Non Resident car finance

Sorley · 21 May 2018 at 6:18PM

Hello,

So I moved to UK in September 2017 and I'm thinking about getting a car here. Do you know any "car finance providers" that would agree financing 10K car with decent APR?

Car value: around 10 000
Loan Time: 24 or 36 months

Work: Full time (IT, 50K annually)
Driving Licence: EU since 2005 (I can get UK if needed)
Age: 31
In UK: since 09.2017
Nationality: Polish

Thanks!

[Deleted User] · 21 May 2018 at 6:25PM

Try an eligibility checker for a personal loans a guide. A 'decent APR' will mean different things for different people.

foxy-stoat · 22 May 2018 at 10:13AM

Or buy a cheaper car and run that for a year or 2. I am not sure what the attraction in spending £10,000 of money you dont have to buy a car, as you can get a decent car for a lot less.

If your on £50K then you should be able to save up a good deposit for a car and borrow a bit less in the mean time.

bazzyb · 22 May 2018 at 11:01AM

Sorley wrote: »

So I moved to UK in September 2017 and I'm thinking about getting a car here. Do you know any "car finance providers" that would agree financing 10K car with decent APR?

No. I don't know of any who would do it even with a high APR (other than guarantor loans).

Almost all lenders will want 3 years in the UK, there are very very few who will do it with 1 year in the UK but I am not aware of any who will do it with 7 or 8 months in the UK.

System · 22 May 2018 at 2:27PM

Buy a cheap runaround with your first month's wages.

Non Resident car finance

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