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  • FIRST POST
    debtdesperado
    Paid off debts...thank you!
    • #1
    • 5th Nov 10, 11:33 AM
    Paid off debts...thank you! 5th Nov 10 at 11:33 AM
    The final payment of my debt consolidation loan came out of my account earlier in the week, and I then received an unexpected tax refund, so have just paid off the balance of my student loans.

    It hasn't quite sunk in that I'm debt free...after two years of stress and struggle. I'm going to be nearly 900 better off a month. I almost can't believe this day has finally arrived... I've been saying "when I'm debt free I will... " for so long!

    Have upped my mortgage payment from next month for a start, and am sorting out an ISA for savings. Stunned that it's finally here!

    Thank you everyone who contributes to this board - I really couldn't have done it without all of you!
Page 1
    • cabbage
    • By cabbage 5th Nov 10, 11:34 AM
    • 1,143 Posts
    • 974 Thanks
    cabbage
    • #2
    • 5th Nov 10, 11:34 AM
    • #2
    • 5th Nov 10, 11:34 AM
    wow well done and congratulations on being debt free. I'm sure it won't sink in fully for a few weeks yet.

    Enjoy the feeling
    The Cabbage
    Its Advice - Take it or Leave it
    • determined new ms
    • By determined new ms 5th Nov 10, 11:36 AM
    • 7,039 Posts
    • 41,524 Thanks
    determined new ms
    • #3
    • 5th Nov 10, 11:36 AM
    • #3
    • 5th Nov 10, 11:36 AM
    wicked!!! Congrats good for you x
    DF as at 30/12/16
    Wombling 2017 3016.55/Roadkill 8.73
    Wombling 2018 145.73/RK 0.04
    • mummum2
    • By mummum2 5th Nov 10, 11:49 AM
    • 610 Posts
    • 848 Thanks
    mummum2
    • #4
    • 5th Nov 10, 11:49 AM
    • #4
    • 5th Nov 10, 11:49 AM
    Great news, well done! and happy DF life

    MM2
    Long Hauler No: 51
    DMP Mutal Support Thread No: 207
    Proud to be dealing with my debts
    DFD - June '13, aiming for December '12
  • mrsb83
    • #5
    • 5th Nov 10, 12:05 PM
    • #5
    • 5th Nov 10, 12:05 PM
    Congratulations! 900 a month is so much

    You'll be able to save plenty and still have a much better quality of life. Enjoy it!
    Total Debt Sept 2010 - 24,132.38 / Current - 0.00/ 100% paid

    DFD - Aug 2014 24th Aug 2012

    10 a day // Jun - 64/300 / Jul - 133/310 / Aug - 281/310
    • andymc29
    • By andymc29 5th Nov 10, 12:40 PM
    • 461 Posts
    • 422 Thanks
    andymc29
    • #6
    • 5th Nov 10, 12:40 PM
    • #6
    • 5th Nov 10, 12:40 PM
    Congratulations!!!
    I bet it feels brilliant.
    Bank Loans: 25000 0- Barclay Card 14%: 2500 0- Student Loan: 12,500 0
    Current total 40,000 0 (100% PAID OFF)
    • terakris
    • By terakris 5th Nov 10, 12:43 PM
    • 117 Posts
    • 112 Thanks
    terakris
    • #7
    • 5th Nov 10, 12:43 PM
    • #7
    • 5th Nov 10, 12:43 PM
    Congrats - its a great feeling - well done!
    14/12/2009 - Official Debt Free Day
    31/06/2012 - Officially a home owner! Now, where is that Mortgage-Free Wannabe Board...
    "What the hell is that?" "I don't know, but if cats could sing... they'd hate it too"
  • annibee
    • #8
    • 5th Nov 10, 12:57 PM
    • #8
    • 5th Nov 10, 12:57 PM
    Wahoo well done you!!!

    I, not events, have the power to make me happy or unhappy today. I can choose which it shall be. Yesterday is dead, tomorrow hasn't arrived yet. I have just one day, today, and I'm going to be happy in it.

    Never Look Down on People unless you are helping them up


    Wins - 5 Voucher, Book, Sat Nav



    • horsechestnut
    • By horsechestnut 5th Nov 10, 1:03 PM
    • 1,410 Posts
    • 2,739 Thanks
    horsechestnut
    • #9
    • 5th Nov 10, 1:03 PM
    • #9
    • 5th Nov 10, 1:03 PM
    Congratulations and well done!
    Now you need to changed your signature!!!
    • kathy40uk
    • By kathy40uk 5th Nov 10, 2:35 PM
    • 852 Posts
    • 6,084 Thanks
    kathy40uk
    Well done
    DFD January 2019
    NSD Jan 16/19 NSD Feb 16/14 NSD March 17/16
    NSD April 17/13 NSD May 16/0
    100 day Challenge no 18: 200. Paid 20.
    • Hell1
    • By Hell1 5th Nov 10, 2:42 PM
    • 157 Posts
    • 364 Thanks
    Hell1
    Well done, Congratulations!

    I know how you feel, after paying off my debts recently, I felt a bit "flat". Now, like you, I overpay my mortgage and am saving. Its all down to this site, though, and changing my way of thinking.

    Well done and enjoy!

    Hell
  • bloodofareptile
    Many congrats!
    Goal 1 - CCs & Loans Credit card free as of 20 Feb 2010!!! Loan Free as of 15 Sep 2011!!!
    Goal 2 - Private Student Loans Citi - $7,500 $1,200 | Echo $1,500 0 | Sallie Mae $7,500 0 (updated: 3 Nov 2010)
    10 in 10 #109 : 18,380/10,000 GBP | Olympic Challenge 21,000/22,713 GBP

  • debtdesperado
    Thanks all! It's been such a tough journey, but I'm glad I went through it. :-)
  • mufc689908
    How much did you owe?
    • tealady
    • By tealady 5th Nov 10, 5:55 PM
    • 2,868 Posts
    • 3,536 Thanks
    tealady
    Congratu;ations
    Now go an put yourself on the Roll of Honour
    Proud to be an MSE nerd
    Judge people by their achievements, not by their mistakes
    • Xevius
    • By Xevius 5th Nov 10, 6:13 PM
    • 52 Posts
    • 173 Thanks
    Xevius
    Congrats! Enjoy the df life & well done for upping your mortgage payments/savings.
    DFW Nerd #1219 - Proud to be dealing with my debts!...part 2
    LBM August 2009 25,019 April 2011 21,765
    November 2012 27,842 Took my eye off the ball & stopped reading MSE Debtfree target now July 2018 Poo!
    • Lemon Tree
    • By Lemon Tree 5th Nov 10, 7:20 PM
    • 9,465 Posts
    • 31,245 Thanks
    Lemon Tree
    well done, that's wonderful. as said before don't forget to add your name to the debt free roll of honour
  • madmich666
    well done
    DFW Nerd No: 758 Proud to be dealing with my debts! Proud mum to Bon-Scott my amazing 10/10/10 baby
    • lindann
    • By lindann 6th Nov 10, 5:55 PM
    • 272 Posts
    • 143 Thanks
    lindann
    well done, congratualations xx
  • Valley's girl
    Congratulations
    ally x
    Official DMP Mutual Support Club Member No 30
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