Pay ALL your debt off by Xmas 2018

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  • dreamingofmoney
    dreamingofmoney Posts: 430 Forumite
    First Post First Anniversary
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    #82 £1138.68/£9547
    Thanks
    Debt free date May 20. Now the Mortgage1 £53862.45/£ 0% starting daily interest £4.48/£
    Jan GC £400/£Out of the water Feb £400/£
  • cmc_entertainment
    cmc_entertainment Posts: 338 Forumite
    First Anniversary Combo Breaker
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    #128

    Paid £1216 in January.

    Creditors 0 / 15

    Total creditors paid off: 0

    MONTHLY TOTALS
    Jan paid off: £1216 - 7.61% - 0 creditor cleared.

    YEARLY TOTAL
    Total paid off this year: £1216 / £16,000 - 7.61%

    Creditors unable to comply with s77 request 1 / 2.
  • CreditCardJunkie
    CreditCardJunkie Posts: 605 Forumite
    First Anniversary First Post Name Dropper
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    Just wanted to pop in and say hello and that I haven't fallen off the wagon. My wages got messed up last payday so I didn't have anything to pay off debts. Get paid next Friday so should be able to make it up then fingers crossed. Well done to everyone so far. January really is the hardest month!!
    Debt Free as of December 2020 👏

    Save 12k in 2024 #35
  • Megano
    Megano Posts: 324 Forumite
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    036) Payment of £10.07
    Virgin Money £0/£1445
    TSB £0/£659.53
    BOM £0/£1480
    Tesco £8.36/£4647.26
    Total £8.36/£8231.79 0.101%
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
    First Anniversary First Post Combo Breaker Cashback Cashier
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    Evening all,

    #006 checking in with £1319.59/£4000 please muppets :D
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    First Anniversary First Post Combo Breaker
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    Chucking another £15 on

    #145 £5577.68 / £19261 (28.96%)
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
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    sinkorswim2018 wrote: »
    Hi. Could I join you all please? My aim is £2830. Be fantastic if I can do it as more recently It's been creeping up every month. My outgoings have gone up after moving and income went down losing tax credit when my eldest went to uni. I've started picking up extra shifts and reducing my spending so.I think I can do it.
    Welcome you are number 2.
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
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    Bigskies wrote: »
    Thanks for my number. How does it work with amounts, as my payments cover interest and not a huge amount of capital at the moment, so do I count how much the balances reduce by rather than how much I pay? In which case, I’m likely to only update once a month.

    It's up to you. You can count just the amount that goes to the capital or the whole payments, whichever you feel will give you more motivation. x
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
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    elvis69 wrote: »
    How are you all working out the small amounts? do you keep just making little regular payments every day? I usually do monthly payments

    Some members do a small Payment A Day, other do 1 payment a month. It all depends on how you want to do this.
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
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    MessyMare wrote: »
    I've been looking forward to posting this update! Feels so good to take a chunk off (even if it is only £200 haha...hardly a chunk compared but I feel good about it!). I don't know if it would feel so good if I was not in it with everyone here cheering each other on :)

    200 is a good chunk. Every £ you pay off is all moving in the right direction, we celebrate the big payments as well as the smaller payments.
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5     €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
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