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    • 50Twuncle
    • By 50Twuncle 7th Mar 17, 8:38 AM
    • 8,199Posts
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    50Twuncle
    Mobility scooter insurance
    • #1
    • 7th Mar 17, 8:38 AM
    Mobility scooter insurance 7th Mar 17 at 8:38 AM
    I have just bought myself a mobility scooter (1500) and was quoted 86 pa insurance by the vendor - I am looking for cheaper cover elsewhere - any suggestions/advice welcome
    What level do I need ?
    Thanks
Page 2
    • 50Twuncle
    • By 50Twuncle 17th Mar 17, 2:36 PM
    • 8,199 Posts
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    50Twuncle
    Update - Hastings Direct will insure my scooter for free on the condition that is is not used on the public highway - this covers loss and third party indemnity - this is better than the 70 + that a seperate policy would have cost me !!!
    My home policy only cost 130 !!
    • bigbulldog
    • By bigbulldog 17th Mar 17, 2:40 PM
    • 571 Posts
    • 682 Thanks
    bigbulldog
    Update - Hastings Direct will insure my scooter for free on the condition that is is not used on the public highway - this covers loss and third party indemnity - this is better than the 70 + that a seperate policy would have cost me !!!
    My home policy only cost 130 !!
    Originally posted by 50Twuncle
    That's good news.

    I take it public footpaths are ok,but NO roads
    • 50Twuncle
    • By 50Twuncle 17th Mar 17, 2:53 PM
    • 8,199 Posts
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    50Twuncle
    That's good news.

    I take it public footpaths are ok,but NO roads
    Originally posted by bigbulldog
    Yes - footpaths, shops..............as long as I can float across roads !
    • bigbulldog
    • By bigbulldog 17th Mar 17, 3:39 PM
    • 571 Posts
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    bigbulldog
    Yes - footpaths, shops..............as long as I can float across roads !
    Originally posted by 50Twuncle
    I would imagine pelican lights etc are ok,but what about just crossing the roads.????
    • 50Twuncle
    • By 50Twuncle 17th Mar 17, 3:55 PM
    • 8,199 Posts
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    50Twuncle
    I would imagine pelican lights etc are ok,but what about just crossing the roads.????
    Originally posted by bigbulldog
    I will probably risk it !!
    • datostar
    • By datostar 23rd Apr 17, 12:48 PM
    • 1,043 Posts
    • 628 Thanks
    datostar
    Pavements etc. are part of the public highway, as distinct from being part of the public road. If an insurance company told me that any form of powered transport could not be used on the public highway I would seek urgent clarification from them on this point.
    • Bigneilly
    • By Bigneilly 11th Jan 18, 2:46 PM
    • 2 Posts
    • 1 Thanks
    Bigneilly
    I've just checked with Direct Line re. my wife's new mobility scooter. It's covered by the contents part, up to 2000 for theft, flood, fire etc, & includes storage in the garage etc. We also have 'away from home cover' so it's fully covered outside, and includes 2m public liability. So as far as I understand our requirements (perhaps naively, being new to this), we're sorted. Only thing not covered is breakdown, but she has me & other family at the end of her mobile to sort that out quicker than any breakdown company. Hope this saves someone a few bob. Perhaps some of you don't actually need the specific policy you've bought specially.
    • pipkin71
    • By pipkin71 11th Jan 18, 6:25 PM
    • 19,108 Posts
    • 86,144 Thanks
    pipkin71
    I was going to ask about breakdown. My current policy is 120 pa but includes everything. Will be worth shopping around when it's due for renewal. LV would cover on my home insurance but not if I used the scooter on the road.
    There is something delicious about writing the first words of a story. You never quite know where they'll take you - Beatrix Potter
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