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  • FIRST POST
    • Frugaldom
    • By Frugaldom 30th Mar 09, 9:08 AM
    • 6,138Posts
    • 54,190Thanks
    Frugaldom
    Live on 4000 for a Year, 2009 Challenge, part 2
    • #1
    • 30th Mar 09, 9:08 AM
    Live on 4000 for a Year, 2009 Challenge, part 2 30th Mar 09 at 9:08 AM
    Live on 4,000 for a Year - 2009 Challenge
    Part 2, April - June 2009

    Part 1 - January to March 2009

    Part 1 - January to March 2008
    Part 2 - April to June 2008
    Part 3 - July to September 2008
    Part 4 - October to December 2008


    ====================================
    Please read the MSE forum rules and help us to keep this challenge on track, thank you.
    If you have any questions about this challenge, feel free to PM me.
    The following is taken from the official MSE forum rules section:

    KEEPING THREADS ON-TOPIC

    Please try not to take threads off-topic. This can be confusing for new users and makes it especially difficult for people ... Where requests from Board Guides for threads to be brought back on track have not been followed off-topic posts may be removed. We encourage community, but not thread derailment.

    Please bear in mind the main purpose of the site is to save money. The forum team has therefore been instructed to prioritise its time on the MoneySaving forums.

    KEEPING TOPICS RELEVANT TO THE BOARD

    There are two boards provided for off-topic chat and discussion. The MoneySavers Arms has been set up for fun, more lighter-hearted chat (although do still remember this is a family forum – keep it clean please). Discussion Time is for discussion of current issues (read Martin’s description).

    If you post a topic that does not relate to the board it’s posted on it will be moved to a more relevant MoneySaving board or to Discussion Time/The MoneySavers Arms.
    ===================================

    This challenge is about paying for needs so we can afford to pay debts and save for wants. It runs from 1st January to 31st December 2009. The links will give you an idea of how the 2008 challenge went.

    To help work out your personal budget amount, you can try the following method:

    1. Add up entire annual income, all sources
    2. Deduct entire year's rent or mortgage payments
    3. Deduct the entire year's Council Tax & water
    4. Deduct essential annual property insurance and maintenance fees if relevant,
    5. Deduct ALL costs associated with work (travel, childcare, lunches)
    6. Deduct ALL regular debt repayments
    7. Deduct annual essential health-related costs

    The amount you have left should be your disposable income to cover the cost of living plus all other extras & savings. The following is my 4,000 budget for Q2 of 2009. Please note that slight alterations are made according to inflation and price fluctuations, such as energy prices.

    Groceries - 1,200 (includes food for 3 adults, toiletries, cleaning & laundry products)
    Electricity - 1,200
    Coal - 240
    Logs - 240
    Internet - 240
    Mobiles - 40
    Telephone - 160
    Clothing & Footwear - 100
    Gifts etc - 350
    Extras - 20
    Essential travel - 150
    Insurance - 50
    Misc - 10

    Total = 4,000


    The above are all basics plus things I choose to include within my 4,000 budget. Some people may choose not to have TV, telephones or Internet at home, as they are not essential. How you prepare your 2009 budget is up to you. Whatever you include in this challenge, the choice is yours. 2009 will be my 3rd year on a budget of 4,000 and I have no intentions of heading back down the road to debt. Feel free to join us all here on our frugal adventures, where every little really does help.

    There have been many different variations introduced by different people according to their individual lifestyles, so I will not be including individual challenge amounts in the 2009 list.

    Anyone is welcome to join in at any time as this challenge is mainly about household budgets with regards to the cost of living. Frugality is our watchword. Welcome to Frugaldom.

    HANDY LINKS
    I am not endorsing or recommending any of the links provided here, I have simply found them to contain helpful information.

