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  • FIRST POST
    • moneymakestheworldgoround
    • By moneymakestheworldgoround 1st Jun 09, 10:09 PM
    • 1,084Posts
    • 1,725Thanks
    moneymakestheworldgoround
    What will you change first?
    • #1
    • 1st Jun 09, 10:09 PM
    What will you change first? 1st Jun 09 at 10:09 PM
    Hi

    I am on a tight budget until debt free. The kids have been absolutely marvellous and dont moan/whinge/demand/question ... Better than me actually !

    On Saturday, my 3 yr old visited my auntie. She went to the loo and after 10 mins a search party was sent out. She was found hugging the toilet paper because it was pink ! We only have tesco value, and the little sweetie didnt realise toilet paper came in different colours ! She was given a roll to bring home as it was obviously such a precious commodity to her, and my 11 yr old was convinced I had worked out how to dye white value paper - turns out she hadnt seen coloured paper either.

    My first task when debt free was going to be ordering everything on the Chinese takeway menu. However, now my first task will be to buy toilet paper in ever colour imaginable !

    So my question is, what will be ( or was) the first thing you will invest in when you are debt free?

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    Last edited by Former MSE Rose; 02-06-2009 at 7:06 PM.
    ** 2019 challenges **

    Sealed Pot Challenge No 15 £2.85/£700
    52 week challenge £6/£1378
    Debtbusting 10% challenge £206.64/£2012.64
    Emergency fund challenge £0/£2000
Page 1
  • louisewh123
    • #2
    • 1st Jun 09, 10:16 PM
    • #2
    • 1st Jun 09, 10:16 PM
    clothes, shoes, a haircut and new make up. I miss all of them deeply. It was had when we had to part.
    Debt 01.01.2010 = £70,000 Debt 01.02.2011 = £53,495 Debt 05.05.2011 = £51,959
    Debt 01/08/2011 = £49,425 Debt 05/09/2011 = £45,610
  • paybacktime2008
    • #3
    • 1st Jun 09, 10:19 PM
    • #3
    • 1st Jun 09, 10:19 PM
    My house! That country cottage with land will be mine!

    Great idea for a thread.
    LBM 10/08 £12510.74/
    • SueP19
    • By SueP19 1st Jun 09, 10:38 PM
    • 1,706 Posts
    • 14,488 Thanks
    SueP19
    • #4
    • 1st Jun 09, 10:38 PM
    • #4
    • 1st Jun 09, 10:38 PM
    Hi



    On Saturday, my 3 yr old visited my auntie. She went to the loo and after 10 mins a search party was sent out. She was found hugging the toilet paper because it was pink ! We only have tesco value, and the little sweetie didnt realise toilet paper came in different colours ! She was given a roll to bring home as it was obviously such a precious commodity to her, and my 11 yr old was convinced I had worked out how to dye white value paper - turns out she hadnt seen coloured paper either.

    My first task when debt free was going to be ordering everything on the Chinese takeway menu. However, now my first task will be to buy toilet paper in ever colour imaginable !
    Originally posted by moneymakestheworldgoround
    Ah bet that bought a lump to your throat

    Have a holiday
    Mort Oct 15 £70,353 £66,422 £58,804 MF Dec 31 Jun 31(191 176 mnths)
    EF 2016 £700/£1,000 Debt May 09 £30,217Oct 17 £14,093Nov 18 £6,336.12[/B]
  • MLisking
    • #5
    • 1st Jun 09, 10:40 PM
    • #5
    • 1st Jun 09, 10:40 PM
    Burn my car in a field, laugh, walk to the VW shop, and buy that rather gorgeous scirocco car that I drool over everytime I see it

    And go to India for a minimum of a month and travel around. Again, drool.
    • Tixy
    • By Tixy 1st Jun 09, 10:45 PM
    • 31,062 Posts
    • 39,469 Thanks
    Tixy
    • #6
    • 1st Jun 09, 10:45 PM
    • #6
    • 1st Jun 09, 10:45 PM
    She was found hugging the toilet paper because it was pink !
    Originally posted by moneymakestheworldgoround


    Seriously though if thats all the kids have noticed that they are missing out on you must be doing loads of things right.

