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    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 18th Nov 10, 3:29 PM
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    3 kids 2 jobs 1 dog
    Sorting through my rubbish
    • #1
    • 18th Nov 10, 3:29 PM
    Sorting through my rubbish 18th Nov 10 at 3:29 PM
    I have been lurking on this website for a few years now, mainly reading threads and posting occassionally. Started PADding (twice) and stopped (twice!). Avide fan of the OS threads - all hail the Stardrops

    I have managed, mainly through being a shopaholic and a hoarder, to get myself in a real pickle both financially and in the house. My home is bulging at the seams with my possessions as well as those of my 3 kids, DH and our large dog! Something has got to give.

    I have started the great declutter, many bags have already gone to the charity shop, some to the tip and lots of stuff ebayed but there is lots more to go through. I need the space in the loft so that eventually DS1 can move up there, but first I need the money from ebaying stuff to help clear debts so that I can fund the necessary building work.

    And so it begins...my diary...2011 is the year I am going to attempt to clear my loft and one of my cc debts (the one with highest interest rate - I have been snowballing!). Going to keep grocery expenses to minimum, thankfully I am quite adept at making meals from what is whoopsied or on offer and the family are not really fussy eaters. Resist buying new toiletteries etc (bathroom cabinets are already groaning) and I don't really need new clothes or shoes and will keep to a minimum what I buy for the kids.

    Anyone who wants to join me for the ride please feel free, I am sure it will be a bit of a roller coaster - my life usually isand any tips/advice gratefully accepted.

    Wish me luck

    321
    REPAYMENT PLAN
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Page 28
    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 16th Apr 18, 3:03 PM
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    3 kids 2 jobs 1 dog
    Hi All

    Hope you have had a good weekend.

    I had a fairly relaxed one, babysat my new grandaughter, went for a dog walk and a cream tea, all very nice.

    Did the grocery shopping yesterday, £23! We are still using up stocks to be fair and still have loads in the freezers etc.

    DD needed some new jeans, very fussy about what she wanted but we managed to get some in the Factory Shop for £18 so that wasn't too bad.

    I seem to be struggling with money this month but then we have been on holiday, waiting for my expenses to come through, thats about £140. My budgeting strategy has fallen to the wayside this month, its just been a case of getting by! But I'll be back on it next month!

    I'm keeping a weather eye on Rightmove, I want to stay where I am if I can but it depends how difficult Ex becomes. He has asked to come back but I really don't want him back now. I think it is all going to become very difficult over the next few months.

    321 xxx
    REPAYMENT PLAN
    Barclaycard £6700 0% repaying at £300 pm
    LOAN £14000 £11809 - DFD September 2022
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    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 20th Apr 18, 2:54 PM
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    3 kids 2 jobs 1 dog
    Hi All

    Just a quick update.

    Weightloss still continuing, 2.5 stones in last 6 months. Tried on my summer clothes and literally walked out of most of my skirts, shorts, trousers. I am going to try and get by with things that I have, some bits still fit and some bits I have bought over the winter will be fine for summer too, I did buy some new, size 12 t-shirts yesterday, 3 from Primarni and 3 from Saltrock (£5 each and on a 3 for 2!), to think a year ago I was buying size 18s!!

    I am meeting with Ex tomorrow to discuss the way forward, selling the house etc, not looking forward to it but I think I will feel much better once it's done. Looking on Rightmove, there are places I can afford so I will be ok and will hopefully avoid the need for a mortgage.

    That's it, enjoy the sunshine

    321 xxx
    REPAYMENT PLAN
    Barclaycard £6700 0% repaying at £300 pm
    LOAN £14000 £11809 - DFD September 2022
    Weightloss 13.9 24/10/17 13.0 24/11/17 12.3 27/02/18 11.0 09/07/18
    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 25th Apr 18, 11:17 AM
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    3 kids 2 jobs 1 dog
    Hi All

    Had a frugal few days, payday tomorrow and I'll be back to my budgeting plan, £100 per week for all mine and DD's expenditure, food, petrol, clothes, treats etc. We have no major expenses this month and I am on holiday the end of May but will have been paid again by then so hopefully will make a few dents in debts this month.

    Food wise we had frozen pizzas on saturday night, subway (treat for DD on Sunday) and then homemade cottage pie for dinner, the rest of the cottage pie for monday's dinner, pasta with pesto and cheese last night, cauliflower cheese tonight and egg and chips tomorrow, all from stocks. DD is then away Friday - Sunday so I will live on whatever is to hand and do a stock up at the beginning of next week.