    Approved Food - amazing bargains if you don't mind short dates or past sell by – save a fortune whilst saving it from landfill!
    Bite Card - 20% off food at train stations
    Complete (MSE) cooking collection - Loads and loads and loads of recipes
    Electricity & Gas savings - monitor your electricity & gas with the MoneySaving Carbon Club
    Free crafts ideas - how to make papier mache banks etc
    Freecycle (UK) - don't bin it, rehome it.
    Greenfingered money saving - Gardening & growing your own food
    Grocery bargains - Supermarket price reduction times
    Hunger Site - Charity site where every click counts
    i-Measure - log your meter readings and try to reduce your carbon footprint
    Martin's mad moneysaver ads - a surprising new addition to the site - advertising offers!
    Martin's current offers & discount codes - updated daily
    Menu Planning - hundreds of options and suggestions
    Nutrition and diet info, an excellent thread - thanks to Weezl74
    Old Style indexed collection - Indexed collection of links, hints and tips for anything old style, moneysaving and frugal.
    Recipes part 1 - thanks to Rosieben on the Grocery Challenge
    Recipes part 2 - thanks, again, to Rosieben
    Remoska discussion - everything you need to know about Remoska ovens
    Rural Moneysaving Hunt - official MSE discussion
    Selling on eBid - decluttering and recycling for cash with no listing fees
    Soapnuts - The frugal, eco-friendly alternative to soap powder or detergents
    Soapnuts thread on MSE - discuss, ask questions here
    Spending Diary - excellent free resource for recording your spends
    Start a cottage industry - the official MSE discussion
    Will Power & Billy Can - part 1, part 2, part 3

    This post will be updated regularly
    Last edited by Frugaldom; 02-06-2009 at 9:29 AM.
    I reserve the right NOT to spend:
    The less I spend, the more I can afford!
    Now running Frugaldom as a lifestyle social enterprise!
Page 1
    • Frugaldom
    • By Frugaldom 30th Mar 09, 9:08 AM
    • 6,138 Posts
    • 54,190 Thanks
    Frugaldom
    • #2
    • 30th Mar 09, 9:08 AM
    2009 Challenger List
    • #2
    • 30th Mar 09, 9:08 AM
    NYK'S CHALLENGER LIST FOR 2009





