Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • SnowTiger
    • By SnowTiger 24th Aug 12, 8:19 PM
    • 3,941Posts
    • 2,904Thanks
    SnowTiger
    Noddle trying to scam punters out of 20 a year
    • #1
    • 24th Aug 12, 8:19 PM
    Noddle trying to scam punters out of 20 a year 24th Aug 12 at 8:19 PM
    Oh well, I suppose it was only a matter of time.

    Freebie credit report service, Noddle, is trying to scam its members out of 20 a year.



    Apparently my "Credit Rating" is "5 /5."

    Credit rating? Credit score? Will they give me six numbers for the lottery too?

    At least the important stuff is still free. The charge is for an additional random number.
Page 2
  • dalesrider
    Charging for a service doesn't make it a scam so why is everyone so dramatic?
    Originally posted by chrisfurbs
    I think the OP should amend the title of this thread....

    Scam.....

    Never its there in big bold print....

    Scam is when you only find out when its so well hidden you don't realise.


    Some people are paying other co's 19.99 a month for the self same waste of time....

    End of the day whoever is providing the loan etc. Will make their own mind up and no matter waht any of these scores say is meaning less.
    Never ASSUME anything its makes a
    >>> A55 of U & ME <<<
  • _Andy_
    Usual story - 'scam' in the thread title where there isn't one.zzzzzz
    • Gordon Hose
    • By Gordon Hose 22nd Jan 13, 10:49 AM
    • 6,057 Posts
    • 4,113 Thanks
    Gordon Hose
    "Alarmed"?

    Really?
    • SnowTiger
    • By SnowTiger 22nd Jan 13, 1:32 PM
    • 3,941 Posts
    • 2,904 Thanks
    SnowTiger
    I think the OP should amend the title of this thread....

    Scam.....

    Never its there in big bold print....

    Scam is when you only find out when its so well hidden you don't realise.


    Some people are paying other co's 19.99 a month for the self same waste of time....

    End of the day whoever is providing the loan etc. Will make their own mind up and no matter waht any of these scores say is meaning less.
    Originally posted by dalesrider
    "Meaning less", as you say. I consider attempting to persuade people to pay for a worthless, meaningless, service a scam. Presumably you do not.

    You have your opinion and I have mine. I guess that is why some of you are easier to scam than others.
    • Gordon Hose
    • By Gordon Hose 22nd Jan 13, 1:37 PM
    • 6,057 Posts
    • 4,113 Thanks
    Gordon Hose
    Everyone's definition of a worthless, meaningless, service is different.

    All the CRA's charge. Some more than others. Doesn't make it a scam.
    • ampafc
    • By ampafc 22nd Jan 13, 1:39 PM
    • 596 Posts
    • 597 Thanks
    ampafc
    It's not a scam.

    If you don't want/need the service, then don't pay for it.

    There is no nned to criticise people for wanting to spend money on this servuce.
    • SnowTiger
    • By SnowTiger 22nd Jan 13, 1:42 PM
    • 3,941 Posts
    • 2,904 Thanks
    SnowTiger
    Usual story - 'scam' in the thread title where there isn't one.zzzzzz
    Originally posted by _Andy_
    Noddle boasts: "Sign up for your credit score today".

    Not a credit score, but your credit score. The words "your credit score" suggest there is only one.

    I thought you'd be here long enough to know that's not the case.

    Out of interest, which companies does Noddle credit score for?
    • Gordon Hose
    • By Gordon Hose 22nd Jan 13, 1:44 PM
    • 6,057 Posts
    • 4,113 Thanks
    Gordon Hose
    "Your", "a"... just words, and still doesn't make it a scam.
    • SnowTiger
    • By SnowTiger 22nd Jan 13, 1:44 PM
    • 3,941 Posts
    • 2,904 Thanks
    SnowTiger
    All the CRA's charge. Some more than others. Doesn't make it a scam.
    Originally posted by Gordon Hose
    They all do it, so it's not a scam. Nice logic.
    • SnowTiger
    • By SnowTiger 22nd Jan 13, 1:47 PM
    • 3,941 Posts
    • 2,904 Thanks
    SnowTiger
    It's not a scam.

    If you don't want/need the service, then don't pay for it.

    There is no nned to criticise people for wanting to spend money on this servuce.
    Originally posted by ampafc
    Fair point. Some people like being scammed.
    • Gordon Hose
    • By Gordon Hose 22nd Jan 13, 1:48 PM
    • 6,057 Posts
    • 4,113 Thanks
    Gordon Hose
    They all do it, so it's not a scam. Nice logic.
    Originally posted by SnowTiger
    It's not a scam.

