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  • FIRST POST
    • daxu
    • By daxu 1st Feb 10, 12:58 PM
    • 172Posts
    • 14Thanks
    daxu
    what is occupiers consent form?
    • #1
    • 1st Feb 10, 12:58 PM
    what is occupiers consent form? 1st Feb 10 at 12:58 PM
    Hello,
    I am in the process of buying a flat. Today my solicitor emailed me saying that
    "I have also requested an Occupiers Consent Form from Halifax which I will need send to you in order for the occupier to sign."

    I know the general process of house buying and mortgage. But I am not sure what is occupiers consent form and what is the purpose. I emailed my solicitor back (as it is an internet one I don't really expect quick response). Can someone tell me what this form is about?


    Many Thanks
Page 4
    • Zoe D Grimes
    • By Zoe D Grimes 5th Aug 18, 4:08 PM
    • 2 Posts
    • 0 Thanks
    Zoe D Grimes
    update??
    Apologies for resurrecting an old post, but I have a slightly different query.


    I am trying to get hold of a copy of the occupiers consent form I signed, however my solicitors went into administration last month. I have contacted the mortgage lender who advised they do not hold a copy.


    I am assuming that I will have to contact another solicitor to act on my behalf and trace it down, or is there another way I can get a copy. I have a fairy short time frame to do this in and was wondering what the best options are?


    Any help is appreciated.
    Originally posted by Phiggins81
    Hi I am in the same situation,can you tell me what happened? Did you manage to get hold of the consent form????
    Many thanks
    Zoe
    • bigisi
    • By bigisi 6th Aug 18, 9:41 AM
    • 475 Posts
    • 840 Thanks
    bigisi
    Hi I am in the same situation,can you tell me what happened? Did you manage to get hold of the consent form????
    Many thanks
    Zoe
    Originally posted by Zoe D Grimes
    Seeing as that was the poster's only post on the forum and it was nearly a year ago - I doubt you're going to get an answer
    • Kay84
    • By Kay84 26th Nov 18, 12:54 PM
    • 2 Posts
    • 0 Thanks
    Kay84
    Newbie
    My partner wants me to sign an occupiers consent but I will not be living at the property full-time as our relationship isn't in a stable place at the moment but we have a daughter together so I will be spending time there for her sake. Should i still sign the form and will doing this jeopardise any other living arrangements I have or would like to persue in the future. I hope I've posted in the correct place.
    • davidmcn
    • By davidmcn 26th Nov 18, 1:40 PM
    • 9,284 Posts
    • 9,896 Thanks
    davidmcn
    My partner wants me to sign an occupiers consent but I will not be living at the property full-time as our relationship isn't in a stable place at the moment but we have a daughter together so I will be spending time there for her sake. Should i still sign the form and will doing this jeopardise any other living arrangements I have or would like to persue in the future. I hope I've posted in the correct place.
    Originally posted by Kay84
    If you read the rest of this thread (even just the first page), your question has already been asked and answered by others.
    • Kay84
    • By Kay84 26th Nov 18, 8:59 PM
    • 2 Posts
    • 0 Thanks
    Kay84
    Why is there always that one person that has to respond in such a condescending
    manner. Previous responses did help alot, but I didn't read anyone that had stated they wouldn't be living at the property FULL-TIME.
    • davidmcn
    • By davidmcn 26th Nov 18, 9:12 PM
    • 9,284 Posts
    • 9,896 Thanks
    davidmcn
    Why is there always that one person that has to respond in such a condescending
    manner. Previous responses did help alot, but I didn't read anyone that had stated they wouldn't be living at the property FULL-TIME.
    Originally posted by Kay84
    It doesn't make a difference. The sole purpose of the form is to confirm that you won't object to the lender repossessing the property. That's it. It has absolutely nothing to do with anything else.
    • kingstreet
    • By kingstreet 27th Nov 18, 9:47 AM
    • 34,448 Posts
    • 18,709 Thanks
    kingstreet
    Why is there always that one person that has to respond in such a condescending
    manner. Previous responses did help alot, but I didn't read anyone that had stated they wouldn't be living at the property FULL-TIME.
    Originally posted by Kay84
    Will you be resident in the property on the day completion takes place?

    If yes, the form needs signing.

    If no, it doesn't.

    You are only being asked to do this because someone has told the lender/solicitor you live there.

    All it does is allows the lender to repossess the property if the mortgagor falls into arrears. It has no other impact on anything else, whatsoever.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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