CyclistDreams - House deposit diary

So, today is payday

Been quite a good month for savings, managed to save the following:

£110 into the car maintenance pot
£103 into the emergency pot
£405 into the house fund
£50 towards Christmas
£20 for bike maintenance
£30 into my fun fund
£25 into S&S ISA

My misses has paid me back part of her share of the holiday, so that's £200 put back into the house pot.

Also paid the remainder of my share of the holiday off, so I don't have to worry about that anymore. That was £440.

House savings pot is now at £41988/£42000. Overall, £41988/£48000 or 87% of the way there.

44 hours in the overtime pot banked for this month, and got another 9:30 hours to add to it after I work tomorrow's shift.

Total saved by biking to work this month is currently standing at £48.62. Should end up saving more than the £54.34 last month by the end of the month, but had a couple of days off commuting due to needing to replace some bearings on the bike so slightly disappointed it's not higher. Also, just been told I can work from home a couple of days a week going forwards, so that will lower the total saved figure, but that's a win win all round as it's less trips to the office!

Thanks very much

Skint_yet_Again wrote: »

You have done really well saving so much. I think being able to work from home is a bonus, less mileage on the car and less cycling in the dark, wind and rain !

Is your girlfriend buying with you, or moving in with you ? If so should help with costs but make sure you protect your share. Hear many horror stories of people losing half their investment if they split. Sorry don't mean to be negative

Stay safe on that bike now the weather has turned

I think the thing i'm most looking forwards to is the longer lie ins and being able to work in my PJs! Still got to go into the office most days for meetings etc, but even 1 day WFH will be great And yes, the weather has certainly turned these last couple of weeks! Wet and windy everyday

Nah, she isn't buying with me. It's all my savings, so it'll be my house when i get it. She'll be welcome to come over anytime she wants too, but I've never lived alone before so it will be nice to give it a go. I'm sure she will end up moving in eventually, but yes, you're right - Got to protect my investment! No need to apologise, i've been thinking about that side of things quite a bit!