Cancelling A Card I Used To Have?

RachyD_3 · 11 January 2019 at 3:58PM

Hi guys,

I used to have a Virgin money cc but I paid the balance off (i think it may have been in credit slightly) and have since forgotten all about it.

Today I was looking to take out a 0% card and Virgin had a good deal, but that reminded me that I used to have one.....and I never cancelled it! They appeared to have realised I wasn’t using it and have not sent me a new card since the old one expired, and I cut the old one up years ago so as not to use it at the time.

I’d like to cancel it now, but I have 0 idea how to do this without actually having the card itself - can I just call them?

I don’t ‘think’ I’ve ever had other cards I’ve forgotten about, but is there any way to check?

Tia for any help and advice!

Willing2Learn · 11 January 2019 at 4:03PM

Is the Virgin account listed with any of the three CRAs?

Edit: And yes, I would call them on the 'phone and ask Virgin about the account...

Craig1981 · 12 January 2019 at 7:43AM

check or sign up to
Clearscore
Noddle
Creditclub on MoneySavingExpert

those are the three free CRAs to check

NoodleDoodleMan · 12 January 2019 at 12:31PM

I’d like to cancel it now, but I have 0 idea how to do this without actually having the card itself - can I just call them?

A few years back I picked up a tip for retaining a record of important things like passport information. bank cards and travel insurance etc. - send yourself an email with the details and put them in a dedicated folder such as "Stuff To Keep" or whatever.

Particularly useful for emergency 'phone numbers when on holiday.

You'll almost certainly have access to your email account anywhere - unless well off the beaten track.

Rockye · 12 January 2019 at 5:57PM

I think you should call them.

Cancelling A Card I Used To Have?

Comments

Categories

Get our FREE Weekly email full of deals & guides - and it’s spam-free