For those who use piggybanking method

Hiya,


For those who do piggybanking, does anyone have two 'spending' accounts? I already have one already but thinking of opening a Monzo account (as they've introduced some new interesting saving features) and using that as a separate spending account, or maybe as a money cushion when I'm running low on main spending account (maybe?), any suggestions? Do others' do something similar?


Or is there no point? Opinions?