Sainsburys
pollyanna24
Posts: 4,370 Forumite
in Credit cards
I'm looking at the 0% cards.
My credit score is good, but I have been declined for a few cards in the past (probably because I tried to have too many to use for stoozing) and Sainsburys was one of them.
Should I not even bother trying for this one now because I have been declined in the past?
My credit score is good, but I have been declined for a few cards in the past (probably because I tried to have too many to use for stoozing) and Sainsburys was one of them.
Should I not even bother trying for this one now because I have been declined in the past?
Pink Sproglettes born 2008 and 2010
Mortgages (End 2017) - £180,235.03
(End 2021) - £131,215.25 DID IT!!!
(End 2022) - Target £116,213.81
Mortgages (End 2017) - £180,235.03
(End 2021) - £131,215.25 DID IT!!!
(End 2022) - Target £116,213.81
0
Comments
-
Your credit score is made up and meaningless. Lenders will look at your credit files - what do they show?
What credit do you have? Poor repayment history? Large debts? Large existing limits? Insufficient income?
Check all three files.0 -
Deleted_User wrote: »Your credit score is made up and meaningless. Lenders will look at your credit files - what do they show?
What credit do you have? Poor repayment history? Large debts? Large existing limits? Insufficient income?
Check all three files.
Fair enough. Thank you.
At the moment, I have two credit cards. One is maxed out, but the money is in savings until the 0% is up. The other has about £75 on it out of a £6,000 limit.
The only other debt are my mortgages.
So I guess my question wasn't anything to do with credit score, but more to do with if you have rejected for a credit card with a certain company, will this work against you in the future to get on with that company?Pink Sproglettes born 2008 and 2010
Mortgages (End 2017) - £180,235.03
(End 2021) - £131,215.25 DID IT!!!
(End 2022) - Target £116,213.810 -
pollyanna24 wrote: »I'm looking at the 0% cards.
...Should I not even bother trying for this one now because I have been declined in the past?pollyanna24 wrote: »...So I guess my question wasn't anything to do with credit score, but more to do with if you have rejected for a credit card with a certain company, will this work against you in the future to get on with that company?I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job0
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