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  • FIRST POST
    • Frugaldom
    • By Frugaldom 30th Jun 08, 11:18 PM
    • 6,136Posts
    • 54,180Thanks
    Frugaldom
    Live on 4000 for a year - Part 3
    • #1
    • 30th Jun 08, 11:18 PM
    Live on 4000 for a year - Part 3 30th Jun 08 at 11:18 PM
    Welcome to Part 3 of 'Living on £4000 for a Year'.
    (The third quarter of 2008)

    You can find Part 1 here for the first quarter of 2008 and Part 2 here. This will give you an idea of how, where, when, and what this challenge is about and provide you with plenty of reading material on the subject of frugal living as you get to know the other challengers. Part 2 proved to be a particularly emotional rollercoaster ride for many and I feel honoured to have become part of something that means so much to so many. (Part 4 can now be found HERE)

    Now we are entering the third quarter, or second half, of 2008 and hopefully the summer sunshine will help produce some superb vegetable and fruit crops for our wannabe self-sufficient(ish) challengees. (I have already sampled the first of my potatoes, lettuce and strawberries!)

    From now until 31st December 2008, all those participating in this challenge with £4000 SHOULD have around £2000 left, but that may not be the case. Don't worry, we still have time to play catch-up. We now have until the end of September to further hone our frugal living skills and take advantage of reduced/absence of heating bills! Summer is here!
    Here's to Frugaldom - good luck to all and have fun this Summer
    CHALLENGER LIST

