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  • FIRST POST
    • Frugaldom
    • By Frugaldom 26th Nov 09, 2:07 PM
    • 6,138Posts
    • 54,188Thanks
    Frugaldom
    Frugal Living 2010 -The Cost of Living Challenge, INTRO
    • #1
    • 26th Nov 09, 2:07 PM
    Frugal Living 2010 -The Cost of Living Challenge, INTRO 26th Nov 09 at 2:07 PM
    This is the follow up thread to the 'Living on 4,000 for a Year' challenge. The following links will take you to all the previous challenges. This is the introduction to the newly revamped challenge.


    Introduction to the 2010 challenge
    Part 1 - January - March 2010

    Part 1 - January to March 2009
    Part 2 - April to June 2009
    Part 3 - July to September 2009
    Part 4 - October to December 2009

    Part 1 - January to March 2008
    Part 2 - April to June 2008
    Part 3 - July to September 2008
    Part 4 - October to December 2008

    IMPORTANT.
    Please respect other peoples lifestyles and beliefs. We are not here to judge, we are here to support. Thank you

    The challenge is about establishing your true cost of living, sticking to your budget, clearing any debts and making savings wherever and however you can to enable you to live the life your really want.

    Frugal living isn't for everyone, but everyone is welcome to join us. Methods employed by our merry band of frugallers include batch cooking, stockpiling, preserving, foraging, mending, shopping in charity shops, reducing, reusing, recycling, Local Exchange Trading Schemes (LETS), Vegetable & fruit growing, allotments, keeping hens, using cashback sites and earning whatever it takes to become self sufficient in managing the cost of living without incurring debt. For some it is initially about clearing debt, for others it's about increasing savings, buying property, becoming stay at home mums or paying off the mortgage early. Some choose the lifestyle on ethical grounds. Above all, this is a fun and supportive way to manage your budget so you have control of your own cost of living.

    If you would like to join us for 2010, I need to SEE THOSE NAMES, so make them big, bold and colourful.

    Living on a budget = living within our means. Frugal = thrifty, living without waste

    Ideas to help you achieve and/or maintain debt free living
    housesharing
    getting a lodger
    shopping via cashback sites,
    buying reduced items in stores,
    batch cooking,
    making the most of charity shops,
    joining Freecycle or other similar waste awareness and recycling associations,
    becoming active members of trading & exchange groups such as LETS,
    growing our own fruit & veg,
    preserving & winemaking
    card & gift making
    order splitting for better discounts,
    landsharing,
    free scratchcards,
    matched betting,
    free online bingo,
    eBid and eBay trading
    etc, etc, etc...

    HANDY LINKS
    I am neither endorsing nor recommending any of the links provided here, members of our extended frugal community have simply found them to contain helpful information.

    1000 in 100 days - our challenge thread to earn a few pounds extra, hopefully 1000.
    Approved Food - amazing bargains if you don't mind short dates or past sell by – save a fortune whilst saving it from landfill!
    Bite Card - 20% off food at train stations (ideal for regular travellers)
    CASHBACK - The official MSE list of sites offering the best cashback deals
    Complete (MSE) cooking collection - Loads and loads and loads of recipes
    Crafting for Christmas - homemade presents
    Electricity & Gas savings - monitor your electricity & gas with the MoneySaving Carbon Club
    Flannel Cake making - unusual gifts
    Foraging & Preserving - free foods, when, where, what to do with them
    Free 2010 OS MSE calendar - download and print
    Free crafts ideas - how to make papier mache banks etc
    Freecycle (UK) - don't bin it, rehome it.
    Gift Baskets & Hampers - an index to the MSE relevant threads
    Gifts in a jar - you don't need a canner for these
    Greenfingered money saving - Gardening & growing your own food
    Grocery bargains - Supermarket price reduction times
    Hunger Site - Charity site where every click counts
    i-Measure - log your meter readings and try to reduce your carbon footprint
    Leftovers - don't bin them, get creative, make another meal.
    LETS - Local Exchange Trading Schemes and alternative currencies within communities
    Martin's mad moneysaver ads - a surprising new addition to the site - advertising offers!
    Martin's current offers & discount codes - updated daily
    Menu Planning - hundreds of options and suggestions
    Nutrition and diet info, an excellent thread - thanks to Weezl74
    Old Style indexed collection - Indexed collection of links, hints and tips for anything old style, moneysaving and frugal.
    Preparing for winter the frugal way
    Recipes part 1 - thanks to Rosieben on the Grocery Challenge
    Recipes part 2 - thanks, again, to Rosieben
    Remoska discussion - everything you need to know about Remoska ovens
    Rural Moneysaving Hunt - official MSE discussion
    Selling on eBid - decluttering and recycling for cash with no listing fees
    Snowman Soup - always a favourite with frugallers during the festive season
    Soapnuts - The frugal, eco-friendly alternative to soap powder or detergents
    Soapnuts thread on MSE - discuss, ask questions here
    Spending Diary - excellent free resource for recording your spends
    Start a cottage industry - the official MSE discussion
    Weezl74's 50p per person per day eating healthily thread
    Will Power & Billy Can - part 1, part 2, part 3

