Private parking ticket - changing address

codan84 · 7 April 2018 at 6:42PM

Hi,
I have a parking ticket from Excel Parking Services Ltd (so not a ticket, but rather an invoice).
I have disputed it with them in the past, even complained to SRA about Wright Hassall. After the complaint they haven't contacted me for over 2 years (since 01/03/2016). Now they started chasing me again, this time using different company: bwlegal.
I got the letter only because I still had a Royal Mail redirection of all mail from my old address. But otherwise I wouldn't get this letter - or any further communication.
So my question is - is it my responsibility to update my address with Excel Parking Services Ltd? Or is it their responsibility to find out where I live?
At the end of the day I would have to update them with my new address for 7 years until the invoice is outdated.
Thanks for your help.
Dan

Car_54 · 7 April 2018 at 6:45PM

Not your responsibility, but debt collectors are pretty good at tracking people down.

codan84 · 7 April 2018 at 6:52PM

Wouldn't they use the fact that I do not reply to their letters to take the matter to court? Despite the fact I don't live at the address they are writing to any more...

Quentin · 7 April 2018 at 6:53PM

You run the risk of them getting a ccj against you without your knowledge.

Then having your credit rating ruined.

Notify them, get proof of posting and keep a copy in your file!

codan84 · 7 April 2018 at 6:57PM

Thanks, will do that just in case

Herzlos · 7 April 2018 at 7:37PM

Yeah if you don't respond they'll try to get a default win at court.

Write to excel and bwlegal, saying that whilst you continue to deny any liability, you don't want them filing a claim to the wrong address (which they have form for). Give them the new address and point out that you're keeping a copy of the letter with proof of postage to show a judge that they were notified.

Then keep an eye on your credit report and get on with your life

waamo · 7 April 2018 at 8:54PM

This place really needs a dedicated parking tickets sub forum.

pogofish · 7 April 2018 at 11:10PM

waamo wrote: »

This place really needs a dedicated parking tickets sub forum.

Especially as the OP already has a thread on what looks like the same ticket in it?

http://forums.moneysavingexpert.com/showthread.php?t=5400017

Asking for help/advice in this forum is quite futile!

System · 8 April 2018 at 2:16AM

codan84 wrote: »

So my question is - is it my responsibility to update my address with Excel Parking Services Ltd?

As a debtor which you are because you have an invoice you've not paid, it is your responsibility to update the creditor of your address. The creditor is only legally required to send correspondence and to issue legal proceedings at the last address they have on file for you. They aren't required to go hunting for you.

Herzlos · 8 April 2018 at 7:15AM

They'll find you pretty quickly after they've got the ccj from the old address, though.

lopsyfa · 8 April 2018 at 12:25PM

Tarambor wrote: »

As a debtor which you are because you have an invoice you've not paid, it is your responsibility to update the creditor of your address. The creditor is only legally required to send correspondence and to issue legal proceedings at the last address they have on file for you. They aren't required to go hunting for you.

I don’t agree with this. A parking ticket is not a debt, the OP have no agreement with parking company. This however won’t stop the ‘fraud’ companies from getting a default ccj once they noticed he has not replied for a while. This is exactly what happened to me. The cost to set the ccj aside was only slightly below what they claimed so I chose to pay it within 1 month rather than waste time fighting it. The court system is essentially abused by this companies to collect unfair and unenforceable debts. The government really need to stop awarding default judgements for this type of debt.

So while not exactly a debt, the best advice is to notify them as already advised and keep the letter.

Private parking ticket - changing address

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