    001. Nykmedia - £4000 for 3
    002. Whitetigeress333 - £3920
    003. Notanothergreyhair - £4000
    004. Mini_huny_money - £4000
    005. Penny2myname - £4000 + child benefit
    006. Hypno06 - £4000
    007. Impomdasp - £5000
    008. Whitewing - £5300
    009. LoadedIWish - £4000
    010. Tigerseye - £4000
    011. Oliveoyl - £4000
    012. Funbrum - £4000
    013. Tryingtodobetter - £5000
    014. 87p - £4000
    015. Cranky40 - £5000
    016. Bluesteel705 - £4000
    017. Chewits - £4000
    018. Prudent - £5500
    019. Shell37 - £4000
    020. Juliejay - £5000
    021. Azjh77 - £4650
    022. Nicola1982 - £4000
    023. Rachyp - £4000
    024. Kiki - £5300
    025. McSaver - £3000
    026. Pollydaydream - £4000
    027. Maverickangel - £4000
    028. Loadedlaura - £4000
    029. Kayharcombe - £4000
    030. Buffythedebtslayer - £4560
    031. Flowerofthewest - £4000
    032. Mollymop5 - £4000 + Child Benefit
    033. DdraigGoch - £4000
    034. Shazrobo - £5000
    035. 1274 - £4000
    036. Always_amazed - £4000
    037. Protogenia - £4500
    038. Georgiasmum - £5200
    039. Chaddee - £4000
    040. Chriz1000 - £4000
    041. Bigbullyweedave - £6000
    042. Affordmylife - £5000
    043. Liuhut - £6000
    044. Cumbrianmum - £4000
    045. Che75 - £4000
    046. Sweetpea03 - £4900
    047. Scorpio04 - £4000
    048. Broke mum of three - £5200
    049. Artnoble - £4000
    050. Barole - £4000
    051. Ephemera - £4000
    052. Liloandstitch - £4000
    053. LyndaSharp - £3500
    054. Sassamac - £4000 + Child Benefit
    055. Sue09 - £6000
    056. Don't want to be in debt - £6760
    057. Princess Leia - £6200
    058. Saverram - £4000
    059. Sashacat - £4000
    060. Whiskylizzie - £4000
    061. Slackster - £4000
    062. Jamiedodger - £4000
    063. Whitevanwoman - £4000
    064. Skintwellie - £5000
    065. Fairywings - £5000
    066. Sos999 - £4000
    067. Mumzyof2 - £5000
    068. Keren29 - £4000
    069. OldMcDonald - £4000 + Child Benefit
    070. Mah_Jong - £3500
    071. Hardup Hester - £4000
    072. Miss_Pink - £4000
    073. Grunnie - £4000
    074. Rafiki - £4000
    075. Catzine - £5000
    076. Andromache - £2700 (student)
    077. Doom_and_Gloom - £3000
    078. Tracey04 - £4000
    079. Wherediditallgo - £4000
    080. Sallyrsm - £4000
    081. Wornoutmumoftwo - £4000 + Child Benefit
    082. Lexxi - £4000
    083. NEGirl - £5000
    084. Wendyw1947 - £4000
    085. Truthseeker - £1500 (a teenage budget - I am most impressed!)
    086. FrankieM - £4000 + Child Benefit
    087. JustKeepSwimming - £4000 + Child Benefit
    088. RedMel1621 - £5200
    089. Blackfairykitten - £5000
    090. Funkyfunkymonkey - £4000
    091. Carlsberg - £4000
    092. Nate123 - £4000
    093. DJenks - £4000 + Child Benefit
    094. Miss Empty Piggy - £4000
    095. Micron - £4000
    096. Hopeless_Spendthrift - £4000
    097. The_Cat - £5800 inc Child Benefit
    098. LilyBee - £3000 from 01/04/08
    099. Carolinabirichina - £5000
    100. Bails - £4000
    101. Debrag - £3000
    102. LittleMissClimsy - £5000
    103. Gem2509 - £4000
    104. LMac - £4000
    105. LollopyBear - £4000
    106. Slowlyfading - £4000
    107. IHateDebt - £4000
    108. Frugal Fox - £4000
    109. Looby-Loo - £4000 + Child Benefit
    110. LingoJingo - £5000 inc Child Benefit
    111. Fizzel81 - £4000 + Child Benefit
    112. Summertea - £4000
    113. Jammiejen - £4000
    114. Jay1 - £4000
    115. Yoshimi2306 - £5720
    116. Janey51 - £4000
    117. Freyaluck - £4000
    118. DJJoJoJuice - £4000 (£3836.07 from start date 15/01/08)
    119. Frugalmum - £4000 (£3836.07 from start date 15/01/08)
    120. Lysasparkles - £3,500 (from 16/01/08)
    121. Shelovestobuystuff - £3,700
    122. Angelofthenorth - £4000 (from 17/01/08)
    123. Mama67 - £3661 + child benefit (from 01/02/08)
    124. BigEars - £3661 (from 01/02/08)
    125. Paul Varjak - £3661 plus disabled vehicle expenses (from 01/02/08)
    126. Stefejb - £3661 (from 01/02/08)
    127. Laurabelle - £4000 (from 20/01/08)
    128. MSHAWX - £3661 (from 01/02/08)
    129. Hansolo81 - £3661 (from 01/02/08)
    130. Jumble-Bee - £1600 (FRUNCHKIN POWER!)
    131. Nimbo - £3661 (from 01/02/08)
    132. GemGems - £3661 (from 01/02/08)
    133. DFW844 - £4000
    134. Elantan - £80/week (from 08/02/08)
    135. Marru - £3345 + nursery fees (starting 1/3/08)
    136. Alli_Baba2 - £3388 (from 25/02/08)
    137. SophiesMum - £3388 + child Benefit (from 25/02/08)
    138. Charlies Angel - Living on under £1000 a year
    139. Tigwell - £3333 (from 25/02/08)
    140. Headofsteam - £2983.50 (from 01/04/08)
    141. Bleufleur - £3158 (from 17/03/08)
    142. All_hours - £80 per week
    143. Kittikins - £3000 from 01/04/08
    144. Taka - £3000 from 01/04/08
    145. MrDT - £3000 from 01/04/08
    146. Sukielou75 - £2678 from 01/05/08
    147. Whowants2brich - £2513.66 from 15/05/08
    148. Wendywitch - £2000 from 01/07/08
    149. Barefootlinzi - £2000 + child benefit from 01/07/08
    150. The_Cat - £2900 from 01/07/08
    151. InTheRed - £3300 from 01/07/08
    152. Ani*fan - awaiting confirmation
    153. Smart21 - awaiting confirmation
    154. Brighton Belle - £2000 from 01/07/08
    155. Milliemonster - Average £76.50 per week from 10/07/08 - 31/12/08
    156. EagerLearner - £3100 for 2
    157. KBarty - £1850 from 01/09/08
    158. OptimisticPair - £3000/yr

    Please let me know if your details need updated on the above list, thank you.