    Please note that there are NO challenger numbers for 2009, any numbers that may appear here are for the purposes of counting how many people we have participating. The list will be kept in alphabetical order to make it quicker for finding names. This is the list from January 2009, many names have, since, disappeared but there are many who have been here since the start of January 2008, so there's always someone around to answer any questions
    1. *Mari*
    2. 1274
    3. 1st Time Mum
    4. 2ndTimeRounder
    5. 87p
    6. Aeb
    7. Affordmylife
    8. All_hours
    9. Alli_Baba2
    10. Always_amazed
    11. Andan
    12. Andromache
    13. AngelatGraceland
    14. Angelofthenorth
    15. Angelwings
    16. Angie_baby
    17. Ani*fan
    18. Annie021063
    19. Artnoble
    20. Azjh77
    21. Bails
    22. Barefootlinzi
    23. Barole
    24. Bigbullyweedave
    25. BigEars
    26. BigSpender2
    27. Blackfairykitten
    28. Blairweech
    29. Bleufleur
    30. Blissfullydebtfreewannabe
    31. BlondeMuppet
    32. Blueberrypie
    33. Bluesteel705
    34. Bonaventure Babes
    35. Boomdocker
    36. Boring Beige
    37. Brighton Belle
    38. Broke mum of three
    39. Buffythedebtslayer
    40. Candygirl
    41. CannyClaire
    42. Carlsberg
    43. CarolBee
    44. Carolinabirichina
    45. Catzine
    46. Cha97Michelle
    47. Chaddee
    48. CharlieDavis
    49. Charlies Angel
    50. Che75
    51. Chewits
    52. Chika (from 23/02/09)
    53. Chriz1000
    54. Cornishinfens
    55. Cranky40
    56. Cumbrianmum
    57. CW18
    58. DdraigGoch
    59. Debrag
    60. DFW844
    61. Djenks
    62. DJJoJoJuice
    63. DND
    64. Don't want to be in debt
    65. Doom_and_Gloom
    66. EagerLearner
    67. Eilo1007
    68. Elantan
    69. Enjoyfinancialchallenges
    70. Ephemera
    71. Esthomizzy
    72. Fairywings
    73. Fallen Angel Shelley
    74. Findingmyfeet
    75. Fireangel
    76. Fizzel81
    77. Flowerofthewest
    78. FrankieM
    79. Freyaluck
    80. Frugal Fox
    81. Frugalmum
    82. Funbrum
    83. Funkyfunkymonkey
    84. Gem2509
    85. GemGems
    86. Georgiasmum
    87. Gillst
    88. GlendaM
    89. Grandma247
    90. Grunnie
    91. Guesty6
    92. Hansolo81
    93. Hardup Hester
    94. Headofsteam
    95. HH62
    96. Hopeless_Spendthrift
    97. Hypno06
    98. IGiveUp
    99. IhateDebt
    100. Ilovetea
    101. Impomdasp
    102. In Search of Me
    103. InTheRed
    104. Jamiedodger
    105. Jammiejen
    106. Janey51
    107. January20
    108. Jay1
    109. JennyBee
    110. JennyShrew
    111. JTB2412
    112. Juliejay
    113. Jumble-Bee
    114. Junglegirl
    115. JustKeepSwimming
    116. Kayharcombe
    117. Kayleighj
    118. Kbarty
    119. Keren29
    120. Kerron7
    121. Kiki
    122. KittieJ
    123. Kittikins
    124. KiwiGirl
    125. Kizzie01
    126. Ladymoon
    127. LadyRoughneck
    128. Lalaladybird
    129. Laurabelle
    130. Lexxi
    131. Lilac_Lady
    132. Liloandstitch
    133. LilyBee
    134. LingoJingo
    135. Little_Miss_Moneysaver
    136. LittleMissClimsy
    137. Liuhut
    138. Lmac
    139. LoadedIWish
    140. Loadedlaura
    141. LollopyBear
    142. Looby-Loo
    143. Loopylou21
    144. Loveday69
    145. LyndaSharp
    146. Lysasparkles
    147. Macwah97
    148. Mah_Jong
    149. Mama67
    150. Marru
    151. Masomnia
    152. Maverickangel
    153. Mbaz
    154. McSaver
    155. Micron
    156. Milliemonster
    157. Mini_huny_money
    158. Miss Empty Piggy
    159. Miss_Pink
    160. Miss R
    161. MK Wotsit
    162. Mollymop5
    163. MrDT
    164. MSHAWX
    165. Mumzyof2
    166. Naomim
    167. Nate123
    168. NEGirl
    169. Nickynoo08
    170. Nicola1982
    171. Nimbo
    172. Nodebtdiva
    173. Nonstepfordwife
    174. Notanothergreyhair
    175. Nykmedia
    176. OldMcDonald
    177. Oliveoyl
    178. OptimisticPair
    179. Paul Varjak
    180. Paulgonnabedebtfree
    181. Pauper1
    182. Penny2myname
    183. Penny54
    184. PetitePeche
    185. Pip's Mum
    186. Pollydaydream
    187. Princess Leia
    188. Protogenia
    189. Prudent
    190. Purple_Sparkles
    191. Purplevamp
    192. Puss14
    193. Queen_B
    194. Rachyp
    195. Rafiki
    196. Ram_murdock
    197. Raychee
    198. RebekahR
    199. Redglass
    200. RedMel1621
    201. Sallyrsm
    202. Sam79
    203. Sammey90
    204. Sarah147
    205. SarahB123
    206. Sashacat
    207. Sassamac
    208. Save-a-holic
    209. Saverram
    210. Savingfortravel
    211. Scorpio04
    212. Scrooge2008
    213. Sewbocushions
    214. Shaz_mum_of_2
    215. Shazrobo
    216. Shell37
    217. Shelovestobuystuff
    218. Shorelines
    219. SiannieLaz
    220. Silkbeast
    221. Sillylittlejill
    222. SixteenthofJune
    223. Skint Lynne
    224. Skint_Chick
    225. Skintwellie
    226. Slackster
    227. Slowlyfading
    228. Smart21
    229. SmlSave
    230. Snow White
    231. SophiesMum
    232. Sorting Out
    233. Sos999
    234. Stefejb
    235. Sue09
    236. Sukielou75
    237. Summertea
    238. Sweetpea03
    239. Taka
    240. The_Cat
    241. ThriftyLass
    242. ThriftyScotsLass
    243. Tigerseye
    244. Tigwell
    245. Tracey04
    246. Trex170104
    247. Truthseeker
    248. Tryingtodobetter
    249. Twinkle_Star
    250. Vixstar
    251. Wendyw1947
    252. Wendywitch
    253. Wherediditallgo
    254. Whiskylizzie
    255. Whitetigeress333
    256. Whitevanwoman
    257. Whitewing
    258. Whowants2brich
    259. Wornoutmumoftwo
    260. XNatalie81X
    261. Yoshimi2306
    262. Zelie
    263. Zoe260373
    Last edited by Frugaldom; 09-06-2009 at 7:08 AM.
    I reserve the right NOT to spend:
    The less I spend, the more I can afford!
    Now running Frugaldom as a lifestyle social enterprise!
    • Frugaldom
    • By Frugaldom 31st Mar 09, 10:02 AM
    • 6,138 Posts
    • 54,190 Thanks
    Frugaldom
    • #3
    • 31st Mar 09, 10:02 AM
    The Brand New Thread For Second Quarter Of 2009
    • #3
    • 31st Mar 09, 10:02 AM
    Hello

    I sneaked this new thread on while nobody was looking. The old thread will be closed very soon, but each is linked up to the other, so no reason for getting lost.