    As for me I wouldn't know where to start - so I'll probably stay in my comfort zone and buy some fabulous unnecessary and expensive shoes (but I'll have saved up for them first of course!!) I think more creatively when I'm wearing fabulous shoes.
    A smile enriches those who receive without making poorer those who give

    or "It costs nowt to be nice"
  • crapwithcash82
    • #7
    • 1st Jun 09, 11:10 PM
    • #7
    • 1st Jun 09, 11:10 PM
    I think more creatively when I'm wearing fabulous shoes.
    Originally posted by Tixy
    That is thee best reason I have ever heard for buying fab shoes!! I think I'd indulge in a pair of Louboutins, or maybe Jimmy Choo's - then its on to becoming a Mortgage Free Wannabe for us!! I've got the bug now, and I'm not going to stop until we're completely and utterly debt free!!

    Great Thread! x
    • moneymakestheworldgoround
    • By moneymakestheworldgoround 1st Jun 09, 11:26 PM
    • 1,084 Posts
    • 1,725 Thanks
    moneymakestheworldgoround
    • #8
    • 1st Jun 09, 11:26 PM
    • #8
    • 1st Jun 09, 11:26 PM
    louisewh123 - I love the idea of a mini pampering session. Like pretty woman experience for people who have been in debt !

    paybacktime2008 - ooh , love the sound of the country house. Animals? Log fires? Huge veggie patches?

    SueP19 - I have to admit I cried ! But I am pregnant so I blame hormones. Is your holiday going to be in the sun, ski, or exploring ?

    MLisking- Blimey. What colour? Will it have nodding dog? Magic Tree?

    Tixy - I only have 2 pairs of shoes - wellies and trainers. both have holes in. So perhaps I am coming round to the idea of shoes in every colour too !

    crapwithcash82 - good for you - motivation is definitely infectious !


    I talked with friends tonight and asked them a similar question. But it turned more towards fibs you have told kids whilst debtbusting. One friend said she told her son food with the white and blue barcode ( ie Tesco value) was better quality than Tesco finest and if he was teased at school it was because people were jealous ! Another friend said her 14 yr old son has only just discovered pineapple isnt manufactured in rings and tinned. He was gobsmacked to see a real pineapple !

    I've only lied about opening times of places to avoid going. Or that MacDonalds only allow people in once a week or the police will come round, or shops have mysteriously sold out of Aeros/lollies/pringles etc.. Hmmm....
    ** 2019 challenges **

    Sealed Pot Challenge No 15 £2.85/£700
    52 week challenge £6/£1378
    Debtbusting 10% challenge £206.64/£2012.64
    Emergency fund challenge £0/£2000
  • louisewh123
    • #9
    • 1st Jun 09, 11:33 PM
    • #9
    • 1st Jun 09, 11:33 PM
    we lie all the time about places being closed to our 5yr old!! Nice the good weather is here tho . . . .atleast you can take kids to the park!
    Debt 01.01.2010 = £70,000 Debt 01.02.2011 = £53,495 Debt 05.05.2011 = £51,959
    Debt 01/08/2011 = £49,425 Debt 05/09/2011 = £45,610
    • moneymakestheworldgoround
    • By moneymakestheworldgoround 1st Jun 09, 11:50 PM
    • 1,084 Posts
    • 1,725 Thanks
    moneymakestheworldgoround
    I agree louisewh123 -bring on good weather and cheap days out !!

    I saved up £40 to take kids on rare treat to see Sponge Bob Square Pants at an event. However I really needed to pay a bill and so when it rained in the morning, I pretended to ring Sponge Bob who told me he had lost his umbrella and so wouldnt be going. My 3 yr old didnt buy it as apparently he lives under the sea so he's used to getting wet. Silly Mummy !!
    ** 2019 challenges **

    Sealed Pot Challenge No 15 £2.85/£700
    52 week challenge £6/£1378
    Debtbusting 10% challenge £206.64/£2012.64
    Emergency fund challenge £0/£2000
    • tallyhoh
    • By tallyhoh 1st Jun 09, 11:57 PM
    • 2,161 Posts
    • 2,228 Thanks
    tallyhoh
    My house! That country cottage with land will be mine!