    Adding in this link to hundreds of recipes as I think it's a great thread - thanks to Rosieben.
    Adding in this link to nutrition and diet info, an excellent thread - thanks to Weezl74.

    Durng the last quarter of 2008 we are also doing a challenge to raise/save an extra £1000 so we can get ahead of the game in 2009. To avoid confusion, this has been split into a seperate challenge and can be found here - Make £1000 in 100 Days before 2009
    Last edited by Frugaldom; 30-09-2008 at 11:51 AM. Reason: Updating
    I reserve the right NOT to spend:
    The less I spend, the more I can afford!
    Now running Frugaldom as a lifestyle social enterprise!
Page 1
  • sophiesmum
    • #2
    • 30th Jun 08, 11:28 PM
    • #2
    • 30th Jun 08, 11:28 PM
    Woo Hoo lovely new thread

    Nyk did you get wendywitch???

    Just worked out my budget and I am quite happy, I have £2136.17 left in the pot and £72.04 in my contingency fund for the stockpile challenge. I have a house FULL of food, a garden full of potential food, all my xmas pressies sorted (-money neutral), and a new allotment and chickens to look forward to. Life is Good. as Jumble Bee says "Frunchkin Power"
    Last edited by sophiesmum; 01-07-2008 at 12:09 AM.
    Reduce,re-use, recycle.






  • looby-loo
    • #3
    • 30th Jun 08, 11:44 PM
    • #3
    • 30th Jun 08, 11:44 PM
    Had to post as I'm always running late - never been (nearly) first before.

    Had a final planting fling on the lotty this evening which I hope will reward me in the autumn.

    Good Luck!
    Doing voluntary work overseas for as long as it takes .......
    My DD might make the odd post for me
    • Frugaldom
    • By Frugaldom 1st Jul 08, 12:04 AM
    • 6,136 Posts
    • 54,180 Thanks
    Frugaldom
    • #4
    • 1st Jul 08, 12:04 AM
    Newbies welcome!
    • #4
    • 1st Jul 08, 12:04 AM
    Hi frunchkins!

    Isn't this exciting? A brand new thread and the fact that we are now half way through the challenge! Well done to everyone who is still with us! I hope part 3 will be fun, memorable and successful for all.

    LoobyLoo - I have a load of chillies, more lettuce, cauliflower, beetroot and err... something else ready to plant out soon and plan on doing this next weekend if the weather stays dry.

    Wendywitch has now been added and I'll await confirmation that I have the correct total.

    I hope everyone's gardens are doing well and that their grocery budgets will reflect their success. I will be keeping an exact list of all items purchased as I accepted the sophiesmum challenge of bulk buying and adapted it to suit. I'm instantly cheating by eating party leftovers this week, but every penny counts with DD's wedding in early planning stages for next year.
    I reserve the right NOT to spend:
    The less I spend, the more I can afford!
    Now running Frugaldom as a lifestyle social enterprise!
    • JAMIEDODGER
    • By JAMIEDODGER 1st Jul 08, 5:35 AM
    • 4,271 Posts
    • 18,694 Thanks
    JAMIEDODGER
    • #5
    • 1st Jul 08, 5:35 AM
    • #5
    • 1st Jul 08, 5:35 AM
    morning

    its finally here!!! the 1st of july!!!

    my total is 2k plus CB which works out at...3467.70 or 577.95 per month, or 18.84 per day

    i have checked my online banking and my car insurance has come out, 37.66 so i am off the starting block already!! I will be doing 2 grocery shops today to take advantage of the NOTW vouchers.

    off to update total in my little 4k challenge book!!
    #82 12k in 2018 - 3473.45/12000 - 28.95%
    Retirement Fund 10850.02/250000 - 4.34%
    House Fund 2679.13/50000 - 5.36%
    Travel Fund 199.49/2500 - 7.98%
  • sophiesmum
    • #6
    • 1st Jul 08, 6:12 AM
    • #6
    • 1st Jul 08, 6:12 AM
    Good luck jamie
    Reduce,re-use, recycle.