    Newcomers always welcome and the list of challengers is in alphabetical order this year, so there are no numbers associated with the names.
    I reserve the right NOT to spend:
    The less I spend, the more I can afford!
    Now running Frugaldom as a lifestyle social enterprise!
    • mama67
    • By mama67 31st Mar 09, 10:19 AM
    • 1,318 Posts
    • 16,230 Thanks
    mama67
    • #4
    • 31st Mar 09, 10:19 AM
    Hello for the new quarter
    • #4
    • 31st Mar 09, 10:19 AM
    Just popped in to say hello!! caught the link on the first quarters thread.
    2 adults, 2 boys ( sportsmad-big eaters) (21 & 18)
    My mother always served up leftovers we never knew what the original meal was. - Tracey Ulman
    • kindofagilr
    • By kindofagilr 31st Mar 09, 10:22 AM
    • 6,682 Posts
    • 22,637 Thanks
    kindofagilr
    • #5
    • 31st Mar 09, 10:22 AM
    • #5
    • 31st Mar 09, 10:22 AM
    OK, here are my Frugaldom figures for the first quarter:

    Groceries - 442.64/1095
    Toiletries - 14.53/50
    Cleaning products - 5.67/20
    Electricity - 350/1000
    Coal - 61.60/200
    Logs - 80/240
    Internet - 59.97/240
    Mobile - 5/40
    Telephone - 12.88/160
    TV license - 0/145
    Clothing & footwear - 3.20/100
    Gifts - 55.56/300
    NTS membership - 19.50/78
    Travel - 32.50/180
    Insurance - 47.50/47.50
    Contingency - 0/104.50

    Total spent during first quarter = 1,190.65
    Balance remaining for remainder of 2009 = 2,809.35

    Over average by 190.65 to reflect extra costs of electricity, coal and logs for winter heating.

    On my cash neutral mini-challenge for all other spending, including on DD's wedding plans, I have spent a grand total of 890.47 and recouped 453.93 of that so far. If I can neutralise all the extra spending during 2009 then I'd have met another of my targets!

    Welcome to the thread, Kindofagilr. Setting your budget is a bit of an eye-opener for most people when they find out just how much goes on non-essentials. LOL You'll soon get the hang of it and have your debts paid and ISA filled. New thread started for part 2 here, nobody's noticed it yet
    Originally posted by nykmedia
    Thank you

    I think its insane lol, I cant believe how much money we waste!

    I will def start doing this once we are in the house for a few months and know how much bills are etc

    I may be able to join in on the 1st July if thats ok? second half of the year then do the full one from 2010
    Current Debt 39,344.00/44,856.56 ~ 17/05/19 - 12.28% Paid Off

    POAMAYC 2019 #87 5694.94
    POAMAYC 2018 #87 13,912.57

    POAMAYC 2017 #87 10,380.18
    POAMAYC 2016 #87 7454.80

    Mortgage (Start Date 01/04/09 ~ 30 year term, due to end 01/07/39)
    81,767.18/104,409.00 (as of 30/04/19) ~ 21.68% Paid Off

    Christmas Savings 18: Totalled 750/Christmas Savings 19: 0
    Cyprus 19 Savings: 800/2000 ~ Centre Parcs 19 Savings: 500/500
    Emergency Savings: 50


    My Debt Free Diary (Link)
  • andromache
    • #6
    • 31st Mar 09, 10:31 AM
    • #6
    • 31st Mar 09, 10:31 AM
    New thread thanks, nyk.

    My free haircut yesterday was brilliant - I'm really happy with it! I tipped the stylist 4 so now I have an extra 21 to play with since I've saved that amount on my hairdressing budget, which was originally 25

    Spending today at home working, so not spending money
    Live on 4000 a Year Challenge member
    Target: 3000 for academic year 2009/10
    Spent: 845.61; Remaining: 2154.39 :rolleyes:
    • purplevamp
    • By purplevamp 31st Mar 09, 11:28 AM
    • 8,342 Posts
    • 397,432 Thanks
    purplevamp
    • #7
    • 31st Mar 09, 11:28 AM
    • #7
    • 31st Mar 09, 11:28 AM
    This is my third attempt to post, fingers crossed...

