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  • FIRST POST
    • MSE Archna
    • By MSE Archna 6th Oct 06, 7:00 PM
    • 1,874Posts
    • 6,140Thanks
    MSE Archna
    Council Tax Cost Cutting: reduce your band and grab any discounts Discussion Area
    • #1
    • 6th Oct 06, 7:00 PM
    Council Tax Cost Cutting: reduce your band and grab any discounts Discussion Area 6th Oct 06 at 7:00 PM
    This thread is here to discuss the content of the article on Council Tax Cashback: reduce your band and save 1000s.

    However if you have already followed the system, please use report them in the Council tax rebanding successes discussion.

    Note from Martin: Thank you to all the contributers to the initial thread, which provided the genisis for the article. Much appreciated.


    Last edited by MSE Archna; 10-06-2010 at 4:39 PM.
    Report inappropriate posts: forumteam@moneysavingexpert.com




Page 258
    • lincroft1710
    • By lincroft1710 13th Jun 18, 5:01 PM
    • 10,780 Posts
    • 9,051 Thanks
    lincroft1710
    My Cottage was purchased in May 1998 for 81,000I had it valued in 1990 for 85,000.
    I contacted the valuation officer as I am in band E, and on the valuation I asked for a
    review to lower it to band D. He told me that as it was not sold in 1990 it does not count.
    He said that "Martin Lewis got it wrong" can you believe it ?
    Originally posted by Robert Hornby
    You have already stated most of this in your previous post. Was the date of purchase May 1988 rather than May 1998. Also can you please answer the question I asked you following your first post, what was the 1990 valuation for?
    • LimaBravo!
    • By LimaBravo! 22nd Jun 18, 8:19 AM
    • 1 Posts
    • 0 Thanks
    LimaBravo!
    New build development and all bandings seems to be too high
    Hello,

    Any guidance appreciated....

    In April I moved into a new build house. The development has 27 houses from 2 bedroom terraced to 4 bedroom detached and 4 bedroom townhouses and some flats. It's on a private road which we pay a service charge for as well as for lighting and garden maintenance.

    According the 1991 valuation calculator, it appears that all the properties have been banded one band higher than they should be. Is there any advice for this scenario? A lot of the older neighbouring houses are lower bands, but there is also a 2004 high end development with similar houses which is in the same higher band, although these house prices are a lot higher (circa 35% more against the 1991 valuation).

    Is there any guidance for appealing the council tax banding in this scenario i.e. the most comparable houses are much higher spec and much more expensive?
    Thanks in advance
    • lincroft1710
    • By lincroft1710 22nd Jun 18, 2:09 PM
    • 10,780 Posts
    • 9,051 Thanks
    lincroft1710
    Hello,

    Any guidance appreciated....

    In April I moved into a new build house. The development has 27 houses from 2 bedroom terraced to 4 bedroom detached and 4 bedroom townhouses and some flats. It's on a private road which we pay a service charge for as well as for lighting and garden maintenance.

    According the 1991 valuation calculator, it appears that all the properties have been banded one band higher than they should be. Is there any advice for this scenario? A lot of the older neighbouring houses are lower bands, but there is also a 2004 high end development with similar houses which is in the same higher band, although these house prices are a lot higher (circa 35% more against the 1991 valuation).

    Is there any guidance for appealing the council tax banding in this scenario i.e. the most comparable houses are much higher spec and much more expensive?
    Thanks in advance
    Originally posted by LimaBravo!
    House price indices are inaccurate, you can only try and persuade VOA and (if you have appealed) a Valuation Tribunal that your houses are more comparable with the neighbouring older houses than the 2004 houses.
    • ikib
    • By ikib 27th Jun 18, 7:13 PM
    • 10 Posts
    • 2 Thanks
    ikib
    'lowest band'
    My son lives in a bedsit [room with ensuite shower and toilet] he is in the same band as a one bed property in his area, if you add up all the tax charged in his 'house divided into 8 rooms' it would be over 8000 per year. Should a bedsit be in a lower band than band A or is that the lowest possible?
    • CIS
    • By CIS 27th Jun 18, 7:28 PM
    • 10,570 Posts
    • 6,106 Thanks
    CIS
    My son lives in a bedsit [room with ensuite shower and toilet] he is in the same band as a one bed property in his area, if you add up all the tax charged in his 'house divided into 8 rooms' it would be over 8000 per year. Should a bedsit be in a lower band than band A or is that the lowest possible?
    Originally posted by ikib
    Band A is the lowest valuation band (a reduction below Band A can occur in some cases due to disability but that is by way of a council tax discount than a physical change to the band).

