NST April 2018: April Fool's Challenge
misstara
Posts: 3,878 Forumite
Welcome to NST April 2018, the April Fool's challenge.
Aim for at least 15 NSDs. Usual exceptions apply, you won't lose a NSD for ys items, petrol or medical expenses.
Pay to your debt or savings first and live off the rest.
Report in every day. The daily support from this thread will keep you on track
Interests - is there any hobbies that you'd like to take up or perhaps an old hobby that you'd like to start again. This is the month to do it, let us know what you plan to do
Love yourself, do something to make yourself feel fab - wear a bright scarf, get your eyebrows done, have a bath, put on your fave perfume.
Find time to get outside. Lighter nights are now here so get out in the garden, go for a walk. Fresh air is good for everyone
Overpay - aim to pay 20% extra to your debt or savings. It's up to you how you do this - overtime at work, saving money on the food bill, selling items.
Organise your month. Check your cupboards, make a meal plan and stick to your food budget. Plan any social events and budget for them, ideally come up with free alternatives.
Lose one bad habit. Mine's is a food related one but it can be anything you like.
Sign off your daily post with a list of gratitudes.
So that's the challenge, who's up for it?
Aim for at least 15 NSDs. Usual exceptions apply, you won't lose a NSD for ys items, petrol or medical expenses.
Pay to your debt or savings first and live off the rest.
Report in every day. The daily support from this thread will keep you on track
Interests - is there any hobbies that you'd like to take up or perhaps an old hobby that you'd like to start again. This is the month to do it, let us know what you plan to do
Love yourself, do something to make yourself feel fab - wear a bright scarf, get your eyebrows done, have a bath, put on your fave perfume.
Find time to get outside. Lighter nights are now here so get out in the garden, go for a walk. Fresh air is good for everyone
Overpay - aim to pay 20% extra to your debt or savings. It's up to you how you do this - overtime at work, saving money on the food bill, selling items.
Organise your month. Check your cupboards, make a meal plan and stick to your food budget. Plan any social events and budget for them, ideally come up with free alternatives.
Lose one bad habit. Mine's is a food related one but it can be anything you like.
Sign off your daily post with a list of gratitudes.
So that's the challenge, who's up for it?
Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10549.64/£15000 (70.3% saved). Emergency fund - £1409.88/£1500 (94% saved).
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Comments
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1. misstara
2. sashanut
3. mothernerd
4. Fmess
5. DawnW
6. greent
7. swimminginaseaofdebt
8. *snow*white*
9. thriftylass
10. Toni's friend
11. dolly84
12. indigowarrior
13. BadBookkeeper
14. Kerry Woman
15. Lavenderbee
16. Icc86
17. applemuncher
18. Dottydaisy
19. Debtfreewannabme
20. Puddleglum
21. CosmicZebra
22. FrankieM
23. erin_transport
24. Dorastar
25. laurenh1
26. Whatshername
27. a_silver_lining
28. bizzie
29. shabbychic12
30. x_raphael_xx
31. Igamogam
32. Jonesy88
33. DancingDragons
34. Eager_Elephant
35. lauradora
36. Calling14
37. mummylewis
38. f0xh0lesDebt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10549.64/£15000 (70.3% saved). Emergency fund - £1409.88/£1500 (94% saved).0 -
Hi there MissTara :j
Could I please join in again....I'm still very much a WIP but I do try = tkyou!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Oh no, everything went black. Please include me. was thinking of sitting this one out as I may break the odd rule. Baggsying a takeaway because you haven't excluded them (yet).
I will also be prioritising healthy eating above cost considerations (wash my mouth out with soap) but as I have lots of fish and veg in the freezer and have several meals out planned (other people paying) I should be okay if I keep last month's food budget but use it better.
Lovely challenge misstara.My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage0 -
mothernerd - enjoy your takeaway. I'm not excluding them from this month's challenge as me and OH are planning to have one
. I'm also not excluding coffee shops, lunch out, etc as long as it is planned and budgeted for. Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10549.64/£15000 (70.3% saved). Emergency fund - £1409.88/£1500 (94% saved).0 -
Thank you for running it, please count me in LBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
Thank you Miss Tara. Can I join please? 0
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Count me in, please Thank you x I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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Morning,
Can I please be added to the list? Been a while since I did one of these challenges.VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
Hi can I sign up for this please NST#14/20
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Count me in too please,
Thanks
TLDEBT 09/23: CC 6347 5120, Other 1763 NSDs 0/20 Planned debt free date: Dec 20240
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