Duplicate record on file help please

anna_1977 · 15 May 2018 at 1:15PM

Hi

Just checking my equifax file. I have on there a Default from Barclaycard account ending 4003 from Jan 2016. Further up is an entry from Link Financial with a default for the account ending 4003 from February 2016.

The one from BC shows as settled but there is clearly a D in red on there and the Link one is showing as defaulted

Am I correct in saying that I should only have one entry? If so, who do I contact Link or BC?

Thanks for any help

[Deleted User] · 15 May 2018 at 1:21PM

Link. They need to remove it.

Or you could go via the CRAs. Remember to check all three.

anna_1977 · 15 May 2018 at 1:22PM

Deleted_User wrote: »

Link. They need to remove it.

Or you could go via the CRAs. Remember to check all three.

thanks, so even though it's them I'm paying now with my DMP?

[Deleted User] · 15 May 2018 at 1:46PM

Yes - they need to move theirs to the same date as the BC one and have the BC one removed.

feekerry · 15 May 2018 at 4:23PM

Sorry to jump on this thread but I too have 2 x defaults to Barclaycard and PRA who took over the debt also put 2 defaults on but they are exactly the same dates as the Barclaycard ones. Should the PRA ones be removed???

Mine are paid off and satisfied

[Deleted User] · 15 May 2018 at 4:25PM

It doesn't overly matter, but if PRA want their name on the defaults, then the Bcard ones should be removed.

Duplicate record on file help please

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