    • FunBrum
    • By FunBrum 1st Jul 08, 6:16 AM
    • 716 Posts
    • 6,730 Thanks
    FunBrum
    • #7
    • 1st Jul 08, 6:16 AM
    • #7
    • 1st Jul 08, 6:16 AM
    YIPPEE! THE LAST STRETCH IN SIGHT

    I'm really excited about the next few months. I'm feeling healthier than I have in yonks and I am doing just what I want at this moment in time.

    Mr. S has raised his prices sooooo high, I decided enough was enough. Corned beef had risen from 0.79-1.18 Can you believe it, among other items. So yesturday we went armed with a list and our nectar points...not exactly the SAS but 'Urban Warfare'....although I did have to send OH back into the house to remove his balaclarva! Whats he like? I let him stay in his 'all black' gear even though he resembled the man from the Milk Tray advert, but you can't win 'em all. :confused:

    Anyhoo. In my basket I had 10 pkts 8p noodles.....These are great with tuna and sweetcorn or peas mixed in, or to add to a stir-fry, so we always have them in stock.
    4 jars of Basics pasta sauce....always use it in pasta dishes.
    3 tins ot tomatos and a jar of curry sauce....great for left-over chicken and a quick meal.
    OH had 3 pkts spaghetti. 3 tins toms. 1 jar each of curry sauce and sweet and sour. 4 tins pork meatballs. OH and DS love these on a bead of spaghetti and again are quick and easy.
    My bill came to exactly 2.50 and OH was 2.52. So in effect paid for by Nectar. I wont be encourageing the big-wigs anymore with their rip-off prices. I shop at local family shops anyway, so not a hardship.

    My road tax is due today so that is 66 for me this week, but at least my petrol is down since I gave up work. I will be waiting in today as I am having the back boiler serviced. At least its a beautiful day and will spend most of it in the garden.
    Living a frugal retirement without treading on the planet
    Womble #17- 2,018.41 2
    TURTLES NSD's 01/31
    FLC 3000/2,328.12
    CCCC2016 #10 19 monthly spends on clothes
    Wombled nectar points=728 Wombled Boots points=316
  • moanymoany
    • #8
    • 1st Jul 08, 6:37 AM
    • #8
    • 1st Jul 08, 6:37 AM
    [quote=sophiesmum;12132103]Woo Hoo lovely new thread

    Nyk did you get wendywitch???

    Just worked out my budget and I am quite happy, I have 2136.17 left in the pot and 72.04 in my contingency fund for the stockpile challenge. I have a house FULL of food, a garden full of potential food, all my xmas pressies sorted (-money neutral), and a new allotment and chickens to look forward to. Life is Good. as Jumble Bee says "Frunchkin Power" [/quote]

    Sophiesmum, how do you do the budgeting? Do you keep the 4k separate and keep a strict record of everything you spend. I am really interested to find out.

    My strict spending control has gone to pieces this year as we did our house up and sold it (whew) and then a family bereavement which made me take my eye off the ball!
  • moanymoany
    • #9
    • 1st Jul 08, 6:38 AM
    • #9
    • 1st Jul 08, 6:38 AM
    [quote=sophiesmum;12132103]Woo Hoo lovely new thread

    Nyk did you get wendywitch???

    Just worked out my budget and I am quite happy, I have 2136.17 left in the pot and 72.04 in my contingency fund for the stockpile challenge. I have a house FULL of food, a garden full of potential food, all my xmas pressies sorted (-money neutral), and a new allotment and chickens to look forward to. Life is Good. as Jumble Bee says "Frunchkin Power" [/quote]

    Sophiesmum, how do you do the budgeting? Do you keep the 4k separate and keep a strict record of everything you spend. I am really interested to find out.

    My strict spending control has gone to pieces this year as we did our house up and sold it (whew) and then a family bereavement which made me take my eye off the ball! So I am struggling to get it back on and where I was very confident before I now need a bit of help.
  • sophiesmum
    Good morning Frunchkins,
    Frugal plans for today:
    • Need to make another loaf, OH's favourite at the moment is wholemeal with linseeds and he is eating it as fast as I can make it.
    • Also hoping to get in greenhouse at lunchtime and do some sorting out, have lots of strawberries ready to pick too .Hope the sunshine lasts until 4pm when I finish work.
    • I have another pigsback voucher to order on OH's account - think I will get another M&S one
    • Aiming for another no spend day.
    • Need to sort out a birthday pressie and card for my niece from my stash.
    • Need to draw up some aims/challenges to set myself for the next part of challenge.
    Have a good day everyone. Funbrum - love the urban guerilla image you got good value from your nectar points
    Reduce,re-use, recycle.