    Had a chat with Ex on Saturday, didn't really resolve anything so I am going to stay in the house for now and review in a year (obviously if we are going to sell, now is the time of year to put it on the market). At least by giving it time I will be sure that any decisions are the right ones.

    I'm looking forward to the coming weekend, night out with girls on Friday and then hopefully a nice day out with a friend on saturday and chill on sunday.

    321 xxx
    REPAYMENT PLAN
    Barclaycard £6700 0% repaying at £300 pm
    LOAN £14000 £11809 - DFD September 2022
    Weightloss 13.9 24/10/17 13.0 24/11/17 12.3 27/02/18 11.0 09/07/18
    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 1st May 18, 9:42 AM
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    3 kids 2 jobs 1 dog
    Hi All

    The sun is out today but still chilly and I think I am coming down with the lurgy, throat feels like I've swallowed razor blades!

    I had a lovely weekend, drinks with the girls on friday night. Went shopping with a friend on saturday and bought myself a new bed and mattress which he is picking up for me next Sunday (got a really good deal, a very well made bed and the mattress for less than the cost of the frame alone elsewhere). On Sunday I went and saw my grandaughter then my friend and I had a carvery lunch and went out deer spotting and followed that with a visit to a lovely tea shop for coffee and cake to warm up.

    I did a grocery shop on Saturday, only spent £31 but got meat, cereal etc, big trolly full, I still can't get over how much I am saving since Ex moved out. I'm barely drinking at home too, a bottle of wine lasts me all week now!

    I made a big pot of spagetti bolognaise last night so that will do for tonight's dinner as well and then we have a community supper on wednesday. I might make a fish pie for Thursday and Friday.

    With it being bank holiday weeekend I really want to get the hot tub set up but I'm going to need help from DS and his friend as its far too heavy for me to manage. I would be nice to be able to get in it after a day at work though.

    321 xxx
    REPAYMENT PLAN
    Barclaycard £6700 0% repaying at £300 pm
    LOAN £14000 £11809 - DFD September 2022
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    • leannecollingwood
    • By leannecollingwood 1st May 18, 11:47 AM
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    leannecollingwood
    Hi 321,

    just wanted to say I stumbled across your thread searching for something else and have just read the entire thing. I got lost in your story for the last 2 hours, it had me hooked!

    I really hope you continue to find the strength you need with all the trials and tribulations you've found yourself against. You already sound like super woman to me with the way you've managed everything
    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 4th May 18, 4:30 PM
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    3 kids 2 jobs 1 dog
    Hi All

    Hi Leanne, thank you so much for your encouragement, the last few years have certainly been a roller coaster! I'm not sure I'm super woman but I'm sure as hell not going to let the bar stewards grind me down!

    It's been an odd week, the weather doesnt know what its doing from one hour to the next. I have had the lurgey threatening all week, really sore throat, coughing, sneezing, achy but not really come to anything. I'm looking forward to the long weekend where I can relax and hopefully get some sun.

    I'm collecting my new bed on Sunday with a friend so that has meant moving out my son's bed, moving my bed into his room and cleaning and sorting out both rooms. Hopefully it will all be worth it! Nothing much arranged for the weekend apart from that although I may go for a nice walk on the hills on Monday if the weather is good.

    Ex is putting pressure on me now as he wants to come back, says he never really stopped loving me! Ummm why did you walk off and leave us then? I'm not sure I want him back, I dont think I will ever really trust him again! But part of me thinks am I just being pigheaded, throwing away all of those years together. I am so messed up at the moment! I think I just need plenty of time and space and no pressure!

    Have a great Bank Holiday Weekend all

    321 xxx

    REPAYMENT PLAN
    Barclaycard £6700 0% repaying at £300 pm
    LOAN £14000 £11809 - DFD September 2022
    Weightloss 13.9 24/10/17 13.0 24/11/17 12.3 27/02/18 11.0 09/07/18
    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 8th May 18, 10:09 AM
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    3 kids 2 jobs 1 dog
    Hi All

    I hope you have all managed to enjoy the glorious Bank Holiday weekend weather.

