster1975 Posts: 1,576
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    Hi MG

    Yes I can tell. I already run my own business, mostly private tutoring. I have been developing this however and set up several income streams. Best news is with the mortgage gone ( either actually or technically) I have relatively low outgoings so can hopefully survive a slow start if it happens. It's not the teaching of people that's the problem with education see :D

    Bexster :)
  • Ooh it sounds like you've got it off to a good start Bexster and with low outgoings you're sure to reap the benefits much sooner. :)

    Have had a very fun and exciting weekend but will post about it when I'm a little more awake. I need my sleep...zzzzzzz.

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • BookWorm
    BookWorm Posts: 2,464
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    Ooooh that sounds intriguing MG - look forward to hearing about it :)

    Have you broken up yet?

    BW x
  • Oooh long time no posting... let me just grab a cuppa...:coffee: that's better.
    Yes, I broke up last Friday but have been in work all week as I wanted to get some things sorted out so that they weren't hanging over my head in September. So last week was another week of early starts and grafting. The caretakers locked up at 3.00 so at least the days weren't too long but I did end up bringing a few bits home with me to do on an evening. So I suppose technically I broke up yesterday, which means today is the first day of my holiday. Yippeee! :j:j:j

    This weekend will be a quiet (and probably quite lazy) one, unlike last weekend which was fabulous. We went to our local pride celebration and it really was a fantastic day. It didn't start until the afternoon so we took a picnic and made a full day of it. There were a wide variety of performances ranging from singers, street dancers, dj's and...wait for it...'crumble lady' was there (Lorraine Bowen) who I think is hilarious but my partner just doesn't 'get'...and talk about being a wannabee groupie, I even managed to get my photo taken with her!:rotfl::rotfl::rotfl:

    Then on Sunday we went to my parents for a bbq, thankfully managing to get the timing just right and dodge the rain. I felt quite drained after Saturday's excitement so it was nice just to sit and chill, and even nicer when I got home and curled up on the sofa with a blanket and had a snooze - gosh I feel so old!:o

    So now I'm officially on my hols and I've started it in a very MFW way by making a £25 op. ;) I'm really looking forward to having some time to unwind and I'm sure there'll be lots of baking and pottering around the garden.

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • happydays_70
    happydays_70 Posts: 285
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    Hope you are enjoying your hols! I most certainly am :)
    Mortgage 22 years £190,419 at 2.84% fixed for 2 years from 1st July 2014

    Mortgage 21 yrs 6 mths £186,059 as of February 2015

    Mortgage 20 years 7 months £178,644.68 February 2016
  • BookWorm
    BookWorm Posts: 2,464
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    Hello MG - just stopped by to say hi and wish you a lovely weekend :)
  • Hope you are enjoying your hols! I most certainly am :)

    Yes I am now - I went into work for the first week of the hols and then I was ill for 4 days, which seems to be pretty normal for people in our profession :( However, I'm fully recovered now and enjoying some time in the sun. Hope your hols are going fabulously. :D
    BookWorm wrote: »
    Hello MG - just stopped by to say hi and wish you a lovely weekend :)

    Aww thank you BW. I had a lovely weekend. I spent Saturday feeling a bit tired but went to a local music festival and pottered around the stalls and Sunday was a productive day in the garden.

    In other news, my new bed arrived!!! And it is fabulous...and very high too. I opted for a kingsize and the mattress is so thick, it's very luxurious. I even pushed the boat out and purchased some rather expensive silicone pillows which are an absolute dream, I'm expecting them to last a lot of years though so hopefully they'll be a worthwhile investment. I've had a bit of a reshuffle with the bedroom furniture and needed some new (taller!) bedside tables, a new duvet (didn't even think of this when I 'upgraded' from a double to a kingsize - oops!), sheets and duvet covers so it's been a bit of a 'spendy' few weeks, but I'm very happy with how it's turning out, my bedroom is transforming into a haven of relaxation.

    I've also been busy doing some garden jobs. I've cut the mammoth hedge (with some help from my partner), weeded the veg patch, painted the shed and deadheaded and treated the roses for the dreaded black spot - I just can't seem to get rid of it, which is frustrating as I have about 5 rose bushes. I've also been trying to solve the problem of the mystery white leaves on my cucumber plants. I've no idea what it is, I never seem to have any luck with growing cucumbers. I grew 10 plants from seed and all of the plants that I've given away are thriving but mine don't seem to be doing as well. I keep them in the greenhouse and the leaves start off fine and then turn white and go crispy. I've looked online and suspect it may be sun scorch but I'm really not sure. Are there any cucumber experts out there who can help?:o

    I've also started running again for the first time in about 4 months. I forgot how much I enjoyed it. It's lovely going for an early morning run along the seafront, quite invigorating.

    Right, time to catch up on some diaries. :)

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

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