    Great idea for a thread.
    Originally posted by paybacktime2008
    I second that. I will be your nearest neighbour (about 3 miles away)
    Tallyhoh!

    Stopped Smoking October 2000. Saved £21,840 so far!
  • elfieb
    I agree louisewh123 -bring on good weather and cheap days out !!

    I saved up £40 to take kids on rare treat to see Sponge Bob Square Pants at an event. However I really needed to pay a bill and so when it rained in the morning, I pretended to ring Sponge Bob who told me he had lost his umbrella and so wouldnt be going. My 3 yr old didnt buy it as apparently he lives under the sea so he's used to getting wet. Silly Mummy !!
    Originally posted by moneymakestheworldgoround
    Haha, that reminds me of a story I once heard about a little boy who grew up thinking that everytime the ice cream van played its chimes, it was because it had run out of ice cream, as that iwas what his incredibly skint Mum had told him!! He never had ice cream from a van until he was an adult!
    I used to be Snow White, but I drifted.
    Mae West

    • josephine82
    • By josephine82 2nd Jun 09, 8:30 AM
    • 359 Posts
    • 355 Thanks
    josephine82
    When I'm debt free I'll be saving for a deposit on a mortgage (even BIGGER debt) so I can have a pretty house that is all mine.

    Of course, then I'll become a mortgage free wannabe !
    Debt Free as of 2nd October 2009
    • chevalier
    • By chevalier 2nd Jun 09, 9:17 AM
    • 7,761 Posts
    • 18,056 Thanks
    chevalier
    Some things i wouldn't change, like at the moment, with my two DS's i rarely buy new cos they are so tough on their clothes...

    but i do think that my first thing would be to go to a nice shop and get a couple of good quality outfits, and enjoy not having to worry about the price.

    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
    • tasha-debt
    • By tasha-debt 2nd Jun 09, 9:55 AM
    • 970 Posts
    • 2,020 Thanks
    tasha-debt
    I would love a beautiful house and a baby and a dog and to get married (have my dream day).

    Dream....... sighs.............

    Iím back and more determined than ever!!!!!
  • sillybillyme
    i would love to take my boys somewhere hot on holiday. i cant wait till we are debt free because i hate feeling guilty because i cant afford to take them to theme parks etc :rolleyes:

    xxx
    I love to give homemade gifts. Which one of
    my kids do you want?
    • fatpiggy
    • By fatpiggy 3rd Jun 09, 9:51 AM
    • 381 Posts
    • 437 Thanks
    fatpiggy
    Oh dear, I must be very boring and sad, but having gone for so long without just about everything, the urge to spend has died a death and my only interest now is saving to replace my car and start overpaying the mortgage.
    • lilly81
    • By lilly81 3rd Jun 09, 9:59 AM
    • 582 Posts
    • 2,293 Thanks
    lilly81
    Your kids sound so sweet!

    The first thing I did when I was debt free was get myself a decent hair cut!
    I had grown my hair really long when trying to sort out my debts so I would only need a cheap trim twice a year. I felt fantastic going into a saloon and asking for a restyle- but I did go to the cheapest place I could find- I guess thats the money saver in me
    Debt 03/08/08 £4805.26
    Debt free date 23rd march 2009

    Make £2018 in 2018 challenge
    £45.08 /£2018
    • immoral_angeluk
    • By immoral_angeluk 3rd Jun 09, 10:12 AM
    • 23,754 Posts
    • 22,635 Thanks
    immoral_angeluk
    I'm sorry but the bit about your 3year old did make me chuckle!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • SarahNeedle1872
    Lol at SpongeBob without his umbrella!

    As soon as I am debt free (which all seems to be going to sh*t at the minute anyway!) I will be saving for a deposit for a house.... and a newer car

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
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