    The bits we need to include to make this work

    ====================================
    Please read the MSE forum rules and help us to keep this challenge on track, thank you.
    If you have any questions about this challenge, feel free to PM me.
    The following is taken from the official MSE forum rules section:

    KEEPING THREADS ON-TOPIC

    Please try not to take threads off-topic. This can be confusing for new users and makes it especially difficult for people ... Where requests from Board Guides for threads to be brought back on track have not been followed off-topic posts may be removed. We encourage community, but not thread derailment.

    Please bear in mind the main purpose of the site is to save money. The forum team has therefore been instructed to prioritise its time on the MoneySaving forums.

    KEEPING TOPICS RELEVANT TO THE BOARD

    There are two boards provided for off-topic chat and discussion. The MoneySavers Arms has been set up for fun, more lighter-hearted chat (although do still remember this is a family forum – keep it clean please). Discussion Time is for discussion of current issues (read Martin’s description).

    If you post a topic that does not relate to the board it’s posted on it will be moved to a more relevant MoneySaving board or to Discussion Time/The MoneySavers Arms.
    ===================================

    This challenge is about paying for needs so we can afford to live debt free and save for wants. It runs from 1st January to 31st December 2010. The links will give you an idea of how previous challenges have gone.
    Last edited by Frugaldom; 01-01-2010 at 8:17 AM. Reason: Adding helpful links
    I reserve the right NOT to spend:
    The less I spend, the more I can afford!
    Now running Frugaldom as a lifestyle social enterprise!
Page 1
    • Frugaldom
    • By Frugaldom 26th Nov 09, 2:08 PM
    • 6,138 Posts
    • 54,188 Thanks
    Frugaldom
    • #2
    • 26th Nov 09, 2:08 PM
    The Cost of Living Challengers' List
    • #2
    • 26th Nov 09, 2:08 PM
    FRUGAL LIVING / THE COST OF LIVING CHALLENGE 2010
    1. Afiendforlife
    2. AJP233
    3. Always
    4. Andan
    5. AndrinaPerry
    6. Andromache
    7. Annie123
    8. Ansoff
    9. Aril
    10. AZJH77
    11. Bails
    12. Bay_tree_cottage
    13. BigMummaF
    14. Blairweech
    15. Boring beige
    16. Brighton Belle
    17. Buffythedebtslayer
    18. Bunnytoo
    19. Cake_21
    20. Candygirl
    21. Cardiffmatch
    22. Cha97Michelle
    23. Charlhrdy
    24. CharlieE
    25. Ches
    26. Chinatea
    27. Craftdaft
    28. CranborneKat
    29. Cuddlymarm
    30. CW18
    31. DaisySteiner
    32. Danielley
    33. Debtfree Dreamer
    34. Debtmess
    35. Dorastar
    36. Ddraiggoch
    37. Eco
    38. Edaniels1983
    39. Educateandsave
    40. Eggybread
    41. Elaine373
    42. Ellemm
    43. Enjoyfinancialchallenges
    44. Findingmyfeet
    45. Fishcake_Random
    46. Flying_Fresian
    47. FrankieM
    48. Gizmomum
    49. Glendam
    50. Grandma247
    51. Grannynise
    52. Hardup Hester
    53. Heather2409
    54. Homegrown_Life
    55. Huston_kw
    56. Ifonlyitwaseasier
    57. Iheart2poundcoins
    58. ILoveTea
    59. In Spired2
    60. HC2703
    61. JackieO
    62. Jane Manby
    63. Janiebaby
    64. Jat1
    65. Jayjay14
    66. JayneC
    67. Jfdi
    68. JTB2412
    69. Jules
    70. Julimk
    71. Justkeepswimming
    72. Kalojac
    73. Katholicos
    74. KayHarcombe
    75. KCSunshine
    76. Keeley_P
    77. Kellylee
    78. Kerfuffle
    79. Kerry Woman
    80. Kezlou
    81. Kittiej
    82. Kittikins
    83. Kiwisaver
    84. Knithappens
    85. La Diva
    86. Lady1973
    87. Lady Tara
    88. Larmy16
    89. Lilac Pixie