    As far as the valuation office are concerned his 'bedsit' is a self contained dwelling and no different to a flat. Almost every dwelling in these sort of cases is a Band A.
    Last edited by CIS; 27-06-2018 at 7:38 PM.
    I no longer work in Council Tax Recovery but instead work as a self employed Council Tax specialist. My views are my own reading of the law and you should always check with the local authority in question.
    • ikib
    • By ikib 27th Jun 18, 9:01 PM
    • 10 Posts
    • 2 Thanks
    ikib
    'lowest band'
    His 12 foot by 8 foot bedsit is in the same band as 3 bed semi's across the road from him, does this mean that those people have had a 'right result'?:I looked up Council tax by postcode and found the houses in band A aswell.
    Last edited by ikib; 27-06-2018 at 9:06 PM. Reason: forgot to explain properly.
    • CIS
    • By CIS 27th Jun 18, 9:29 PM
    • 10,570 Posts
    • 6,106 Thanks
    CIS
    It depends on the house values in the area and whether or not they fall in to the valuation range for that specific band.
    I no longer work in Council Tax Recovery but instead work as a self employed Council Tax specialist. My views are my own reading of the law and you should always check with the local authority in question.
    • lincroft1710
    • By lincroft1710 28th Jun 18, 1:43 PM
    • 10,780 Posts
    • 9,051 Thanks
    lincroft1710
    His 12 foot by 8 foot bedsit is in the same band as 3 bed semi's across the road from him, does this mean that those people have had a 'right result'?:I looked up Council tax by postcode and found the houses in band A aswell.
    Originally posted by ikib
    3 bed houses in Band A are not uncommon depending on the area
    • rabbitlover
    • By rabbitlover 28th Jun 18, 2:18 PM
    • 7 Posts
    • 0 Thanks
    rabbitlover
    His 12 foot by 8 foot bedsit is in the same band as 3 bed semi's across the road from him, does this mean that those people have had a 'right result'?:I looked up Council tax by postcode and found the houses in band A aswell.
    Originally posted by ikib
    I think a lot of people feel disgruntled. I know I certainly do as I am in the same band as people here who have had huge extensions and
    conservatories. Nothing we can do, unfortunately.
    • lincroft1710
    • By lincroft1710 28th Jun 18, 5:24 PM
    • 10,780 Posts
    • 9,051 Thanks
    lincroft1710
    I think a lot of people feel disgruntled. I know I certainly do as I am in the same band as people here who have had huge extensions and
    conservatories. Nothing we can do, unfortunately.
    Originally posted by rabbitlover
    CT legislation allows current owners to extend their homes without the band being increased. But following a sale the band can be increased. The addition of a conservatory on its own will not usually lead to a band increase. It is also unusual for an extension to lead to a band increase of more than one.
    • Woby_Tide
    • By Woby_Tide 29th Jun 18, 12:46 PM
    • 5,202 Posts
    • 1,965 Thanks
    Woby_Tide
    Next steps?

    So having purchased a property in January I appealed and was just granted a reduction backdated to the original build date in 2003. Obviously I only gain a bit from this but what can I do for

    a) previous occupiers
    b) neighbours

    I presume the previous occupiers can request a repayment but the neighbours are all now stuck in the wrong band presumably as none of them moved in within 6 months. Is there anything the others can do?
    • CIS
    • By CIS 29th Jun 18, 12:53 PM
    • 10,570 Posts
    • 6,106 Thanks
    CIS
    Next steps?

    So having purchased a property in January I appealed and was just granted a reduction backdated to the original build date in 2003. Obviously I only gain a bit from this but what can I do for

    a) previous occupiers
    b) neighbours

    I presume the previous occupiers can request a repayment but the neighbours are all now stuck in the wrong band presumably as none of them moved in within 6 months. Is there anything the others can do?
    Originally posted by Woby_Tide
    Where they can't appeal they can still ask the VOA to check the banding is right.
    I no longer work in Council Tax Recovery but instead work as a self employed Council Tax specialist. My views are my own reading of the law and you should always check with the local authority in question.
    • lincroft1710
    • By lincroft1710 29th Jun 18, 2:26 PM
    • 10,780 Posts
    • 9,051 Thanks
    lincroft1710
    Next steps?

