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  • FIRST POST
    • gwen80
    • By gwen80 17th Jul 10, 3:50 PM
    • 2,204Posts
    • 4,417Thanks
    gwen80
    Chrimbo crackers countdown
    • #1
    • 17th Jul 10, 3:50 PM
    Chrimbo crackers countdown 17th Jul 10 at 3:50 PM
    Hello!

    Hope78 previously organised these challenge threads, but is now concentrating on other challenges, so I thought I'd get one organised. Apologies for the blatant plagiarism...

    The challenge is to reduce our debts/increase our savings and is starting today (or any date you want to join in), finishing on 18th December - just in time to get in the last minute shopping!

    The levels are:

    Bronze cracker - 510
    Silver cracker - 1010
    Gold cracker - 2010
    Platinum cracker - 3010

    You can start at any level and if you want to upgrade/downgrade at any time - just drop me a PM and I'll change your challenge level.

    I'll be updating the totals monthly.



    --------------------------------------------------------------------------------

    The Rules

    Money must come from anything extra to your normal income and must be obtained lawfully!!

    But how do I make more money?

    Try the second post for some tips/tricks and FAQ's.

    The third post will be the list of challengers and how everyone's doing.

    Usual ramblings to follow in the next two posts so please wait until I've posted them to rush and sign up!




    This Forum Tip was included in MoneySavingExpert's weekly email

    Don't miss out on new deals, loopholes, and vouchers

    Last edited by Former MSE Lee; 03-08-2010 at 10:08 AM.
    Though no one can go back and make a brand new start, anyone can start from now and make a brand new ending
Page 1
    • gwen80
    • By gwen80 17th Jul 10, 4:11 PM
    • 2,204 Posts
    • 4,417 Thanks
    gwen80
    • #2
    • 17th Jul 10, 4:11 PM
    • #2
    • 17th Jul 10, 4:11 PM
    Tips/tricks of trade

    Sell

    Amazon

    Amazon 'Sell Your Stuff'
    You can sell books, CD's, DVD's, and more on Amazon. It is very easy to list them and, unlike ebay, there are no fees until you make a sale. Read more at The Amazon Thread

    Ebay

    Learn how to sell
    You can sell anything on Ebay (well almost!). Listing can be quite time consuming and it costs to list items even if they don't sell. Ebay can be fun and quite addictive! Read more at The Ebay Thread

    ------------------------------------------------------------------------------------------

    Cashback sites

    Quidco - Read more on this MSE thread
    RPoints
    Pigsback
    Greasypalm
    Mutualpoints

    -----------------------------------------------------------------------------------------

    Mystery shopping

    Become a Mystery shopper or if you already are one join another and use the extra funds towards your total.
    http://www.indiefield.co.uk/
    Grassroots
    Retaileyes
    Gapbuster
    http://mshopper.5.forumer.com/

    -------------------------------------------------------------------------------------------

    Survey sites

    ciao
    valuedopinions
    yougov.co.uk

    This is a good focus group website:
    http://www.focus4people.com/index.asp
    Mostly in London, but if you are close enough to go there then you could earn some serious money.

    ---------------------------------------------------------------------------------------------

    Odds

    Another tip is to join swapit shop and collect free points, then get vouchers or goods for these free points then sell them on ebay. You can get the points from this thread:
    http://forums.moneysavingexpert.com/...ghlight=swapit

    http://www.aqa.issuebits.com/vacancies.htm
    It's a completely flexible, do as much or as little as you want, part-time work from home job, all the details in the link. It's a text messaging service and you will be hired as a researcher to answer the questions people send in and you get paid 30p per text, you do it through a PC not your mobile phone. You need a degree though and the test to pass is not easy. If they are not hiring right now, check everyday because it seems to change daily.

    http://www.slicethepie.com
    A new website, earn money from rating music! Read the Slice the Pie thread here... http://forums.moneysavingexpert.com/showthread.html?t=592654

    --------------------------------------------------------------------------------------------

    Matched betting

    Try here for help
    Newcomer's Guide to Matched Betting

    Thread for questions about Matched Betting (no need to read the entire thread before posting your question).

