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  • System
    System Posts: 178,093 Community Admin
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    Goals for this month

    Get CC2 under £1000
    To be able to pay for Mot and servicing without use of CC
    To think about using EF to pay car insurance in full. Then divide the renewal by 12 and save that amount every month for next year.
    Have things to list on eBay.
    Crack on with Xmas shopping , done some already.
    Get new bookcase after decorator finished .
  • System
    System Posts: 178,093 Community Admin
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    Don't work Fridays but had to go in for an hour to sort something out. Now having lunch out with colleagues as it's payday! Hoping not to spend more than £10 !
  • redofromstart
    redofromstart Posts: 4,165 Forumite
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    How much is the premium for paying monthly in £s?
    My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese

  • System
    System Posts: 178,093 Community Admin
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    Not sure yet as not due for renewal till 15th September and not had present insurers renewal price. All insurance is very expensive though paying monthly up to 35 % .
  • System
    System Posts: 178,093 Community Admin
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    edited 19 August 2017 at 8:32PM
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    Naughty day yesterday , 2 unplanned spends one at lunch time costing me £8.75 and then going to chip shop for tea £3.50 my share . My friend and I enjoyed it though and we did have a lovely time staying in and chatting.

    Today I think I am having a day at home , just catching up on housework , listing on eBay and maybe some knitting..

    We will see. On the plus side I have had some quotes for the car insurance which are favourable .
  • System
    System Posts: 178,093 Community Admin
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    Good news on the MOT and servicing front, parents want to pay for it. They don't have a car so I take them lots of places. They like to help out with my car from time to time, so this is especially helpful.
    For this reason I am going to take the money out of EF to pay for my car insurance.

    Had a NSD as well.
  • redofromstart
    redofromstart Posts: 4,165 Forumite
    First Anniversary Photogenic Name Dropper First Post
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    That's really nice of them. I'd use the emergency fund too, and then pay it back monthly.
    My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese

  • boxofpaws
    boxofpaws Posts: 753 Forumite
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    How lovely of your parents.

    I'm glad you had a lovely day, and as far as the spends go, you do need to allow some treats.:)
    Debt Jan 2017 = £42k
    May 2022 = £15k
  • System
    System Posts: 178,093 Community Admin
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    Spent the day catching up with bits and pieces.

    eBay listing done
    Started knitting a baby cardigan.
    Updated spending diary.
    Meal plan done.
    Made plum flap jack using TOPMs recipe with gluten free oats . Have frozen most of it , very nice it is.
    Shopping was £29.84 . Petrol £35.95 . Seemed to have ran out of store cupboard items all in the same week.
    That's it.
  • System
    System Posts: 178,093 Community Admin
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    One of my buy it now eBay items sold for £6.50 , so have posted.
    Booked car in for Mot and service at weekend.
    NSD today.

    Getting ready for gym.
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