    I had a really lovely, relaxed weekend. I'm still recovering from the lurgey (waking each morning with a pounding head and full of congestion) so didn't want to over do it. Saturday morning saw the removal of DS2's old bed and finishing sorting the two rooms, then grocery shopping and a visit to my parents. Then I took myself off to the pub, on my own, I've got to do these things, then had a nice surprise when a friend who I thought was busy all day met me there. Sunday had a lovely carvery then drove to Big Town to collect my new bed and mattress, I'm so happy with them both, so sturdy and comfortable! Yesterday I went for a lovely long walk, deer spotting with a friend, and then back to a favourite tea room for something to eat. Also manage to do my housework, clean my car and walk my dog!

    I did a big grocery shop on saturday, hadn't meant to spend quite so much (£70) but we are well provisioned now. DD cooked me dinner on Saturday, which was lovely, pasta bake and a dessert and she also made some Brownies. I need to do some meal planning to ensure all of the fresh food gets used. It will probably be something like:

    Tuesday - slimming world crustless quiche with bacon and peppers (DD can have the rest for school lunches)
    Wednesday - Cottage pie
    Thursday - Bacon and mushroom pasta
    Friday - I'm out so DD can have the rest of the cottage pie.
    Saturday and Sunday, DD is away so I'll just eat whatever needs using up.

    I have all of these ingredients in stock.

    I had another good talk with Ex, we seem agreed on keeping the house for a year and then re-assessing. I'm not sure if this will work in practice but we will see. We are on good terms at the moment but that could change.

    Weightloss seems to have plateaued, but I didn't go to the gym last week and did seem to eat a lot (I blamed the lurgey), however, I was quite active over the weekend. I'm not going to the gym again tonight, will try for Thursday if I'm feeling better by then. I'm also going to try for healthier eating this week.

    Have a great day

    321 xxx
    REPAYMENT PLAN
    Barclaycard £6700 0% repaying at £300 pm
    LOAN £14000 £11809 - DFD September 2022
    Weightloss 13.9 24/10/17 13.0 24/11/17 12.3 27/02/18 11.0 09/07/18
    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 10th May 18, 11:52 AM
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    3 kids 2 jobs 1 dog
    Hi All

    Well my meal plan didn't last long. We actually had egg and chips on Tuesday night as I was tired and the eggs needed eating anyway. I also made the slimming world crustless quiche on Tuesday so DD had that last night and will also have it tonight and tomorrow as I will not be eating at home either night. I had a JP with mushrooms and stilton last night which was yummy. I'm not sure of my plans over the weekend but if I'm home I will just eat what is in the fridge/freezer.

    I'm still not entirely over the lurgey, still have a sore throat and terribly congested so will probably give the gym a miss again tonight, back to it next week. I have done plenty of walking this week so that's good. My weightloss has definitely plataeued though so need to do something to kick start it again.

    I'm trying really hard not to spend on anything frivolous (apart from my new bed obviously!) and my account isn't too bad and my expenses are due on Monday and Child Benefit the Monday after. I do need to sort out the Council Tax though as there seems to have been a mix up over payments since I informed them of Ex moving out.

    321 xxx
    REPAYMENT PLAN
    Barclaycard £6700 0% repaying at £300 pm
    LOAN £14000 £11809 - DFD September 2022
    Weightloss 13.9 24/10/17 13.0 24/11/17 12.3 27/02/18 11.0 09/07/18
    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 22nd May 18, 3:23 PM
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    3 kids 2 jobs 1 dog
    Hi All

    Hope you are all enjoying this lovely weather.

    I had a very productive weekend and flexed my Independant Woman Muscles! Bought an eletric lawnmower so that I could cut the lawns without either needing a man to start our petrol mower or paying someone to do it. I was quoted £35 per cut so two cuts and the lawn mower is paid for, it was half price in Argosh and does what I need. I then put up our hot tub that we had last year, not exactly MSE I know but helps me to relax and sleep so worth the outlay! I went in it last night, it was bliss!

    I seem to have got away with not doing a grocery shop this weekend which was great, just bought a few bits for DD's lunchbox in £land. Be great if I could do that each month on the weekend before payday, perhaps a little challenge for myself!! I made a cottage pie which did 3 days, we've eaten pizza from the freezer and the last two nights were puttanesca and garlic bread. It's payday on Friday so I will do a shop but it doesnt need to be too big as there is still loads in the freezers and cupboards, so £30 should cover it. It is half term next week and I am off so will attempt to eat from the freezer and use up some items that have been there a while! I will also try and sort through the baking cupboard and either use or throw out some items as I barely do any bakimg these days.