    Nice shiny new thread, thanks Nyk. I'm in again. I'll post my March spends on the old thread, then pop back here.



    Edit: The post worked!! Finally...
    Mortgage: Was: 154,495 Oct 2039
    Now: 123,375.38 Jan 2038

    Swagbucks ~ 135 (2018 ~ 350)
    Surveys ~ 99.60 (2018 ~ 287.85)
    PTC, etc ~ $59.95 ~ (2018 ~ $287.34)

    I Love You" "I Know"
    • taka
    • By taka 31st Mar 09, 2:33 PM
    • 3,242 Posts
    • 17,285 Thanks
    taka
    • #8
    • 31st Mar 09, 2:33 PM
    • #8
    • 31st Mar 09, 2:33 PM
    Will this work??

    Edited: Yipee it did!! (Anyone else unable to click on links/smilies/submit buttons etc earlier today???)

    Ooooops almost forgot... Happy new thread - my 1/4 summary will have to wait a bit as my home computer is not speaking to me at the mo since I updated my firewall! Eeeeek!!
    Last edited by taka; 31-03-2009 at 2:35 PM.
    2019 MFW #51 291.08/500
    MFiT-5 no 45
    You can't fly with one foot on the ground!
    • blueberrypie
    • By blueberrypie 31st Mar 09, 2:48 PM
    • 2,357 Posts
    • 5,197 Thanks
    blueberrypie
    • #9
    • 31st Mar 09, 2:48 PM
    • #9
    • 31st Mar 09, 2:48 PM
    Can I join in? Am I right that it's not so much a 4k challenge this year as a budget-tight-and-stick-to-it? Can I join with a single figure for everything except mortgage, rates and insurance? (If so, I'm going for 700/month for a family of eight.)
    • SmlSave
    • By SmlSave 31st Mar 09, 3:06 PM
    • 4,708 Posts
    • 16,615 Thanks
    SmlSave
    Oh my gosh Part 2 already - where does time go?
    Boy Smllet born 23/06/2011 and Girl Smllet born 01/03/2014

    5 year challenge to pay off 20,000
    350 per month challenge
    • taka
    • By taka 31st Mar 09, 4:19 PM
    • 3,242 Posts
    • 17,285 Thanks
    taka
    Hiya kindofagilr and blueberrypie! Welcome to the challenge!

    Blueberrypie - I don't see why not... there are quite a few of us on differing budgets for a whole heap of differing reasons! I'm going for a 5k challenge - but that only covers the bits I can work on/ lower/adjust/look for better deals/ aren't necessary but I would like to stick to a budget on. I found an all in budget (~11.5k) depressing to see every day (mainly due to cursing getting a fixed rate mortgage instead of a tracker - I would be saving ~170pcm+ :rolleyes: had I chosen to go for that.)! Everyone is different!

    I dare say Nyk will be along shortly to add you to the list... You do realise there is no escape from frugalitis don't you... Its very contagious...
    2019 MFW #51 291.08/500
    MFiT-5 no 45
    You can't fly with one foot on the ground!
    • slowlyfading
    • By slowlyfading 31st Mar 09, 4:38 PM
    • 13,025 Posts
    • 75,110 Thanks
    slowlyfading
    everyone! I'll post my March update in the old thread, so it doesn't get confusing
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / May NSD - 3 / In pursuit of FIRE
    • Skint Lynne
    • By Skint Lynne 31st Mar 09, 10:02 PM
    • 1,357 Posts
    • 11,182 Thanks
    Skint Lynne
    Nice new thread has been found and I will report for duty tomorrow. xx
  • HH62
    Hi everyone,

    I'm still here although not managing the challenge. So, I thought about how the first 3 months of 2009 have gone and decided enough is enough. It's the first day of a new month and I'm back and I'm sticking with it.

    I use spending diary so I know how much I'm spending but does anyone know how I can keep a runnng total of how much I have left? Would Excel do this? So if I put in my total budget figure for the month, then every time I spend money I note it down and it automatically tells me how much I have left for the month?
    Help please :confused:
    • kindofagilr
    • By kindofagilr 1st Apr 09, 8:14 AM
    • 6,682 Posts
    • 22,637 Thanks
    kindofagilr
    There is a way to do that with formulas, if you click on help in Excel and ask for help on formulas it will tell you how to do it

    It can work it all out for you
    Current Debt 39,344.00/44,856.56 ~ 17/05/19 - 12.28% Paid Off

