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  • FIRST POST
    • pandapaws
    • By pandapaws 24th Dec 08, 9:47 PM
    • 2,110Posts
    • 3,577Thanks
    pandapaws
    The 'complete this challenge' challenge...suitable for all!
    • #1
    • 24th Dec 08, 9:47 PM
    The 'complete this challenge' challenge...suitable for all! 24th Dec 08 at 9:47 PM
    I know I'm not the only one who jumps headlong into just about every challenge that gets posted on here, and then loses steam within a few weeks (or sometimes before I've even turned the computer off ).

    So, my challenge for all those fellow givver-uppers is simply to complete this challenge!

    You choose what your personal challenge is: it can be to complete one of the MSE/DFW challenges that you've already signed up for, it can be a list of things that you want to accomplish by a certain date, or it can be a New Year's resolution whether money-related or not. Anything you like, BUT as soon as you post it, you are absolutely 100% committed to completing it come rain, shine or volcanic eruption. You can add further challenges as and when you like, but if you post it here, you do it.

    This is one that absolutely everyone can do, you can make it as easy or difficult as you like - the hard bit is that you MUST do whatever you say you will. NO EXCUSES!

    UPDATE (9 May): I've not been updating for a while (been busy 'doing' rather than talking about it!) but have just caught up. The challenge is most definitely still ON! If you've signed up but you're name's not below then sorry I missed it - leave a message on this thread or PM me and I'll add you in. NEW JOINERS ALWAYS WELCOME!


    If you signed up but have quit, then be VERY AFRAID...YOU WILL BE TRACKED DOWN AND PUNISHED!*

    Fellow serial-faffers, sign up below...

    1. Pandapaws
    2. Hypno06
    3. Airwolf1
    4. Buffythedebtslayer
    5. Juicygirl
    6. Sophie27
    7. Sea78
    8. Sarahneedle1872
    9. Yukkibear
    10. In Search Of Me
    11. Pooky
    12. Suzialwaysbroke
    13. Penguin83
    14. Intergalactic Floozie
    15. Babs2008
    16. ehallett
    17. ltm07
    18. clayremonkey
    19. Damita
    20. scubaangel
    21. Mudbath
    22. Jess444
    23. Mickey Mouse
    24. NoDebtDiva
    25. moneymakestheworldgoround
    26. lelc
    27. emmamr
    28. *mari*
    29. Lemon Tree
    30. OliveOyl
    31. Amethystcash
    32. postingalwaysposting
    33. Lolo
    34. Karmacat
    35. kim_ley
    36. mummytummy
    37. Hales
    38. Unorganised
    39. Shellshell
    40. nellis
    41. mumps
    42. pippo
    43. Moremoneyinmypocket
    44. mrskirsten
    45. Paulgonnabedebtfree
    46. A fiend for life
    47. miss_keep_counting
    48. **kym**
    49. elsie52
    50. got-it-spend-it
    51. billyboberyl
    52. clearing_out_my_pockets
    53. Ninno820
    54. tinks_77
    55. TismE
    56. runmichellerun
    57. lauhen
    58. Sunshine12
    59. Scrooge2008

    *I'm just trying to sound scary. No actual tracking or bodily harm will occur. Maybe.


    This Forum Tip was included in MoneySavingExpert's weekly email

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    Last edited by pandapaws; 13-06-2009 at 6:42 PM.
Page 1
  • hypno06
    • #2
    • 24th Dec 08, 9:48 PM
    • #2
    • 24th Dec 08, 9:48 PM
    I'm in!!!

    My first challenge is to think of a challenge..........
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
    • pandapaws
    • By pandapaws 24th Dec 08, 9:48 PM
    • 2,110 Posts
    • 3,577 Thanks
    pandapaws
    • #3
    • 24th Dec 08, 9:48 PM
    • #3
    • 24th Dec 08, 9:48 PM
    RIght, here's mine...

    Following on from conversations on my own thread, I'm going to make a bit of a list. I'm quite scared as some of these things have been getting put off for a while and as failure is not an option on this challenge I'll have to get my fat rear in gear and actually do some of the things I love to procrastinate about. Here goes with my main objectives:

    1. Get the tax return done in time done 27/12/08.
    2. Sort out and maintain all our financial records (have slipped lately and it's a mess) Update 9/5: Re-done it all, but it's on little-used old laptop. Must install Office on other computers.

    3. This year I WILL get all my Ebay stock finally listed on Ebay - Update: 9/5 - working with a friend and it's seriously getting done at last. Long way to go, but definitely getting there.