    I've sorted out the Council tax debarcle. I didnt realise, and no body mentioned, that our DD would stop when I told them Ex had moved out. Anyway, I have paid the two months we missed and set up a new DD. I have also shifted all of my CC balances and Next balance onto a new 0% for 25 months card with no transter fee, thanks Martinand have set up a payment plan to clear this in 24 months.

    I will adhere to my budgeting plan from this payday onwards, £100 per week for DD and I for fuel, food and entertainment, to be withdrawn on a friday ready for the grocery shop on saturday etc. If we over spend at the weekends we will have to just get by for the rest of the week! I need to also re-instate my £1 per toiletry rule as this money will come in useful for Christmas and my £2 savings have also dried up a bit as I seem to have been using my cards too much.

    I think that's all for now, have a lovely evening

    321 xxx
    REPAYMENT PLAN
    Barclaycard £6700 0% repaying at £300 pm
    LOAN £14000 £11809 - DFD September 2022
    Weightloss 13.9 24/10/17 13.0 24/11/17 12.3 27/02/18 11.0 09/07/18
    • Eager_Elephant
    • By Eager_Elephant 23rd May 18, 6:35 AM
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    Eager_Elephant
    I had a very productive weekend and flexed my Independant Woman Muscles! Bought an eletric lawnmower so that I could cut the lawns without either needing a man to start our petrol mower or paying someone to do it. I was quoted £35 per cut so two cuts and the lawn mower is paid for, it was half price in Argosh and does what I need. ]
    Originally posted by 3 kids 2 jobs 1 dog
    I dont post often but have been reading a long time.

    You are doing so well with everything since your husband left.

    This bit above made me laugh as I am currently pondering this also - I have asked my husband to leave and he is currently viewing properties.
    My main concern currently is how I will mow the lawn??
    We have a brand new petrol lawnmower but my arms are not long enough to start it

    My current option is to speak to my lovely neighbour and ask him to do it.
    I dont think an electric mower would work as my back garden is massive
    Ninja Saving Turtle No. 1 for August
    NSD - 9/15
    (up to 12/8/18)
    My Diary is here - http://forums.moneysavingexpert.com/showthread.php?t=2175629 (Eager Elephants Effective Everyday Excursion)
    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 24th May 18, 11:33 AM
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    3 kids 2 jobs 1 dog
    Hi Eager Elephant

    Yeap, I have the short arm issue too! My gardens front and back are both pretty big but with an extension cord it was perfectly doable!

    Thank you for your lovely comment, I think I am doing ok, have odd days where I wobble but generally positive and slowly moving forward. I am getting quite used to being independant now and settling into a routine, even getting better at doing things like sitting in a beer garden on my own. It's the physical side I am missing, having a hand to hold or getting a nice cuddle when you need one.

    Ah well, life is all about change.

    321 xxx


    REPAYMENT PLAN
    Barclaycard £6700 0% repaying at £300 pm
    LOAN £14000 £11809 - DFD September 2022
    Weightloss 13.9 24/10/17 13.0 24/11/17 12.3 27/02/18 11.0 09/07/18
    • JWPopps
    • By JWPopps 24th May 18, 3:16 PM
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    JWPopps
    Hello 321,

    I've just found your diary and I have to say I am in total shock and awe about your husband!! You're doing a fab job and I can totally understand why you're confused and unsure about taking him back or making a go of it on your own. Of course I don't want to speculate on anyone's relationship but it would be so interesting to know what was going through his head wanting to get away.

    I hope you're having a wonderful day,

    -JW
    Mortgage: £86,182.17
    Credit Card Debt: £1,702.42
    Loan Debt: £5,306.47
    Savings: £600.00


    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 25th May 18, 4:03 PM
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    3 kids 2 jobs 1 dog
    Hi JWPopps

    Thank you for your supportive words, this came out of the blue from my view point but apparently he hadn't been happy for a while, we had been through a stressful time but he hadn't thought to talk to me about it and then just blew a gasket and left! He totally regrets it now but is in a bad way mentally and quite scary at times tbh. There is no way I could even consider taking him back until he sorts that out!

    I'm counting the minutes until I can leave work, not only is it a long weekend but I am off next week as DD is on half term, I need the break. I do have coursework to do but I will also be spending time in my hot tub!! I am off out with the girls tonight, cant wait, new dress at the ready!

