0% balance transfer options HELP!

RF93 · 9 January 2019 at 3:48PM

Hi all,

I'll start off by being honest that I am a total novice here. After reading information on the website I would like to transfer 1000 on a credit card to a 0% balance transfer card. The issue is - I have a terrible credit rating. Can anyone recommend any balance transfer cards that are likely to accept applications with poor credit?

Any tips on how to improve my credit score moving forward would be greatly welcomed! I have two credit cards but nothing else, i'm on the electrol roll etc.... Hoping to get a mortgage as a first time buyer in the next two years which currently appears IMPOSSIBLE!

[Deleted User] · 9 January 2019 at 3:51PM

Try an eligibility checker.

Your score is fictional, but lenders will look at your history and credit files.

RF93 · 9 January 2019 at 3:54PM

Thank you, I tried the eligibility checker and the highest chance was 60% which seems slightly risky considering the application will go on my credit file if rejected.

[Deleted User] · 9 January 2019 at 3:56PM

The application will go on your credit if you're accepted as well.

But it's just one search.

eskbanker · 9 January 2019 at 4:04PM

RF93 wrote: »

Any tips on how to improve my credit score moving forward would be greatly welcomed!

https://www.moneysavingexpert.com/loans/credit-rating-credit-score/#needtoknow2 (accepting that this should be regarded as improving credit files/status/history rather than 'score' as such!)

0% balance transfer options HELP!

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