    So having purchased a property in January I appealed and was just granted a reduction backdated to the original build date in 2003. Obviously I only gain a bit from this but what can I do for

    a) previous occupiers
    b) neighbours

    I presume the previous occupiers can request a repayment but the neighbours are all now stuck in the wrong band presumably as none of them moved in within 6 months. Is there anything the others can do?
    Originally posted by Woby_Tide
    If neighbours' houses are the same as yours, the VOA should start programme of reviewing their bands
    • binnie
    • By binnie 29th Jun 18, 6:35 PM
    • 964 Posts
    • 1,015 Thanks
    binnie
    Appealing council tax
    Hi My mother in law passed away last June and in Feb this year my husband (the executor) got a full bill for the council tax. He noticed it was in band B.
    His sister asked the neighbour what band she was in and she said A.
    My mother in laws house was in a far worse state and not had work done like the neighbours so he filled the forms in for a rebate.
    He got turned down. So he appealed.
    Now they are saying he should have done it within 6 months after his mums death. But he didn't know until he got the new bill.

    Is this correct?

    • lincroft1710
    • By lincroft1710 29th Jun 18, 7:24 PM
    • 10,780 Posts
    • 9,051 Thanks
    lincroft1710
    Hi My mother in law passed away last June and in Feb this year my husband (the executor) got a full bill for the council tax. He noticed it was in band B.
    His sister asked the neighbour what band she was in and she said A.
    My mother in laws house was in a far worse state and not had work done like the neighbours so he filled the forms in for a rebate.
    He got turned down. So he appealed.
    Now they are saying he should have done it within 6 months after his mums death. But he didn't know until he got the new bill.

    Is this correct?
    Originally posted by binnie
    If your husband became the owner of the property at the date of his mother's death and there was no other person occupying the property at that time, then yes it is correct.
    • binnie
    • By binnie 29th Jun 18, 9:53 PM
    • 964 Posts
    • 1,015 Thanks
    binnie
    Well yes he and his sister were left the property, my husband was the executor only.
    He didn't know anything about the council tax grading until we started receiving the bills as his mum never knew she was in the wrong band.
    It's a pity the council tax hadn't realised this and refunded her years ago.

    • lincroft1710
    • By lincroft1710 30th Jun 18, 2:44 PM
    • 10,780 Posts
    • 9,051 Thanks
    lincroft1710
    Well yes he and his sister were left the property, my husband was the executor only.
    He didn't know anything about the council tax grading until we started receiving the bills as his mum never knew she was in the wrong band.
    It's a pity the council tax hadn't realised this and refunded her years ago.
    Originally posted by binnie
    Was your husband appealing as the executor of the estate or as a co-owner of an unoccupied property? I have to say that I am unsure if a beneficiary's ownership starts from the date of death of the testator (his mother) or date of probate.

    Councils will not usually query if a band is correct or not, they will just charge on the given band for a dwelling. Until it is established that the CT band of your MIL's home is incorrect, she would not have been overcharged. A dwelling's poor repair cannot be reflected in the band. There is a possibility that that the band of the neighbour's house is too low.
    Last edited by lincroft1710; 30-06-2018 at 2:47 PM.
    • Woby_Tide
    • By Woby_Tide 3rd Jul 18, 10:31 AM
    • 5,202 Posts
    • 1,965 Thanks
    Woby_Tide
    If neighbours' houses are the same as yours, the VOA should start programme of reviewing their bands
    Originally posted by lincroft1710
    Thanks, that appears to be exactly what's happened as the entire set of houses has all been updated and "down banded". Hope the neighbours appreciate my work.....!
    • rabbitlover
    • By rabbitlover 12th Jul 18, 1:06 PM
    • 7 Posts
    • 0 Thanks
    rabbitlover
    CT legislation allows current owners to extend their homes without the band being increased. But following a sale the band can be increased. The addition of a conservatory on its own will not usually lead to a band increase. It is also unusual for an extension to lead to a band increase of more than one.
    Originally posted by lincroft1710
    Yes, I am aware of that - which is why I feel disgruntled.
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