    ---------------------------------------------------------------------------------------------

    General FAQs

    Can bank charges claimed back be included?

    As before, no. We have decided that bank charges refunds should not be included in total as it doesn't represent making huge effort to make extra money (luckily for those who have or are in the process of being refunded it simply takes (in most cases) a few letters). We are happy for you if you get them refunded but it doesn't seem fair for everyone. Please tell us if you have been successful as it is great and you should be congratulated. Maybe add it in brackets after your total.

    Can I join after the 17th July?

    Definitely! Just PM me if you want to join later with your challenge amount.
    Last edited by gwen80; 17-07-2010 at 4:21 PM.
    Though no one can go back and make a brand new start, anyone can start from now and make a brand new ending
    • gwen80
    • By gwen80 17th Jul 10, 4:24 PM
    • 2,204 Posts
    • 4,417 Thanks
    gwen80
    • #3
    • 17th Jul 10, 4:24 PM
    MSE crackers
    • #3
    • 17th Jul 10, 4:24 PM
    Here is the list of our 'Crimbo Crackers'

    1. Gwen80 - Silver 5/1010
    2. Broken hearted - Bronze 5/510
    3. craby ducky - Bronze
    4. Herewego - Bronze 37.05/510
    5. hattiefats - Bronze
    6. gettingthereslowly - Bronze
    7. Pollydaydream - Bronze 30/510
    8. fedupandskint - Bronze
    9. natsing - Bronze 25.50/510
    10. nottoobadyet - Platinum
    11. Buffythedebtslayer - Bronze
    12. debtfreemission - Bronze
    13. Hope78 - Gold
    14. miss empty piggy - Bronze 22.86/510
    15. MinniMe - Bronze
    16. kiwigirl - Silver
    17. georgiebrown0 - Silver
    18. Gemmzie - Debt busting Bronze Savings goal Silver
    19. dearme - Bronze
    Last edited by gwen80; 26-07-2010 at 11:16 AM.
    Though no one can go back and make a brand new start, anyone can start from now and make a brand new ending
  • Broken hearted
    • #4
    • 17th Jul 10, 5:41 PM
    • #4
    • 17th Jul 10, 5:41 PM
    Make that two of us. I'll go for bronze.
    Barclaycard 3800

    Nothing to do but hibernate till spring






    • gwen80
    • By gwen80 17th Jul 10, 6:41 PM
    • 2,204 Posts
    • 4,417 Thanks
    gwen80
    • #5
    • 17th Jul 10, 6:41 PM
    • #5
    • 17th Jul 10, 6:41 PM
    Make that two of us. I'll go for bronze.
    Originally posted by Broken hearted
    Fab I've added your name to the list.
    Though no one can go back and make a brand new start, anyone can start from now and make a brand new ending
  • crabyducky
    • #6
    • 17th Jul 10, 7:48 PM
    • #6
    • 17th Jul 10, 7:48 PM
    Add me please ill take bronze as its my first challenge.

    One question though does money gained before the challenge count?? I made 25.00 in cashback in the last month.
    • Herewego
    • By Herewego 18th Jul 10, 8:15 AM
    • 2,519 Posts
    • 7,582 Thanks
    Herewego
    • #7
    • 18th Jul 10, 8:15 AM
    • #7
    • 18th Jul 10, 8:15 AM
    Can I be added please my first challenge too so I will go for Bronze, thank you
    MARCH 2016 DEBT 25750/ 25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • hattiefats
    • #8
    • 18th Jul 10, 8:48 AM
    • #8
    • 18th Jul 10, 8:48 AM
    I'll go for the bronze too please!
    TRYING VERY HARD TO START SAVING!

    Sealed Pot Challenge 4 no:1079!!!!! Target 250
  • gettingthereslowly
    • #9
    • 18th Jul 10, 8:54 AM
    • #9
    • 18th Jul 10, 8:54 AM
    I'll go for Bronze to please xxxx
  • Broken hearted
    Have 3 coming into paypal from lightspeed surveys. Doing a carboot sale next Sunday so should be off to a good start.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • Pollydaydream
    Hi Gwen, thanks for starting the challenge. Can you add me for bronze please (I'm trying to be a bit more realistic at the moment).