  • sophiesmum
    [quote=sophiesmum;12132103]Woo Hoo lovely new thread

    Nyk did you get wendywitch???

    Just worked out my budget and I am quite happy, I have 2136.17 left in the pot and 72.04 in my contingency fund for the stockpile challenge. I have a house FULL of food, a garden full of potential food, all my xmas pressies sorted (-money neutral), and a new allotment and chickens to look forward to. Life is Good. as Jumble Bee says "Frunchkin Power"
    Originally posted by moanymoany
    Sophiesmum, how do you do the budgeting? Do you keep the 4k separate and keep a strict record of everything you spend. I am really interested to find out.

    My strict spending control has gone to pieces this year as we did our house up and sold it (whew) and then a family bereavement which made me take my eye off the ball! So I am struggling to get it back on and where I was very confident before I now need a bit of help. [/quote]

    I just keep strict control of what we spend, check my banking daily ( okay several times a day )keep receipts, and write everything down. Then I adjust my totals as soon as it is spent. I have spreadsheets for my budgets/savings etc and use the online spending diary to keep track.
    DD has the family allowance and has to see to her own bits and pieces so I don't have to keep track of her spending, I just concentrate on the 4000 - well actually I was 3388 as I only started on 25th Feb
    The stockpile contingency fund has already been deducted from my 4000 figure and is to pick up any bargains or things like eggs which I cannot store.
    Reduce,re-use, recycle.






  • andromache
    Happy new thread!

    Nyk, I put my figure down to 2700 after excluding work travel costs from my budget... it will be a bit tight though so I might pretend that I never changed it at all but it would be better to be honest

    Have been spending a little bit extra over the past couple of days seeing friends before I go travelling on... WEDNESDAY!!! After that point all my spends until Sept 5th will come out of my holiday savings so I can leave this challenge alone for a bit. I'll be spending a bit on a meal out with some more friends today and I need to get a couple more presents for my brother to make up for the fact that I'm missing his birthday. He's already getting HMV vouchers from pigsback (if I can find them... they're around somewhere ), fancy toiletries (which he's quite into ) and something to appeal to his inner music geek. Am thinking of getting a couple of things for 'uni survival' since he's off in October (assuming he gets the grades which I'm sure he will). I'm thinking of trawling the charity shops for a cool doorstop of some sort so that he can keep his door open to say hi to people going past which I would have liked this year... and maybe a bottle of gin or vodka if it's not too expensive any other suggestions? My parents got me all the 'boring' essentials like washing-up liquid etc and he'll probably want to choose his own plates etc so I'm looking for something a bit more esoteric.

    Hope everyone is getting by OK xxx
    Live on 4000 a Year Challenge member
    Target: 3000 for academic year 2009/10
    Spent: 845.61; Remaining: 2154.39 :rolleyes:
    • JAMIEDODGER
    • By JAMIEDODGER 1st Jul 08, 7:09 AM
    • 4,271 Posts
    • 18,694 Thanks
    JAMIEDODGER

    Have been spending a little bit extra over the past couple of days seeing friends before I go travelling on... WEDNESDAY!!!
    Originally posted by andromache
    oooh where are you going???
    #82 12k in 2018 - 3473.45/12000 - 28.95%
    Retirement Fund 10850.02/250000 - 4.34%
    House Fund 2679.13/50000 - 5.36%
    Travel Fund 199.49/2500 - 7.98%
    • whitewing
    • By whitewing 1st Jul 08, 7:10 AM
    • 11,540 Posts
    • 48,331 Thanks
    whitewing
    Just wanted to say Good Morning on our shiny new thread. Doesn't seem too long ago since the last one.

    If 2 more people joined the challenge we would have 150 challengees - that would be so cool.

