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    • MSE Jenny
    • By MSE Jenny 24th Mar 09, 9:29 AM
    • 1,233Posts
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    MSE Jenny
    MONEY MORAL DILEMMA. Would you flog hideous store cards to keep a job?
    • #1
    • 24th Mar 09, 9:29 AM
    MONEY MORAL DILEMMA. Would you flog hideous store cards to keep a job? 24th Mar 09 at 9:29 AM
    Here's this week's hypothetical situation for you to cogitate on:

    Would you flog hideous store cards to keep a job?

    You’ve been made redundant, and manage to score a new job in a high street clothes shop. Yet the manager asks you to try and flog hideous 30% APR store cards to customers with every purchase. You’ve always hated these cards (read the Store Cards guide) and feel bad, but there’s a recession and you need the cash. What would you do?

    Click reply to have your say

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    • robpw2
    • By robpw2 24th Mar 09, 9:31 AM
    • 12,647 Posts
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    • #2
    • 24th Mar 09, 9:31 AM
    • #2
    • 24th Mar 09, 9:31 AM
    id sell .. thats my job

    i might feel guilty later .. but think of the commission

    Slimming world start 28/01/2012 starting weight 21st 2.5lb current weight 17st 9-total loss 3st 7.5lb
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    • jamespir
    • By jamespir 24th Mar 09, 9:32 AM
    • 18,725 Posts
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    • #3
    • 24th Mar 09, 9:32 AM
    • #3
    • 24th Mar 09, 9:32 AM
    ive done it before and id do it again if i need the cash
    Replies to posts are always welcome, If I have made a mistake in the post, I am human, tell me nicely and it will be corrected. If your reply cannot be nice, has an underlying issue, or you believe that you are God, please post in another forum. Thank you
    • *Louise*
    • By *Louise* 24th Mar 09, 4:32 PM
    • 9,055 Posts
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    • #4
    • 24th Mar 09, 4:32 PM
    • #4
    • 24th Mar 09, 4:32 PM
    A choice between keeping my house/feeding my children and my conscience.......I would sell them.
    Cross Stitch Cafe member No. 3
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    • mum2one
    • By mum2one 24th Mar 09, 4:37 PM
    • 16,154 Posts
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    • #5
    • 24th Mar 09, 4:37 PM
    • #5
    • 24th Mar 09, 4:37 PM
    i would sell them, although id feel awful, but at the end of the day u have to think a jobs a job, and if I didnt do it someone else would, I may be wrong but I think that the consumer has to be told the apr rate, so that would ease my consionus
    Tackling the debt free life one day at a time xx
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  • 456789
    • #6
    • 24th Mar 09, 7:06 PM
    • #6
    • 24th Mar 09, 7:06 PM
    Being on MSE I know they are nasty - but I have to live
    • skylight
    • By skylight 24th Mar 09, 7:10 PM
    • 10,424 Posts
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    • #7
    • 24th Mar 09, 7:10 PM
    • #7
    • 24th Mar 09, 7:10 PM
    I would - but badly.

    "So. Do you wanna store debt card then?" I would have to apologise to the manager if pulled up on it, as I am not financially trained to sell them.
    • Waldir
    • By Waldir 24th Mar 09, 11:08 PM
    • 164 Posts
    • 42 Thanks
    • #8
    • 24th Mar 09, 11:08 PM
    • #8
    • 24th Mar 09, 11:08 PM
    ...and if I didnt do it someone else would...
    Originally posted by mum2one
    That reminds me of my vegetarian friend, who eats beef because anyway, the cow is already dead in the restaurant's kitchen... it's not like he's killing it
    Last edited by Waldir; 24-03-2009 at 11:11 PM. Reason: spelling
    • AdamB
    • By AdamB 24th Mar 09, 11:37 PM
    • 130 Posts
    • 214 Thanks
    • #9
    • 24th Mar 09, 11:37 PM
    • #9
    • 24th Mar 09, 11:37 PM
    I would sell them. But Id tell the customer not to spend too much on them at one time and to pay it all off every month as to not pay interest on it
    Bank charges reclaimed: HSBC £1990

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    • brightonman123
    • By brightonman123 25th Mar 09, 12:15 AM
    • 8,338 Posts
    • 48,512 Thanks
    push asa short term credit line ONLY- need to make sure they can pay IN FULL, and on time, or the interest soon mounts up.

    ithough i cannot see any reason people would want a card thats only usable in just one store..

    unless there are some SERIOUS discounts / freebies on offer!

    Is there much commission paid, just out of vague interest?
    Last edited by brightonman123; 25-03-2009 at 12:18 AM.
    Long time away from MSE, been dealing real life stuff..
    Sometimes seen lurking on the compers forum :-)
  • WhatFrickingUsernameIsnt
    On the one hand they are a total rip off, on the other hand if people are stupid enough to take them so be it. The people of Britain are always winging about how they know best whilst continually subjecting me to a LabCon flipflop, so screw them!
    • clarabella23
    • By clarabella23 25th Mar 09, 6:40 AM
    • 443 Posts
    • 1,168 Thanks
    Yes I would! if people don't want it they don't have to take it!however I would make sure I was selling PPI properly as it sucks when you get suckered into that one!
  • aliasojo
    I would too. I wouldn't be delighted about it but it's not my job to be someone else's nanny. I'm there to work, not to save them from themselves.
    Herman - MP for all!
    • Corona
    • By Corona 25th Mar 09, 7:43 AM
    • 873 Posts
    • 804 Thanks
    I would sell them. But Id tell the customer not to spend too much on them at one time and to pay it all off every month as to not pay interest on it
    Originally posted by AdamB
    Nice compromise - you keep your job and your integrity.
  • katiea
    I'd do it if I had to but I'd be looking like mad for another job and leave as soon as I could (if I didn't get sacked for my unenthusiastic approach to selling the cards!)
  • lizzybailey
    ok so i sell these store cards i have to it's my job, if i dont then i get pulled up, taken into the office, asked why etc etc. however if i do sell them do i get loads of commission ? NO do i get anything ? NO ! people have this false idea that we all work on commission and get paid lots for it unfortunately this is not the case. store cards are fine IF you can play them. by that i mean getting the introductory discount and paying the bill off in full, keeping the card for the exclusive card holders days and again paying it off in full. i know there are some slimy sales people out there but we aren't all like that most of us are just trying to keep our heads down and get on with the job, under immense pressure from management and companies. so yes i am selling store cards and have done so for 8 years now. it pays the bills and help keeps me in a job in these difficult times.
    • poorbutrich
    • By poorbutrich 25th Mar 09, 8:17 AM
    • 1,514 Posts
    • 5,823 Thanks
    If the store manager's grammar was a bit better I might think about it.
    • Ebenezer_Screwj
    • By Ebenezer_Screwj 25th Mar 09, 8:20 AM
    • 427 Posts
    • 230 Thanks
    I would never work in a clothing store full stop. But I would also never encourage uninformed people to create debts which they may never honour. That's one of the main reasons we have a financial crisis which is impacting upon us all.
  • mick s
    I'd sell them - you need to live.

    But you can also tell them if they pay them off every month then there is no charges
    • sky11
    • By sky11 25th Mar 09, 8:33 AM
    • 61 Posts
    • 34 Thanks
    Yes, sell the store card. Think of it as providing the customer with an additional service (ignoring APR's etc). Most important is that selling is done in a friendly, not pushing manner.
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