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  • FIRST POST
    debtfreewannabe2010
    We are not alone! Thank you for this brilliant forum and website!
    • #1
    • 8th Apr 10, 11:35 PM
    We are not alone! Thank you for this brilliant forum and website! 8th Apr 10 at 11:35 PM
    I only found this site (and in particular, this forum) on Tuesday but it has already helped me so much. To be able 'talk' openly about my debt problems and get so much great advice and support is amazing. I feel so much more relaxed than I did at the start of the week, when I was paicking very badly.

    My debts are very bad and have been that way for years, but I can actually see now that one day they will no longer be hanging over my shoulders. I'm sure I'll be posting a cry for help every now and again -I'm only just starting to face the big mess I'm in - but to know there are people out there that will understand and be supportive, makes a huge difference.

    If you're thinking of posting a message about your own debt problems, DO! You will be so glad you did!

    DFW-2010

    This Forum Tip was included in MoneySavingExpert's weekly email

    Don't miss out on new deals, loopholes, and vouchers

    Last edited by Former MSE Wendy; 13-04-2010 at 7:36 PM.
Page 1
  • debtfreewannabe2010
    • #2
    • 8th Apr 10, 11:36 PM
    • #2
    • 8th Apr 10, 11:36 PM
    PANICKING, not paicking!
  • happyhaddock
    • #3
    • 8th Apr 10, 11:45 PM
    • #3
    • 8th Apr 10, 11:45 PM
    Hi DFW2010 def agree with you. I've been a member for about a month now and the help and advice has been brilliant. I've started a DMP with CCCS after finally facing up to the amount of debt we are in, and not trying to get more credit/debt to sort it out (not that we would of got any).

    I think it's all the support and friendliness on here that makes it such a great forum to everyone
    • DarkConvict
    • By DarkConvict 9th Apr 10, 12:25 AM
    • 6,248 Posts
    • 3,056 Thanks
    DarkConvict
    • #4
    • 9th Apr 10, 12:25 AM
    • #4
    • 9th Apr 10, 12:25 AM
    Aside from my student loan, i am not in debt. So i don't really come here for help and support, although I did originally come for advice for a friend.

    But i am very much the other way in how I see the forum, I am not surprised there is a wealth of information and support, it is a DFW forum afterall The only things that do still surprise me on this forum really are the random and thankfully rare trolls.

    In the ~8 months i've been here, i've seen people in 1000 debt and been panic, and those at over 100,000 who are only mildly concerned. I've seen the 0% APRs, the 2000%+ APRs, and a loan go from 2500 to 8000 in only 24 months. (All be it more than 6 months due to missed payments). Some fantastic debt free journeys have been started and completed, and regulars come and go. This is a fantastic area of the forum to reside in.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • otisredding
    • #5
    • 14th Apr 10, 9:35 AM
    Couldnt agree more
    • #5
    • 14th Apr 10, 9:35 AM
    Yep, it certianly helps to have this kind of support. I too am deeply in debt and trying hard to tackle the problem. Keep going - it will get better!
  • mazza25
    • #6
    • 14th Apr 10, 9:44 AM
    • #6
    • 14th Apr 10, 9:44 AM
    I'm enjoying it here. We are still working on our plan top get debt free and have decided not to do the DMP route as we can get ourselves back on track now. Still useful to come here for tips on everything
    • richardvc
    • By richardvc 14th Apr 10, 10:17 AM
    • 1,098 Posts
    • 1,454 Thanks
    richardvc
    • #7
    • 14th Apr 10, 10:17 AM
    • #7
    • 14th Apr 10, 10:17 AM
    Trying not to state the bleeding obvious what you must remember DFW2010 is that

    1. Please check all advice given -we are not legal advisers !
    2. Despite all the excellent advice given, it is down to you to apply it where relevant and it is you who has to live with the result for better or worse
    3. The forum can give you all the tools / advice / help & support you need but YOU are the only one who can carry it out

    Good Luck on your own journey, it really does work - I was 30 odd grand in debt but will be debt free in about six weeks which is incredibly exciting !
    Thanks to MSE I cleared 37k of debt in five years. I was lucky enough to meet Martin and thank him personally
    • savingwannabe
    • By savingwannabe 14th Apr 10, 11:08 AM
    • 13,639 Posts
    • 47,104 Thanks
    savingwannabe
    • #8
    • 14th Apr 10, 11:08 AM
    • #8
    • 14th Apr 10, 11:08 AM
    I have only been on here a month. I am not in debt but i am learning how to save more effectively.

    I am the least assertive person ever but thanks to MSE even i have been making savings.

    I cannot believe that i am no longer nearly overdrawn and how careless i used to be with my money and that was only a month ago.

    I have met some lovely people and made friends too. I am so pleased that people help each other (despite the odd troll) and it has restored my faith in human nature.

    Have a good day everyone.

    Christmas Fund 41.00 (Dec 1st 2018)
    Reminder: I HAVE EVERYTHING I COULD WANT so SAVE!!!!
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