    What part of "if you don't need or want a service, then don't pay for it" don't you understand?

    I think paying 1 extra for a special exclusive seat in the cinema is a worthless, meaningless, service. Doesn't make it a scam. I simply don't pay any extra for it, but I still get to watch the same film.
    • ampafc
    • By ampafc 22nd Jan 13, 1:48 PM
    • 596 Posts
    • 597 Thanks
    ampafc
    They all do it, so it's not a scam. Nice logic.
    Originally posted by SnowTiger

    The fact that the companies tell you exactly what you are getting, and for how much, means that by definition it is not a scam. No body is being 'scammed' out of their money - you know what you are paying for.
  • dalesrider
    "Meaning less", as you say. I consider attempting to persuade people to pay for a worthless, meaningless, service a scam. Presumably you do not.

    You have your opinion and I have mine. I guess that is why some of you are easier to scam than others.
    Originally posted by SnowTiger
    People seem to be far to hung up on their credit scores. Paying for one is mad..... Not a scam.

    But there are times, such as ID theft. Where looking at it can be a life saver.
    So in that situation it can be money well spent.

    Just doing it because you want to brag 999 or 5 out of 5.... Well waste away.

    But scam it is not.

    I'm not stupid enough to pay for something so worthless.
    Never ASSUME anything its makes a
    >>> A55 of U & ME <<<
    • Gordon Hose
    • By Gordon Hose 22nd Jan 13, 1:52 PM
    • 6,057 Posts
    • 4,113 Thanks
    Gordon Hose
    Don't ever go to the shops OP. You'll get scammed into buy a tin of baked beans of something.
    • SnowTiger
    • By SnowTiger 22nd Jan 13, 1:53 PM
    • 3,941 Posts
    • 2,904 Thanks
    SnowTiger
    "Your", "a"... just words, and still doesn't make it a scam.
    Originally posted by Gordon Hose
    http://oxforddictionaries.com/definition/english/scam?q=scam:

    a dishonest scheme
    I think it's dishonest to lull people in to believing they're buying their credit score when they are buying a credit score.

    As you say, just words. As is the word scam. Just a word.
    • Gordon Hose
    • By Gordon Hose 22nd Jan 13, 1:56 PM
    • 6,057 Posts
    • 4,113 Thanks
    Gordon Hose
    Holy cr*p... they aren't "lulling" anyone into anything.
    • SnowTiger
    • By SnowTiger 22nd Jan 13, 2:03 PM
    • 3,941 Posts
    • 2,904 Thanks
    SnowTiger
    Don't ever go to the shops OP. You'll get scammed into buy a tin of baked beans of something.
    Originally posted by Gordon Hose
    Wouldn't you feel scammed if you bought a tin which was advertised as containing baked beans, but didn't?

    Presumably not.

    Odd.
    • Gordon Hose
    • By Gordon Hose 22nd Jan 13, 2:05 PM
    • 6,057 Posts
    • 4,113 Thanks
    Gordon Hose
    No. I'd take it back and say "This tin seems to have the wrong label on it", and get a refund. I wouldn't start a thread about it being a scam on the internet.

    Noddle advertise a service, either pay for it or don't. It's still not a scam.
    • JimmyTheWig
    • By JimmyTheWig 22nd Jan 13, 2:11 PM
    • 11,895 Posts
    • 11,424 Thanks
    JimmyTheWig
    The fact that the companies tell you exactly what you are getting, and for how much, means that by definition it is not a scam. No body is being 'scammed' out of their money - you know what you are paying for.
    Originally posted by ampafc
    I think the word "scam" is justified here as they are not, really, telling you what you are getting for your money.
    The implication, by the very fact that they are asking you to pay for it, is that this score is of use to people. When it is not. Which is where the scam comes in.
    • SnowTiger
    • By SnowTiger 22nd Jan 13, 2:18 PM
    • 3,941 Posts
    • 2,904 Thanks
    SnowTiger
    No. I'd take it back and say "This tin seems to have the wrong label on it", and get a refund. I wouldn't start a thread about it being a scam on the internet.

    Noddle advertise a service, either pay for it or don't. It's still not a scam.
    Originally posted by Gordon Hose
    In your example you wouldn't receive a refund. The retailer would simply say you got what you paid for: a tin with a Baked Beans label wrapped around it with something else inside.

    Baked Beans - only words.

    That's what, effectively, Noddle Improve is. It claims to offer your credit score when it offers a credit score.

    I'm surprised folk here are so easily fooled.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,401Posts Today

7,418Users online

Martin's Twitter