    POAMAYC 2019 #87 5694.94
    POAMAYC 2018 #87 13,912.57

    POAMAYC 2017 #87 10,380.18
    POAMAYC 2016 #87 7454.80

    Mortgage (Start Date 01/04/09 ~ 30 year term, due to end 01/07/39)
    81,767.18/104,409.00 (as of 30/04/19) ~ 21.68% Paid Off

    Christmas Savings 18: Totalled 750/Christmas Savings 19: 0
    Cyprus 19 Savings: 800/2000 ~ Centre Parcs 19 Savings: 500/500
    Emergency Savings: 50


    My Debt Free Diary (Link)
    • shaz_mum_of _2
    • By shaz_mum_of _2 1st Apr 09, 8:51 AM
    • 2,014 Posts
    • 15,314 Thanks
    shaz_mum_of _2
    Not posting figures as such but i had 200 left on pay day and that was after paying fot the potting shed so would have been 650 left we had roughly that much left at the end of feb too so i for one am really happy with the way the challenge is going

    I feel like the garden i costing a lot at the minute but know it willl pay back later on especially if i can sell some of the spare plants on

    The free loft insulation and warmer weather have lowered my gas usage this week and the free cavity wall insulation goes in in 2 weeks too hubby still can't believe it's free and waiting for the catch!!

    Its my mums birthday todayand normally i would spend around 20 i have a giftset from the boot 75% off sale whch cost 2.50 and an outdoor planted arrangement i made which cost less than a fiver she will love it and she will think i have spent more than usual.........i love frugalitis

    Shaz
    Last edited by shaz_mum_of _2; 01-04-2009 at 8:55 AM.
    *****
    Shaz
    *****
  • HH62
    Thanks for the tip re Excel. I haven't used it for years so I'll have a play with it later.

    Been to do my food shop for the week and it's cost me 5.80. If only it was that low each week
    I went to M & S, I know that's not very MSE but I decided to return some trousers that I don't think I'll wear. I had a feeling I had some vouchers for M & S, so I found them. I had 29 worth altogether so that's why my food shop cost so little. I really want to make this shop last almost a week, till next Tuesday.
    It's a nice warm sunny day here and I'm ready to start eating less of the winter type food. But I always spend more on food in the summer - salads get pricey when compared to things like carrots and potatoes and onions.
    I think I'll try to grow my own rocket or some salad leaves.

    I hope everyone is ok.
    • taka
    • By taka 1st Apr 09, 11:27 AM
    • 3,242 Posts
    • 17,285 Thanks
    taka
    Its my mums birthday todayand normally i would spend around 20 i have a giftset from the boot 75% off sale whch cost 2.50 and an outdoor planted arrangement i made which cost less than a fiver she will love it and she will think i have spent more than usual.........i love frugalitis
    Originally posted by shaz_mum_of _2
    I know what you mean - my Mum's mothers day pressie should have cost ~25 for all the bits but actually cost ~6.50 as I bought most of the stuff in the sales or when on special offer
    2019 MFW #51 291.08/500
    MFiT-5 no 45
    You can't fly with one foot on the ground!
    • blueberrypie
    • By blueberrypie 1st Apr 09, 11:34 AM
    • 2,357 Posts
    • 5,197 Thanks
    blueberrypie
    Right, so it's the first day of this challenge for me. I've been out this morning to an appointment with my three-year-old, but we're back now and I don't intend to go out again today, so unless I take the headstaggers and go ebaying, I won't be spending any money at all today. It's very likely, though, that OH will be going to pick up groceries tonight, so I'll be doing a frugal mealplan and grocery-list for him this afternoon, and then hoping he sticks to it!

    But so far: 700 budget - 0 spent = 700 left :-D
    • Frugaldom
    • By Frugaldom 1st Apr 09, 11:35 AM
    • 6,138 Posts
    • 54,190 Thanks
    Frugaldom
    Hello everyone and welcome on board, blueberrypie, I have now added your name to the list of challengers. Your budget is your own, the 4k is just what I try to live on, everything else is for having a fun life, albeit a frugally fun one.

    Sun is shining here today, again, work is almost up to date and the rest can wait until after sundown. I'm off to collect some free wood and then going to play work in the garden this afternoon. Will try my best not to spend if I past the garden centre.

    Old thread/part 1 should be closing soon, so don't leave it too long if you want anything else listed there.
    I reserve the right NOT to spend:
    The less I spend, the more I can afford!
    Now running Frugaldom as a lifestyle social enterprise!
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