The Happiness Fund.

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  • Skint_yet_Again
    Skint_yet_Again Posts: 7,567 Forumite
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    Wow you have done so much SW, take it easy now. You can do the cleaning tomorrow. It may be a building site now but it will be worth it
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    edited 30 March 2017 at 9:43PM
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    After a good sleep and stabilised blood sugars I woke up and vacuumed both rooms, did washing up, collected washing from the line, wiped down the 'nearly new' bedside cabinet and the 'v old and needs something doing to it' chest of drawers and made myself egg soldiers as I didn't have the energy to cook.


    The builder is coming back tomorrow to remove wall paper on the wall that's been uncovered and sort out light sockets. Am not sure it's a bit complicated for me. The great MSE lavender plants came today. I will plant them tomorrow it shouldn't take long.

    In about three weeks the rooms will be so much better. I am v happy much was achieved today and also it's payday. Best day of the month.:):):):)

    OMG. Susan just spoke to me she is coming down next weekend and has offered to bring me her gorgeous cream wardrobe thingy and also a bedside cabinet which should go in my new bedroom as she is decluttering. She is amazing. Our furniture and bric a brac always gets recycled. It's been in more positions than a Top of the Pops camera man. :rotfl:
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
    edited 1 April 2017 at 5:47PM
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    Yay it's payday. Ok I have vacuumed again. Opened all windows and doors to air house when I am downstairs.

    I put a wash outside after rainy start this morning. I am putting all my sacks of clothes in upstairs store room. I have polished.

    I am not mopping until I know the builder has finished for the week as I have to do it everyday otherwise. I can't plant my lavender till the compost comes. Steve's bringing it next Sunday. I am waiting for handyman to sort out back of garden whole pile of earth needs sorting and then I will plant gladioli. Hopefully before May. I cannot clean top part of oven as builder left the correct screwdriver at home.

    I have just cleaned knobs of gas cooker. Blimey it looks much better.

    I am putting my feet up and am going to chill now.

    Parents coming on Monday. Jobs left to do for rest of weekend:
    • [STRIKE]clean top window of oven
      [/STRIKE]
    • do work for work on Sunday after carboot.
    • [STRIKE]Mop
      [/STRIKE]
    • withdraw £10 for fish'n'chips I owe builder as he saved me getting them. Will do on Sunday morning.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,567 Forumite
    First Anniversary Name Dropper First Post
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    Payday and a whole new month :beer: :j:T:j


    It sounds like you have lots to keep you busy SW. Enjoy time with your parents.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
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    Hello my lovely, the weather is going to be nice by me this weekend. I was doing so well till this afternoon when I realised I had forgotten to inject. Am shattered so taking the rest of the day off.

    I am tentatively considering switching my M&S current account next month, I have had it for almost a year and my fab savings are with them. I cant decide; I really like them but I can earn some extra money if I switch (over a £100?) but they are such a nice bank.:question:
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,567 Forumite
    First Anniversary Name Dropper First Post
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    Which bank were you thinking of switching to ? I see First Direct is offering £100 & :money:martin says they are top rated for customer service
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
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    Coop. I was with First Direct when I first joined MSE. They were brilliant. It's owned by the same people that own HSBC and M&S I think.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,567 Forumite
    First Anniversary Name Dropper First Post
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    They don't sound too bad - decent customer service and up to £5.50 pm everyday rewards - they are up for sale but short term should be ok according to martins best bank accounts


    Did your switch to TSB pay out ?
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
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    Not yet. It will be at the end of next month. I don't know if I want to close my Marks account, they are really nice, especially the credit card side and keep sending vouchers. I will see how I feel later. Most of the switching offers seem to be ending but I hope they bring them back.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
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    Ive won the lottery. £1million pounds and am booking a holiday to Fiji at present. Back before I fly.:j
    Aiming for a minimal spend 2022
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