    Plus, my lovely dad gave me 30 this morning, so I've actually made a start (ahead on a challenge- that's a first )

    Good luck everyone, and here's to a fabulous crimbo

    Polly
    • fedupandskint
    • By fedupandskint 18th Jul 10, 12:39 PM
    • 10,351 Posts
    • 97,525 Thanks
    fedupandskint
    I'll go for bronze too please as I could do with something to aim for

    Last year I made a lot from selling on ebay that saw me through Christmas and I need to focus on that again and as I get paid early in Dec which is a bit of a nightmare
    final unsecured debt to repay currently 8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • natsing
    Hi

    Can I join this please? I'd like to start at bronze level, I am due some overtime money this month and some cashback, so I think it should be a realistic target.
    Many Thanks
    Debt free 11/05/11!

    Savings 4000/ 300
    • gwen80
    • By gwen80 18th Jul 10, 1:53 PM
    • 2,204 Posts
    • 4,417 Thanks
    gwen80
    Hi

    Thanks all for joining!! I hope I've added you all to the list, if not just give me a reminder.

    I'm excited we've got so many challengers already. Hopefully we can all make a nice bit of extra money before Christmas

    One question though does money gained before the challenge count?? I made 25.00 in cashback in the last month.
    Originally posted by crabyducky
    I'm not sure. I'm tempted to say No (sorry ), only because where would the cut off be? What do others think? (I'd like to say Yes...I really would, partly because I got 50 cashback with my house insurance last month ) I was rather late setting up the challenge, so I'm happy to say we can go back a month or we can say the challenge started yesterday. What do folks think?

    Gwenx
    Though no one can go back and make a brand new start, anyone can start from now and make a brand new ending
    • gwen80
    • By gwen80 18th Jul 10, 2:32 PM
    • 2,204 Posts
    • 4,417 Thanks
    gwen80
    I've just ordered a mobile phone through quidco, so that should earn me 5 cashback...I'm off the mark!
    Though no one can go back and make a brand new start, anyone can start from now and make a brand new ending
    • Nottoobadyet
    • By Nottoobadyet 18th Jul 10, 3:13 PM
    • 1,745 Posts
    • 5,826 Thanks
    Nottoobadyet
    Can I join?? I need another kick up the bum!! Platnum for me please - paying down debt until October, then savings!

    Im hoping to have a total of 3750.00 come December.
    Mortgage free by 30: 28,000/100,000
    Debt free as of 1 October, 2010
    Taking my frugal life on the road!
    • gwen80
    • By gwen80 18th Jul 10, 3:22 PM
    • 2,204 Posts
    • 4,417 Thanks
    gwen80
    Can I join?? I need another kick up the bum!! Platnum for me please - paying down debt until October, then savings!

    Im hoping to have a total of 3750.00 come December.
    Originally posted by Nottoobadyet
    Of course you can, I'll add you to the list
    Though no one can go back and make a brand new start, anyone can start from now and make a brand new ending
    • Buffythedebtslayer
    • By Buffythedebtslayer 18th Jul 10, 11:11 PM
    • 15,336 Posts
    • 51,360 Thanks
    Buffythedebtslayer
    Ooo I was reading the Olympic thread and wondering if you had started this yet!

    I seriously need something to focus on and so I would love to join, I shall keep it small and aim for bronze 510.

    Good to see you again Gwen xxxxxx
    Frugal Living Challenge, Pound a Day challenge, Sealed Pot Challenge Debt 4990 (March)
    • miss empty piggy
    • By miss empty piggy 18th Jul 10, 11:57 PM
    • 593 Posts
    • 5,879 Thanks
    miss empty piggy
    Can I please join for the Bronze christmas cracker? Have got reduced hours at work this next sepetember onwards so will really be feeling the pinch and would love to be able to give my girls a good christmas without getting in to even further debt!
    RYASAW 2017 Total to date:4571.43
    DFW Nerd No: 600
  • Broken hearted
    Have 2 in spare change so stuck it in the ISA. That makes 5
    Barclaycard 3800

    Nothing to do but hibernate till spring






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