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  • FIRST POST
    • gallygirl
    • By gallygirl 1st Jan 11, 11:34 AM
    • 16,590Posts
    • 109,555Thanks
    gallygirl
    Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary
    • #1
    • 1st Jan 11, 11:34 AM
    Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary 1st Jan 11 at 11:34 AM


    Best I could come up with for a title . For those who haven't come across me before, HERE is my old diary. Hopefully I will keep this one to 2016 when I will be totally mortgage free

    2011 challenges.

    Mortgage #1
    £19,546.15 Currently
    0 Target

    Mortgages 2 & 3
    £101,668.64 Currently
    £94,803.11 Projected end of 2011
    £90,000 Target (mortgages - savings)

    BTL Mortgage on Late Mum's House
    £27,056 Currently
    £25,489.36 Projected end of 2011
    £23,000 Target


    In addition to that I have set myself some other goals. Some easy to measure, others a bit more subjective:
    1 June I will decorate the living room and buy new sofas
    2 August I will reach my target weight (the 'real' one, not the official one. I will get below 11 stone) and stay there
    3 August I will have no mortgage on my house
    4 August I will be fabulous at 50!!!!!
    5 October I will have a garden I am proud of
    6 December I will read 12 books off the BBC list
    7 Ongoing I will continue sell all possible things on ebay
    8 Ongoing I will start entering competitions again (& flog everything I win)
    9 Ongoing I will exercise for 30 mins at least once a week
    10 Ongoing I will meet up with friends at least once a month
    11 Ongoing I will continue loving life & thanking the Universe for all its' gifts

    Here goes folks!

    gg x
    Last edited by gallygirl; 03-01-2011 at 8:58 AM.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    Mortgage Balance = £0
    "Do what others won't early in life so you can do what others can't later in life"
Page 289
    • Karmacat
    • By Karmacat 8th Mar 18, 8:46 AM
    • 29,221 Posts
    • 167,015 Thanks
    Karmacat
    Sounds brilliant, GG I love the way the money has faded in importance and the living life has come to the fore. You sound like you're really (getting) settled over there too. I notice it particularly because I'm still catching up myself, but I'm getting there
    Retired August 2016
    • Debsnewbudget
    • By Debsnewbudget 8th Mar 18, 8:21 PM
    • 259 Posts
    • 2,440 Thanks
    Debsnewbudget
    Well done but should we be worried that you are putting friends in a sports bag !!
    • gallygirl
    • By gallygirl 8th Mar 18, 9:20 PM
    • 16,590 Posts
    • 109,555 Thanks
    gallygirl
    Well done but should we be worried that you are putting friends in a sports bag !!
    Originally posted by Debsnewbudget
    It's her balls I am putting in there, not her. I realise that doesn't actually sound any better .
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    Mortgage Balance = £0
    "Do what others won't early in life so you can do what others can't later in life"
    • Debsnewbudget
    • By Debsnewbudget 8th Mar 18, 11:09 PM
    • 259 Posts
    • 2,440 Thanks
    Debsnewbudget


    There was an apostrophe but I decided to ignore it
    • greent
    • By greent 9th Mar 18, 6:00 PM
    • 7,012 Posts
    • 71,608 Thanks
    greent
    It's her balls I am putting in there, not her. I realise that doesn't actually sound any better .
    Originally posted by gallygirl
    Umm..... no, it doesn't!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £877.49/£4000
    Net sales 2018 £495.54/£1000 PAYDOX18 (#15) £13869.38/£18694.38
    • gallygirl
    • By gallygirl 9th Mar 18, 10:56 PM
    • 16,590 Posts
    • 109,555 Thanks
    gallygirl
    Temperature racked up over last few days. Out tonight with no cardi and toes are coming out tomorrow.

    Just saying .
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    Mortgage Balance = £0
    "Do what others won't early in life so you can do what others can't later in life"
    • newgirly
    • By newgirly 9th Mar 18, 11:34 PM
    • 6,283 Posts
    • 43,380 Thanks
    newgirly
    Enjoy the sunshine GG, I'm not jealous at all
    MFW 21
    Target for 2018 £40k/£13,632 paid so far

    Mortgage £36,319 4yrs left. Total owed £48,358 plan to clear in 14 months
    • Karmacat
    • By Karmacat 10th Mar 18, 10:28 AM
    • 29,221 Posts
    • 167,015 Thanks
    Karmacat
    Yeah, me neither. Move along, nothing to see here, these aren't the droids you're looking for ...

    hope your tootsies enjoy their time!
    Retired August 2016
    • gallygirl
    • By gallygirl 10th Mar 18, 6:52 PM
    • 16,590 Posts
    • 109,555 Thanks
    gallygirl
    Yeah, me neither. Move along, nothing to see here, these aren't the droids you're looking for ...
    Originally posted by Karmacat

    hope your tootsies enjoy their time!
    Originally posted by Karmacat
    Yes they did - but face got sunburnt . And before anyone comments:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    Mortgage Balance = £0
    "Do what others won't early in life so you can do what others can't later in life"
    • Tilly MFW in 6 YRS
    • By Tilly MFW in 6 YRS 10th Mar 18, 7:01 PM
    • 7,639 Posts
    • 86,902 Thanks
    Tilly MFW in 6 YRS
    You need to tick - catch up with Tilly - off your list
    2004 £387k 29 years - MF March 2033
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15
    • gallygirl
    • By gallygirl 10th Mar 18, 7:58 PM
    • 16,590 Posts
    • 109,555 Thanks
    gallygirl
    You need to tick - catch up with Tilly - off your list
    Originally posted by Tilly MFW in 6 YRS
    Will do
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    Mortgage Balance = £0
    "Do what others won't early in life so you can do what others can't later in life"
    • Debsnewbudget
    • By Debsnewbudget 12th Mar 18, 6:35 PM
    • 259 Posts
    • 2,440 Thanks
    Debsnewbudget
    They think Maya is back at Rutland
    Last edited by Debsnewbudget; 12-03-2018 at 6:51 PM.
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