Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • MSE Archna
    • By MSE Archna 23rd Jan 07, 7:49 PM
    • 1,874Posts
    • 6,140Thanks
    MSE Archna
    Car insurance successes stories
    • #1
    • 23rd Jan 07, 7:49 PM
    Car insurance successes stories 23rd Jan 07 at 7:49 PM
    What's this about?

    The Cheap Car Insurance System is all about getting the best deal. But for fun, here's a contest to see who across the UK has the ultimate deal. As I write this, the cheapest is £48.

    So I thought it'd be interesting to see who else sheared down their car insurance that way. Did you manage it for under £100?


    Update 4 October 2009

    After many incremental increases the current record is 96p for fully comp insurance.... as follows.

    It's for Barbara Wakerell from Kent.

    Policy Price: For Barbara the cheapest was £120.96 from Swinton Insurance for a fully comprenhensive policy, with protected no claims bonus, and including a courtesy car.

    Insurer cashback: The company had its own £70 cashback promo on.

    Cashback site: She then got a further £50 via using a cashback site.

    Full info in the Updated Guide: Cheap Car Insurance

    If you get cheap car insurance please report it
    Last edited by Former MSE Wendy; 07-10-2009 at 12:21 PM.
    Report inappropriate posts:

Page 22
    • elainemn
    • By elainemn 29th Nov 18, 11:05 AM
    • 3,636 Posts
    • 52,923 Thanks
    We were quoted nearly £700 for my car & OH vans insurance. Managed to get this to £410 between us going with Aviva multi-car. I have £50 Quido cash back tracking as well. Really pleased with this. Best ever
    • ciderboy2009
    • By ciderboy2009 29th Nov 18, 11:33 AM
    • 630 Posts
    • 595 Thanks
    I've been reducing my car insurance cost for the last 5+ years by working out what the best deal was and then being cheeky (but cheerful) on the phone with Aviva.

    I started off paying about £250 per year with a £200 excess.

    I've managed to get it cheaper every year since and have just got it for £106 with a zero excess.

    I'll be looking to get under the magic £100 barrier next year :-)

    Surely that's worth a badge MSE Badger?
    • cod3
    • By cod3 2nd Dec 18, 3:19 PM
    • 698 Posts
    • 2,368 Thanks
    Today is exactly 21 days from my renewal date - the sweet spot according to

    - I worked my way through all the comparison sites
    - Added a respectable family member to the policy
    - Offered the existing insurer the opportunity to price match
    - Saved up this year so I did not have to pay in installments

    (I ended up choosing the 3rd cheapest quote as they had better benefits plus phones manned by humans for customer services rather than just email support)

    Result! £350 down from £510 which I think is good considering I have my 23 year old DD on the policy
    • Catherine_91
    • By Catherine_91 17th Jan 19, 6:17 PM
    • 3 Posts
    • 0 Thanks
    Managed to get a good discount on my Admiral renewal. The original renewal quote was £291 with a total excess of £350. Found a quote from Churchill for 258 with a 200 total excess. When I phoned Admiral they lowered the renewal to 234 and the total excess to 200!
    • apollojohn
    • By apollojohn 18th Jan 19, 5:42 AM
    • 3 Posts
    • 0 Thanks
    The safest bet when it comes to motor insurance
    I am planning on moving into Dubai and was looking for a good car and apt insurance that can support my potential risks.
    That's when my friend spoke about a story of how his entire organization has taken insurance from the Oman insurance company.
    All the fleet of cars that are sponsored to the employees by the company is insured by this group.
    And during a huge crisis where all cars were damaged all expenses were taken under the comprehensive policy.

    So there was no turning back for me on which would be my choice for the insurance company.

    If you want to rest assured about the safety of the investment you have put in your car. Go with OIC
    • Luxfl
    • By Luxfl 30th Jan 19, 12:46 PM
    • 3 Posts
    • 0 Thanks
    Although still not cheap (expensive car, high risk location), after an accident last year my LV insurance quote jumped by more than 400% to £5,400. Some quick comparison shopping got my new car insurance down to £1,070 with... LV. I even called to check and the agent's advise was 'use the quote online my friend'.

    Astonishing, really.
    • jackieblack
    • By jackieblack 30th Jun 19, 10:21 AM
    • 9,016 Posts
    • 14,887 Thanks
    Got my renewal quote, only a small increase, not as much as I was anticipating, but still...
    Went to price comparison site, price for comparable cover not a lot different to renewal price but phoned current insurer to ‘discuss’ the renewal as it was still a little more than I really wanted to pay...

    Have just renewed at approx 10% cheaper than last year
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter,
    south facing (-5 deg), 30 degree pitch, no shading

    Quidquid Latine dictum sit altum videtur

    MFW #4 (2018 £866.89 OPd)
    2019 YTD £1223.85 (£750 offset), Dec £50

    Everything will be alright in the end so, if itís not yet alright, it means itís not yet the end
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

270Posts Today

2,158Users online

Martin's Twitter