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  • FIRST POST
    • Catanddogs
    • By Catanddogs 21st Apr 09, 1:59 PM
    • 89Posts
    • 132Thanks
    Catanddogs
    Just another MFW
    • #1
    • 21st Apr 09, 1:59 PM
    Just another MFW 21st Apr 09 at 1:59 PM
    Hello everyone,

    So this is where my journey began.....

    6 months ago we purchased a property for 195.00 @ 6% fixed for 3 years (over 30 years). We paid a 20000 deposit when we purchased the property and the Monthly repayments are 1200, these seem to be very high at the moment not sustainable in the long term. MB Dec 08 157000ish.

    Luckily we were able to pay 17000 in December, which brought the term down to 22years. MB April 09 155000.

    My OH's job is a bit risky at the moment but we plan to overpay as much as possible.

    Regards Catsanddogs
Page 2
    • clearmydebts
    • By clearmydebts 5th Jan 10, 12:59 PM
    • 6,093 Posts
    • 17,588 Thanks
    clearmydebts
    I'm just popping into to update my signature.
    Originally posted by Catanddogs
    Wow, that is impressive!
    Total debt (starting September 2016): 19,500/27,000
    BOI credit card: 4,700/7,000
    Loan:14,800/
    Savings: 0
    • Catanddogs
    • By Catanddogs 5th Jan 10, 8:05 PM
    • 89 Posts
    • 132 Thanks
    Catanddogs
    It feels great to be paying the mortgage off the quicker the better.
    July 2008 .......175.000
    December 2010, .126500, March 11 113.000, March 2013 .103.000, October 2018 .........61.000
    • Catanddogs
    • By Catanddogs 2nd Feb 10, 8:18 AM
    • 89 Posts
    • 132 Thanks
    Catanddogs
    I hve just updaed my signature again..........slow but sure we are getting there!
    July 2008 .......175.000
    December 2010, .126500, March 11 113.000, March 2013 .103.000, October 2018 .........61.000
    • clearmydebts
    • By clearmydebts 2nd Feb 10, 10:38 AM
    • 6,093 Posts
    • 17,588 Thanks
    clearmydebts
    I hve just updaed my signature again..........slow but sure we are getting there!
    Originally posted by Catanddogs
    Not slow at all. I think you are doing brilliantly!
    Total debt (starting September 2016): 19,500/27,000
    BOI credit card: 4,700/7,000
    Loan:14,800/
    Savings: 0
    • gallygirl
    • By gallygirl 2nd Feb 10, 1:28 PM
    • 16,674 Posts
    • 110,010 Thanks
    gallygirl
    Superb progress, well done
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    Mortgage Balance = 0
    "Do what others won't early in life so you can do what others can't later in life"
    • setmefree2
    • By setmefree2 2nd Feb 10, 7:46 PM
    • 8,833 Posts
    • 18,987 Thanks
    setmefree2
    well done

    • Catanddogs
    • By Catanddogs 2nd Feb 10, 9:24 PM
    • 89 Posts
    • 132 Thanks
    Catanddogs
    Thanks you lot, just some days things don't move quick enough.
    July 2008 .......175.000
    December 2010, .126500, March 11 113.000, March 2013 .103.000, October 2018 .........61.000
    • Catanddogs
    • By Catanddogs 25th May 10, 6:18 PM
    • 89 Posts
    • 132 Thanks
    Catanddogs
    Hi people,
    Just poppong in to update my signature x
    July 2008 .......175.000
    December 2010, .126500, March 11 113.000, March 2013 .103.000, October 2018 .........61.000
    • setmefree2
    • By setmefree2 26th May 10, 3:19 PM
    • 8,833 Posts
    • 18,987 Thanks
    setmefree2
    Siganture looking good

    • mintedmatty
    • By mintedmatty 26th May 10, 3:29 PM
    • 289 Posts
    • 736 Thanks
    mintedmatty
    Wow!!!! 43,500 paid off in 2 years! thats fanatastic!!!!!!!
    Millionaire in Training
    Mortgage: 27,535 (49% paid) Aim 25,000 by December 2015
    New House Mortgage 197,836 (4% Paid) Aim 194,000 by December 2015

    #153 Save 12k in 2015 Challenge: 15,69712,000
    • Catanddogs
    • By Catanddogs 11th Mar 11, 12:38 PM
    • 89 Posts
    • 132 Thanks
    Catanddogs
    Just popped in to update sig x
    July 2008 .......175.000
    December 2010, .126500, March 11 113.000, March 2013 .103.000, October 2018 .........61.000
    • Catanddogs
    • By Catanddogs 6th Dec 11, 1:08 PM
    • 89 Posts
    • 132 Thanks
    Catanddogs
    Hi
    It's been a while since I posted on here but have been trying hard to to be careful with the pennies in order to bring the mortgage down.
    July 2008 .......175.000
    December 2010, .126500, March 11 113.000, March 2013 .103.000, October 2018 .........61.000
    • Catanddogs
    • By Catanddogs 25th Aug 15, 2:25 PM
    • 89 Posts
    • 132 Thanks
    Catanddogs
    It's been a while since I posted on here, we have continued to chip away at the mortgage, the balance stands at around 82000. It's been great to see plunge under the 6 figures!
    Last edited by Catanddogs; 25-08-2015 at 2:43 PM.
    July 2008 .......175.000
    December 2010, .126500, March 11 113.000, March 2013 .103.000, October 2018 .........61.000
    • Catanddogs
    • By Catanddogs 12th Oct 18, 9:52 PM
    • 89 Posts
    • 132 Thanks
    Catanddogs
    Just popped in to update my signature. I really do enjoy looking back on here reviewing the progress made over the years.

    Reading other diaries is inspiring and motivating!
    July 2008 .......175.000
    December 2010, .126500, March 11 113.000, March 2013 .103.000, October 2018 .........61.000
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