    4. I WILL have a clean, easily-maintained, clutter-free home. Update 9/5: YES! I'm slowly getting there! Most rooms are organised. Past the half-way mark I think, need to keep going.

    5. Need to get the garage cleared out - Freecycle if necessary. Update 9/5: Still very little progress.

    6. Reduce the debt by at least 20k over this year. Update 9/5: Ahem...

    I'm thinking fairly big, but everyone else is welcome to list just a single thing that they'd like to accomplish - remember this is your opportunity to list things that you will definitely accomplish over whatever time period you like.

    Good luck to anyone else joining me - here's to a happy, stress-free Christmas in 2009.
    Last edited by pandapaws; 09-05-2009 at 7:30 PM.
    • pandapaws
    • By pandapaws 24th Dec 08, 9:50 PM
    • 2,110 Posts
    • 3,577 Thanks
    pandapaws
    • #4
    • 24th Dec 08, 9:50 PM
    • #4
    • 24th Dec 08, 9:50 PM
    I'm in!!!

    My first challenge is to think of a challenge..........
    Originally posted by hypno06
    In case you were thinking of it, 'eat chocolate' isn't allowed on this challenge!
  • hypno06
    • #5
    • 24th Dec 08, 9:52 PM
    • #5
    • 24th Dec 08, 9:52 PM
    I will start off by saying that by the end of January I will:
    • reach 50 payout on dooyoo
    • be at the bottom of the ironing pile
    • be able to eat at the dining table in a chaos free manner
    • go running at least 3 times each week
    • have a perfectly tidy bedroom
    • have paid 2000 off my debt
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    • #6
    • 24th Dec 08, 9:53 PM
    • #6
    • 24th Dec 08, 9:53 PM
    In case you were thinking of it, 'eat chocolate' isn't allowed on this challenge!
    Originally posted by pandapaws
    not fair - you're making up rules now......
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
    • pandapaws
    • By pandapaws 24th Dec 08, 9:55 PM
    • 2,110 Posts
    • 3,577 Thanks
    pandapaws
    • #7
    • 24th Dec 08, 9:55 PM
    • #7
    • 24th Dec 08, 9:55 PM
    Aw, go on then...it is Christmas after all. Eat some chocolate! I will if you do.
  • hypno06
    • #8
    • 24th Dec 08, 10:01 PM
    • #8
    • 24th Dec 08, 10:01 PM
    OK, so my first immediate challenge is to eat chocolate such as is fitting for this time of year.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Airwolf1
    • #9
    • 24th Dec 08, 10:02 PM
    • #9
    • 24th Dec 08, 10:02 PM
    I will aim to save up for a laptop (no credit on it).
    Aim to clear the remaining small amount amount on balance transfer credit card - about 400 ish.
    Try to clear the wife's student bank account, approx 1,000 on it.
    And other things too, but they'll do for now. By the end of 2009 for these.
    My suggestion and/or advice is my own and it is up to you if you follow it, please check the advice given before acting on it.
    • pandapaws
    • By pandapaws 24th Dec 08, 10:03 PM
    • 2,110 Posts
    • 3,577 Thanks
    pandapaws
    OK, so my first immediate challenge is to eat chocolate such as is fitting for this time of year.
    Originally posted by hypno06
    You've passed. Well done!

    See everyone, it's easy, you just need the motivation.

    The challenging proper will start after Christmas day, I'll probably not look in again until after then but get your thinking caps on and get ready to get your life sorted out this year!
  • hypno06
    It might be a bit optimistic to say that my life will be sorted out this year, but the ironing pile would at least be a start

    Happy Christmas everyone x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
    • Buffythedebtslayer
    • By Buffythedebtslayer 24th Dec 08, 10:06 PM
    • 15,336 Posts
    • 51,360 Thanks
    Buffythedebtslayer
    Good Challenge panda!

    Your list looks scarily like mine - well sort of.....


    1. Get the tax return done in time - do my self employed taxness which I really don't get.
    2. Sort out and maintain all our financial records (have slipped lately and it's a mess) same see above for results if I don't do this!!!!!
    3. This year I WILL get all my Ebay stock finally listed on Ebay -been promising Mum her conservatory will no longer look like a ware house!!! really need to shift it!
    4. I WILL have a clean, easily-maintained, clutter-free home. likewise
    5. Need to get the garage loft/sheds cleared out - Freecycle if necessary.
    6. Reduce the debt by at least 20k 18868 over this year.ie become debt free!
    Originally posted by pandapaws
    Sorry to be highly unoriginal and nick your plans!

    but I made cookies and decorated a Chocolate log and still have bloody presents to wrap and Santa will be here in TWO hours!!!!

    eekk!!!
    Frugal Living Challenge, Pound a Day challenge, Sealed Pot Challenge Debt 4990 (March)
    • Buffythedebtslayer
    • By Buffythedebtslayer 24th Dec 08, 10:09 PM
    • 15,336 Posts
    • 51,360 Thanks
    Buffythedebtslayer
    get ready to get your life sorted out this year!
    Originally posted by pandapaws
    that is my ultimate dream. says the woman sitting looking at a Calendar that says November, with a broken mirror, a half dead plant and scraps of wrapping paper everywhere......I have some way to go!!!



