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    • phizzimum
    • By phizzimum 26th Aug 06, 1:43 PM
    • 1,697Posts
    • 9,246Thanks
    moving direct debits
    • #1
    • 26th Aug 06, 1:43 PM
    moving direct debits 26th Aug 06 at 1:43 PM
    I've never really been interested in our household finances...until I discovered this site that is!

    All our Direct Debits for our utilities etc have always come out of OH's account but I want to switch them over to the joint account so that I can keep track of them. Both accounts are with Barclays and we use online banking.

    Probably a dumb question, but what's the easiest way to go about doing it? Do I have to contact all the companies and set up a new mandate?

    Would be grateful for any advice as I have no idea about this sort of thing
Page 1
    • Sillychuckie
    • By Sillychuckie 26th Aug 06, 5:13 PM
    • 1,128 Posts
    • 272 Thanks
    • #2
    • 26th Aug 06, 5:13 PM
    • #2
    • 26th Aug 06, 5:13 PM
    probably best asking your branch to do it, or get online banking and do it yourself
    • Sweet Pea
    • By Sweet Pea 26th Aug 06, 10:18 PM
    • 674 Posts
    • 1,060 Thanks
    Sweet Pea
    • #3
    • 26th Aug 06, 10:18 PM
    • #3
    • 26th Aug 06, 10:18 PM
    Its not quite the same but I recently closed my Natwest accounts and transferred everything over to the Co-Op. I signed a form which enabled the Co-Op to transfer everything for me, I did not have to do a thing. AND they did it all right!
    If I were you I would pop in and see Barclays, I cant see any reason why they cannot do it for you fairly easily, you shouldnt need to contact any companies yourself.
    • anniecave
    • By anniecave 27th Aug 06, 9:31 PM
    • 2,189 Posts
    • 705 Thanks
    • #4
    • 27th Aug 06, 9:31 PM
    • #4
    • 27th Aug 06, 9:31 PM
    I'd ask Barclays if they have a switcher service for the account you want to move them to (I presume they must do) and just ask them to arrange it all. I would say also no need to contact the DD benefeficiaries individually.
    Indecision is the key to flexibility.
    • Dan29
    • By Dan29 27th Aug 06, 9:36 PM
    • 4,506 Posts
    • 4,074 Thanks
    • #5
    • 27th Aug 06, 9:36 PM
    • #5
    • 27th Aug 06, 9:36 PM
    I'd never use a switching service unless you'll have enough money in both accounts to cover all direct debits.

    I'd just do it with each utility company, online if their website offers this option, or by 'phoning them.
    • phizzimum
    • By phizzimum 28th Aug 06, 9:47 AM
    • 1,697 Posts
    • 9,246 Thanks
    • #6
    • 28th Aug 06, 9:47 AM
    • #6
    • 28th Aug 06, 9:47 AM
    thanks everyone... think I'll contact Barclays first.
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