    90. Liloandstitch
    91. Lily_the_legend
    92. LindaDykes
    93. Lingojingo
    94. Linkypie2009
    95. Lismarlilmia
    96. Liz33
    97. Lottle_lou_pink
    98. Looby-loo
    99. Loopychriss
    100. Loopylou21
    101. Luxor4t
    102. Lyndasharp
    103. Mah_jong
    104. Mama67
    105. Mambury
    106. Mardatha
    107. Maz1964
    108. Meg72
    109. Merle
    110. Mollymop5
    111. Monaebrook
    112. Moneybag
    113. Moneyfritter
    114. Moneymission
    115. MoneyQueen
    116. Moo2moo
    117. Mooloo
    118. Mumoffour77
    119. Mumtoomany
    120. MushyPeas
    121. Nessa56
    122. Nikki20022008
    123. Nikkiev27
    124. NualaBuala
    125. Nykmedia
    126. OldMcdonald
    127. OptimisticPair
    128. Pammyj74
    129. Patentgirl
    130. Paulgonnabedebtfree
    131. Pink_numbers
    132. Poorbutrich
    133. Poppycat1
    134. PrincessDawnie21
    135. Prudent
    136. Puddleglum
    137. Purple_angel
    138. Queen.Bess
    139. Rachel021967
    140. Rachelet
    141. RedTop
    142. Rictus
    143. Robbm
    144. Rozeepozee
    145. Sallyknits
    146. Salnew
    147. Sammylds30
    148. Savingfortravel
    149. Shaz_mum_of_2
    150. Signs of recovery
    151. Skint_chick
    152. Skintbint
    153. Skint in Skirt
    154. Skint Jenny
    155. Skint Lynne
    156. Slm6002
    157. SLScarborough
    158. Slowlyfading
    159. Smlsave
    160. Snoppydog
    161. Sophiesmum
    162. Sparrer
    163. StitchingWitch
    164. Summertea
    165. SuzyWuzy
    166. Taka
    167. Tatu-rach
    168. Tesco Points Addict
    169. The_cat
    170. Thriftylass
    171. Tiddles
    172. Totaldespair
    173. Trex170104
    174. Trinny
    175. Trishamggirl
    176. Tryingtodobetter
    177. Twinkles08
    178. VickyA
    179. Viv0147
    180. Vivw
    181. Vixstar
    182. Watchthisspace
    183. Whitewing
    184. Wit40iwtwan
    185. Wornoutmumoftwo
    186. Xnataliex
    187. XSpender
    188. YoungAgedPensioner
    This list will be updated regularly and kept in alphabetical order, the numbers reflect how many people are pledging to take part and should not be listed as challenger numbers.
    Last edited by Frugaldom; 31-12-2009 at 7:44 PM. Reason: Updating challenger list
    I reserve the right NOT to spend:
    The less I spend, the more I can afford!
    Now running Frugaldom as a lifestyle social enterprise!
  • Lily_The_Legend
    • #3
    • 26th Nov 09, 2:33 PM
    Can you add me please?
    • #3
    • 26th Nov 09, 2:33 PM
    Lily_The_Legend
    • Kerfuffle
    • By Kerfuffle 26th Nov 09, 2:49 PM
    • 1,308 Posts
    • 11,554 Thanks
    Kerfuffle
    • #4
    • 26th Nov 09, 2:49 PM
    • #4
    • 26th Nov 09, 2:49 PM
    Just popping on the new thread to say " H E L L O!"
    Sealed Pot Challenge 12 #58
    2019 - The Year of the Shopping Ban.
    No wants, just needs.
    24011.00/6484.24
    150lbs/152.6
    • Frugaldom
    • By Frugaldom 26th Nov 09, 2:50 PM
    • 6,138 Posts
    • 54,188 Thanks
    Frugaldom
    • #5
    • 26th Nov 09, 2:50 PM
    • #5
    • 26th Nov 09, 2:50 PM
    Welcome Lily_the_legend, I hope you have a fun year as part of the madcap frugal family that has evolved from the threads of the MSE forums. Thanks for joining us.
    I reserve the right NOT to spend:
    The less I spend, the more I can afford!
    Now running Frugaldom as a lifestyle social enterprise!
    • ifonlyitwaseasier
    • By ifonlyitwaseasier 26th Nov 09, 2:56 PM
    • 2,787 Posts
    • 20,347 Thanks
    ifonlyitwaseasier
    • #6
    • 26th Nov 09, 2:56 PM
    • #6
    • 26th Nov 09, 2:56 PM
    hey, can i give it a go, i'm going to sit down and work out a budget for at least the first half of the year (may be moving after that) so i think this would be a good challenge.