    Happy Christmasxxxxxx
    Frugal Living Challenge, Pound a Day challenge, Sealed Pot Challenge Debt 4990 (March)
    • juicygirl
    • By juicygirl 26th Dec 08, 4:56 PM
    • 654 Posts
    • 2,089 Thanks
    juicygirl
    My challenges are:

    1. To get sub 17k by end of January
    2. To clear credit cards by end June 2009
    3. To put suitable amount of money away each month for my tax bills
    4. For rest of debt to be clear by end of the 2009 and to start saving

    I've high hopes for 2009 people, but it's so important cos I want to try for a baby but will not do this til I'm debt free!!
  • hypno06
    OK, so my first immediate challenge is to eat chocolate such as is fitting for this time of year.
    Originally posted by hypno06
    I am giving this particular challenge a real good go..........it is tough, but I am trying hard
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
    • pandapaws
    • By pandapaws 26th Dec 08, 8:36 PM
    • 2,110 Posts
    • 3,577 Thanks
    pandapaws
    Hope everyone has had a lovely Christmas.

    I made a very small start today - I listed a few of DS1's old toys on Freecycle to make room for some of the mountains of stuff that's lying in the lounge at the moment (flippin Santa delivered far too much stuff again. Though in his defence, most of it did come free of charge or very cheap with vouchers, sales or product recalls).

    Buffy, love that we've got almost identical list of things to do! We can beat each other up over the tax return for starters. I'm away on a course with work first week in Jan, but will have to get stuck in after that. I can't even remember what website I need to go to, never mind usernames, passwords etc. I hate it!

    Good luck Airwolf & Juicygirl. Hypno, if you REALLY need help with that Lindt bunny, I'll pop over to assist...
  • hypno06
    I've been working at my challenge almost non stop today - I am starting to see the results already :rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • sophie27
    Can I join too.................? Hangs head in failed challenge shame.

    As you may notice from my very outdated signature, there are two challenges on there which naff all has happened with! :rolleyes: I also half heartedly did the 10 a day challenge too. I am a nightmare!

    I thought would set myself monthly challenges and a couple of overall ones? I am starting to feel v motivated due to the New Year so if I put in writing and we spur each on then I might actually do it! :rolleyes:

    Off to think of challenges. Obviously still sitting on sofa with chocolate while I do so....
    It Will be Mine.............ITV Cash Win, Ipod Touch & Spa Break

    I have the comping bug!
    • Sea78
    • By Sea78 26th Dec 08, 8:50 PM
    • 6,133 Posts
    • 8,484 Thanks
    Sea78
    oooh - i'd like to join this one, but need to think about what I can actually take on as my challenge lol.
    xx
    CCCS DMP:Feb 07
    Total:37,016.470 DEBT FREE FEB 14
  • SarahNeedle1872
    Hiya guys.... I'm definately a 'sign up for everything' kinda girl... Did the Olymppic challenge with little effort put in, doing the elec challenge but again, no effort put in.... so this is definately the kind of challenge I need!
    Breaking it down by month will help me focus a bit more I think...

    So, my January challenges are:
    1) Finish the chocolate covered raisins I have started - that will not take long!
    2) Open all the Christmas prezzies! DS still has loads unopened.... at 22mths, I don't think he'll mind if I open the last few!
    3) Tax return - have lost my UTR so need to call up for that on Monday
    4) De-clutter house - DS's toys are taking over, plus I keep stashing stuff with the intention of eBaying it... and its still hanging around now
    5) Maintain PAD and NSD challenges... both of these are helping me pyschologically... PAD as its helping me chip away at my debt and NSD because its making me think about everything I spend.
    6) Start exercising! I have been carrying my baby weight for far too long..... I shall start with jogging and sit-ups and see where I go from there!

    Think that will do for now.... If I complete them all, I may well add a couple on.

    Sarah x
    Last edited by SarahNeedle1872; 26-12-2008 at 8:52 PM. Reason: Forgot the exercise!
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
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