    Have a great Bank Holiday weekend all

    321 xxx

    REPAYMENT PLAN
    Barclaycard £6700 0% repaying at £300 pm
    LOAN £14000 £11809 - DFD September 2022
    Weightloss 13.9 24/10/17 13.0 24/11/17 12.3 27/02/18 11.0 09/07/18
    • JWPopps
    • By JWPopps 29th May 18, 10:12 AM
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    • 1,746 Thanks
    JWPopps
    Hope you're enjoying your break in that case!!
    Mortgage: £86,182.17
    Credit Card Debt: £1,702.42
    Loan Debt: £5,306.47
    Savings: £600.00


    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 4th Jun 18, 4:27 PM
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    3 kids 2 jobs 1 dog

    Hi All

    JWPopps, I had a lovely break thank you, back to work today and a heap of emails to action! We were very naughty and had lots of take aways etc whilst I was off but as we were spending time with family and friends we didn't spend a lot on anything else. I ate out of the stocks at the weekend as DD was away and this week I plan to make a cottage pie, which will do 3 days and a chicken curry and pasta dish all from existing stocks.

    Off to Birmingham on Friday for the night, so looking forward to that, although I also have to hand in my final submissions for my course and they're not finished yet! I will do my best to complete it this week but have zero motivation at the moment.

    Ex is still trying to come back but I am quite happy as I am and enjoying my independence and increased freedom. He is trying to play the victim now but he forgets that he opened this can of worms by walking out on me so suddenly, I think he though I would crumble and beg him to come back, but I'm made of stronger stuff and haven't!

    I'm having my haircut tonight, a friend does it and its £18 for both me and DD. Wednesday I am off to a local golf and spa hotel for the evening, just £20 to enjoy the facilities, towel and robe hire and drinks on arrival, I have wanted to try this spa for a while now and at that price it would have been rude not to!

    Have a great evening all.

    321 xxx
    REPAYMENT PLAN
    Barclaycard £6700 0% repaying at £300 pm
    LOAN £14000 £11809 - DFD September 2022
    Weightloss 13.9 24/10/17 13.0 24/11/17 12.3 27/02/18 11.0 09/07/18
    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 7th Jun 18, 10:13 AM
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    3 kids 2 jobs 1 dog
    Hi All

    Had a fabulous time at the spa last night, it was a beautiful evening so we even braved the outdoor swimming pool. Had a lovely dinner and summer cocktails and felt so relaxed after using the facilities, I slept really soundly last night. The offer is on for the rest of the month so I think we will definitely be going back!

    DD ate the last of the cottage pie last night (left over from Monday)and had spagetti bolognaise on Tuesday. I will probably do a chicken curry tonight and she can make herself pasta on Friday.

    I am off to Birmingham early on Friday morning and staying the night, should be fun partying on Broad Street! Will be back Saturday evening so that I can get all of my chores done on Sunday. I need a good weekend as I am on call all of next week/weekend so will be really restricted in what I can do.

    Have a great weekend everyone

    321 xxx


    REPAYMENT PLAN
    Barclaycard £6700 0% repaying at £300 pm
    LOAN £14000 £11809 - DFD September 2022
    Weightloss 13.9 24/10/17 13.0 24/11/17 12.3 27/02/18 11.0 09/07/18
    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 15th Jun 18, 11:01 AM
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    3 kids 2 jobs 1 dog
    Hi All

    Where has this week gone?

    I had a fab time in Birmingham last weekend, really enjoyed myself, was really good only bought some of my favourite perfume as I'm nearly out and it was on offer. Finished my course although I have a last couple of bits to submit, I will finish them this weekend as I am on call so cannot go anywhere/do anything! I am also planning to get my car cleaned, tyres checked and water/oil toppped up as I am off to see a friend next weekend and its a bit of a trek, I've also bought new wiper blades and a cheap hands free kit (good reviews) which I'll try and fit!

    Caught up with my chores on Sunday, managed to get away with not doing a grocery shop as we have plenty in, including bread and milk (it helps that I now spend a little bit more and buy the filtered stuff, it lasts that much longer). I'm hoping not to have to buy too much this weekend either as DD will be at her dad's for much of it.

    Food wise we had mexican chicken and roast potatoes on Sunday, spag bol from the freezer on tuesday and pasties from the freezer on wednesday and thursday. Tonight DD has a friend staying so they are making themselves pasta. As I said, the weekend she is at her dad's so I will just graze on whatever is in the cupboards.