    IOIWE
    Nonny mouse and Proud!!
    Never argue with an idiot. They drag you down to their level then beat you with experience
    !!
    Debtfightingdivaextraordinaire!!!!
    Amor et metus. Lac? Sugar? Quisque massa vel duo? (stolen from a lovely forumite!)

  • purple_angel
    • #7
    • 26th Nov 09, 3:13 PM
    • #7
    • 26th Nov 09, 3:13 PM
    Hello Nykmedia,

    I can I join in please purple_angel.

    Thanks.
    • huston_kw
    • By huston_kw 26th Nov 09, 3:23 PM
    • 551 Posts
    • 8,939 Thanks
    huston_kw
    • #8
    • 26th Nov 09, 3:23 PM
    • #8
    • 26th Nov 09, 3:23 PM
    HUSTON_KW

    I will go read up last challenge, but good luck to all!!!!

    • oldMcDonald
    • By oldMcDonald 26th Nov 09, 3:33 PM
    • 1,897 Posts
    • 6,875 Thanks
    oldMcDonald
    • #9
    • 26th Nov 09, 3:33 PM
    • #9
    • 26th Nov 09, 3:33 PM
    OldMcDonald

    Ok, I'm in. Will work out a budget over the next few days.

    Good luck all who join in




  • vivw
    Please can I join in......vivw
    We don't need to do it perfectly - good enough is exactly that GOOD ENOUGH.


    • whitewing
    • By whitewing 26th Nov 09, 3:57 PM
    • 11,540 Posts
    • 48,331 Thanks
    whitewing
    I'm also popping in from the current thread to say hello xxxx
    When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
    • jc2703
    • By jc2703 26th Nov 09, 3:58 PM
    • 1,780 Posts
    • 12,926 Thanks
    jc2703
    Count me in please JC2703

    Thank you

    J x
    Climbing back on the OS wagon after a short vacation to Recklessness
    Quit Smoking 08/06/09
    • FrankieM
    • By FrankieM 26th Nov 09, 3:58 PM
    • 2,236 Posts
    • 20,645 Thanks
    FrankieM
    Found you all!
    Just trying to figure out how much I can do it for....will report back later
  • cardiffmatch
    CardiffMatch...
    Can I join in please?

    I've dipped in and out of moneysaving over 2009 - and have done well getting started. This will be the kick up the backside I sense I'm going to need after what isn't looking like a terribly money-saving christmas
    Debt free as of 01/06/13
    MFW: Mortgage when started: 205,000 Mortgage 21/11/13 202,608 Offset target 2014: 5088/12000 Planned payoff date: August 2026 LTV: 86.3% Daily interest: 21.55
  • Trinny
    Please add me on the list.

    Debtfree but keen on living in a self sufficient manner. Not in a position to join MFW so this is a good next step for me

    Trin
    "Not everything that COUNTS can be counted; and not everything that can be counted COUNTS"
    GC - May 39.47/55. June 47.20/50. July 38.44/50
    NSD - May 16/17. June 16/17. July 14/17
    No new toiletries til stash used up challenge - start date 01/2010 - still going!
    2 Savers Club member No 93 - getting ready for Christmas 2011
    • thriftlady
    • By thriftlady 26th Nov 09, 5:18 PM
    • 9,089 Posts
    • 28,909 Thanks
    thriftlady
    I've never seen this challenge before. How come I've missed it?
    • jfdi
    • By jfdi 26th Nov 09, 5:32 PM
    • 1,004 Posts
    • 1,500 Thanks
    jfdi
    Me too!!!!!!!!!!!!!!!!!!
    Yes please!!!!!!!!!!!

    I currently have 5 sheets of paper listing ALL the food in my cupboards / frodge / freezer to use up, I found, last month, a trolley bag of fabric I'd been hanging onto 'just in case', OH is gonna revamp the allotment over the winter....... you get the picture!

    j f d i j f di j f d i j f d i
    • mardatha
    • By mardatha 26th Nov 09, 5:57 PM
    • 15,431 Posts
    • 150,552 Thanks
    mardatha
    MARDATHA!!!!
    Last edited by mardatha; 26-11-2009 at 6:14 PM.
    • annie123
    • By annie123 26th Nov 09, 6:33 PM
    • 4,221 Posts
    • 17,241 Thanks
    annie123
    Annie123
    • lindadykes
    • By lindadykes 26th Nov 09, 6:54 PM
    • 397 Posts
    • 1,154 Thanks
    lindadykes
    Count me in please
    lindadykes
    Linda
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