Payment A Day Chapter 18

15245255275295301158

Comments

  • lindez
    lindez Posts: 643 Forumite
    First Anniversary First Post
    Morning all and Welcome Happy Snapper
    £4.50 between cc2 and cc 3.
    Thank you Jetcat x
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    edited 13 August 2018 at 12:51PM
    PADs totalled £1567.85 for 11th August
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Happy Snapper I'm sure there is a regular poster on here that includes mortgage overpayments in their PADs

    Back to earth with a bump for my own PADs with just a £5 payment to the balance cc today
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • erin_transport
    erin_transport Posts: 964 Forumite
    First Post First Anniversary
    edited 12 August 2018 at 11:41AM
    Hi
    £11.50 to online savings
    Happy Snapper - I make mortgage overpayments as PADS. I set mine up as a payee through internet banking. Check with your mortgage if they need a specific reference for additional payments and that there!!!8217;s no penalty.
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • lindez wrote: »
    Morning all and Welcome Happy Snapper
    £4.50 between cc2 and cc 3.
    Thank you Jetcat x
    jet9cat wrote: »
    Happy Snapper I'm sure there is a regular poster on here that includes mortgage overpayments in their PADs

    Back to earth with a bump for my own PADs with just a £5 payment to the balance cc today
    Hi
    £11.50 to online savings
    Happy Snapper - I make mortgage overpayments as PADS. I set mine up as a payee through internet banking. Check with your mortgage if they need a specific reference for additional payments and that there!!!8217;s no penalty.
    Thanks

    Hi everyone - thanks for the welcome! I actually need to phone and change my bank account with my mortgage company anyway, so will check there's no penalty for payments. I have them set up, but have never made daily payments, only the odd extra if I got a bonus while I was working.

    Would be great if they'd be happy to accept daily overpayments! I guess if I did that it would reduce interest quicker than trying to save up big chunks to pay off - and there's not the temptation to dip into the "savings".

    Definitely food for thought!
    :money:
  • Just £2 to savings today
  • squeeeek
    squeeeek Posts: 290 Forumite
    Name Dropper First Anniversary Combo Breaker
    Wow Jetcat!! What a huge PAD yesterday!!:j:j:T

    Welcome Happy Snapper :) I do occasionally PAD to my mortgage, no issues so far!- but as I say it's only an occasional thing for now!!


    £8.80 to family loan 1 please Jetcat!
    Lloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.24
  • squeeeek
    squeeeek Posts: 290 Forumite
    Name Dropper First Anniversary Combo Breaker
    Morning all!

    £8.80 to family loan 1 please Jetcat
    Lloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.24
  • Hi
    £69.23 to cc
    £10 to mortgage over payment
    £79.23 total today
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Total for yesterday was £76.29
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
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