    Woken up at the crack of dawn today by DS who is doing a speech at school, and who wanted to practise. It's coming up to the end of term and he's permanently tired and tearful at the moment. So what have I done? Just agreed that he can have a friend over for a sleepover next week....must remember to tell H2B...

    It's beautifully sunny this morning; fitting weather for the first day of quarter 3. I'm going to check my online banking...let battle commence!
    When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
    • whitewing
    • By whitewing 1st Jul 08, 7:15 AM
    • 11,540 Posts
    • 48,331 Thanks
    whitewing
    Andromache, when I was at Uni (a hundred years ago), we made our own noticeboards for the door of our room at the hall of residence. Just got a sheet of A4 card. Decorated round the edges, then laminated it. Got a non-permanent pen, and a blob of blutac to stick by it. Then we could communicate with the rest of the folk on our corridor even if we were all around and about at different times. We had a very friendly corridor.
    When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • archived user


    'Happy second half to you,
    happy second half to youuuuuuu
    happy second half dear frunchkin
    don't waste your money on old poo!'

    hip hip horay!

    • FunBrum
    • By FunBrum 1st Jul 08, 8:15 AM
    • 716 Posts
    • 6,730 Thanks
    FunBrum
    I went to the cookery class yesturday and couldn't believe how relaxed it all was. we were given the ingredients and recipe and left to our own devises. We made fish pie with white fish, prawns, broc., peas and made a fresh parsley sauce topped with mashed pots and sliced toms to garnish. I managed to squeeze five portions and we were even given the tin foil containers and lids to put them into. All I have to do is pop them into the oven. I don't like prawns but OH does ,so they will do him for lunch or even dinner as the portions are large. Not bad for 2! Next week we're making Mousakka.
    Living a frugal retirement without treading on the planet
    Womble #17- 2,018.41 2
    TURTLES NSD's 01/31
    FLC 3000/2,328.12
    CCCC2016 #10 19 monthly spends on clothes
    Wombled nectar points=728 Wombled Boots points=316
    • InTheRed
    • By InTheRed 1st Jul 08, 8:15 AM
    • 165 Posts
    • 595 Thanks
    InTheRed
    Just wanted to say Good Morning on our shiny new thread. Doesn't seem too long ago since the last one.

    If 2 more people joined the challenge we would have 150 challengees - that would be so cool.
    Originally posted by whitewing
    Good Morning,

    Could I join your wonderful challenge please? I have been reading Parts1 and 2 of this challenge and it is inspirational!!
    I haven't been able to join before as I got married in May and spending has been crazy! So now need to pull in the old belt and pay off my debts!
    Could I sign up to 2000 + child benefit, can you add child support agency costs to the total as well?
    If so then that would be 3311.78 for 2nd half of 2008. If not then 2451.20.
    I guess CSA money would not be included as it would vary....

    InTheRed x
    February Grocery Challenge 262.50/250.00 - overspend - oh no!


    March GC 0/300.00

    Weight loss goal - lose 14 lbs by May 18th 2016 - so far 3 lbs lost
    • whitewing
    • By whitewing 1st Jul 08, 8:31 AM
    • 11,540 Posts
    • 48,331 Thanks
    whitewing
    .................A big welcome to InTheRed!
    When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
    • DdraigGoch
    • By DdraigGoch 1st Jul 08, 8:40 AM
    • 715 Posts
    • 3,996 Thanks
    DdraigGoch
    Welcome, InTheRed [may I call you ITR? I know it's a little soon in our friendship, but .... I have RSI]

    I have confessed that this yearso far has been a total and utter waste of challenge time - I'm determined that this next 6 months will see a bright and shiny me [AND OH ]. So, in honour of the fact that I'm turning over new leaves faster than a sycamore in Autumn, can we put up a new figure for this household, please, Nyk? I have still to work out what it should be to be realistic:rolleyes:, but it'll have to change ...

    I promise to spend a couple of hours on it this morning and post a SOA later - aaaaaaaaaaaaaaaaaargh, nope, can't do the SOA thing yet .... too embarassed at how rubbish I am. I'll amend my figures quietly and hope you don't notice ..
    If you see me on here - shout at me to get off and go and get something useful done!!
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