    He mentioned getting divorced during the week, I'm ok with that, I dont miss him, I will miss the house but at least the next place will be all mine! Its a bit scarey moving and taking on a mortgage etc on my own but I know I can do it. The plan has been to look at putting the house on the market next spring, of course that could change. I am trying to get my finances in a better place in the meantime so that I have as little debt and as much saved as possible ready for the move.
    A new chapter!

    Have a great weekend

    321 xxx
    REPAYMENT PLAN
    Barclaycard £6700 0% repaying at £300 pm
    LOAN £14000 £11809 - DFD September 2022
    Weightloss 13.9 24/10/17 13.0 24/11/17 12.3 27/02/18 11.0 09/07/18
    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 19th Jun 18, 11:08 AM
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    3 kids 2 jobs 1 dog
    Hi All

    Well I had a productive weekend, as well as being on call I got new tyres on my car, managed to fit the wiper blades and handsfree kit myself, checked oil and water, topped up the washer bottle and cleaned it inside and out. I also manage to finish the last two bits of coursework that I had been procrastinating over for weeks. Pretty pleased with myself. I didn't get around to cutting the lawns but I will do that this evening hopefully.

    I have also been playing around with mortgage calculators and put together a proposition for my Ex which would mean I could potentially buy him out now rather than him waiting til DD leaves education to sell the house. I dont think he'll go for it but worth a try. I can just about afford it (interest only for now) and could always take in a lodger or get a part time job to make ends meet. I'm also plucking up the courage to ask for a payrise once my qualification is confirmed.

    I am going away this weekend, a friend is staying with DD so I will need to stock up the fridge for them but shouldn't be too bad.

    Have a good day

    321 xxx

    REPAYMENT PLAN
    Barclaycard £6700 0% repaying at £300 pm
    LOAN £14000 £11809 - DFD September 2022
    Weightloss 13.9 24/10/17 13.0 24/11/17 12.3 27/02/18 11.0 09/07/18
    • 3 kids 2 jobs 1 dog
    • By 3 kids 2 jobs 1 dog 22nd Jun 18, 10:25 AM
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    3 kids 2 jobs 1 dog
    Hi All

    Its a beautiful day here and wonderful weather forecast for the weekend.

    I'm off to see a friend for the weekend and then a conference on Monday, bag is packed, car prepped, grass cut, fridge stocked, I think I'm ready. I've just got to make DD a Cottage Pie tonight which will last her a couple of days and do a couplke of chores in the morning and I'll be off.

    Ex has read my proposition, no response though as yet, I guess at least its not a flat out NO!

    Payday next week, I need to save as much as possible over the coming months so will be extra careful about food expenditure, clothes etc, mneed to stick to my budget!

    Anyway have a great weekend, enjoy the weather

    321 xxx
    REPAYMENT PLAN
    Barclaycard £6700 0% repaying at £300 pm
    LOAN £14000 £11809 - DFD September 2022
    Weightloss 13.9 24/10/17 13.0 24/11/17 12.3 27/02/18 11.0 09/07/18
    • MeandO
    • By MeandO 22nd Jun 18, 10:51 AM
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    MeandO
    Hello 3 kids 2 jobs 1 dog

    I've just read a big chunk of your diary and wanted to say how much more relaxed your posts seem since you have been 'going it alone' and how you seem to have such a nice balance of family, friends and 'you' time.

    I'm in a similar situation - I bought my ex out of our house around 4 years ago but after nearly two years I decided to move from the house I loved across the city to an older (yet bigger!) property which was much closer to work. It was £30k cheaper than the house I sold, so I paid a chunk of the mortgage and went part time to be able to do DS's school runs and spend more time with him as he was previously in after school care until 5pm. He had to move school, but he settled so well and now loves his new school.

    Although this move has not come without problems and I've made sacrifices with no garage, driveway etc, our quality of life is so much more enjoyable.

    The main thing is though, that this house is MINE. It has no memories of the ex in it and I am making it exactly how I want it for DS and I (budget dependant!).

    I'm rambling a bit, but what I'm trying to say is that although you may end up moving and selling the house that you love, the next one will be all yours. That is a good feeling and that does help to draw a line - both for you and the ex. It did for me anyway.

    Good luck with everything, I shall be subscribing to cheer you on, not that you need it! x
    House moving fund: £1750
    2018 mortgage OP's: £1894.35/£1800

    Emergency Fund: £400
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