Limited Company Investment Bonds ?

ttmtmt wrote: »

I have a small Limited Company with £50,000 in profits to invest.

What size of annual salary does the company pay you?

How much does it pay you in dividends per year?

Are you the sole Director/shareholder?

What do you mean by "retire as such"?

ttmtmt wrote: »

Yes I have seen this sort of advert and I don't know enough about investing so I will have to start learning.

I would like to use this money to pay off my mortgage but have been advised this is not tax efficient.

I would be happy to get a return of £4000 pa which would cover my mortgage payments.

Lesson 1 is to avoid anything that promises return so far above cash. You'll be exposed to some ultra-high risk assets, and you stand a very real chance of losing some, most or all of your capital.

ttmtmt wrote: »

The Company's income is from digital applications I have created.
I have a full time job and this company is on top of that.
I don't actual need or take a salary from this company.

I took £6500 in dividends last year.

I am the sole Director/shareholder

By retire I mean stop working and live off my pension.

What's wrong with taking out more dividends - will you have to pay higher rate tax?

If that's ruled out, and if you don't want to contribute some of your company's £50k to a pension, I suspect your best bet might be to put the money into a company savings account and await a mighty crash in the stock markets. If you then invest the company's money into equities it will receive the dividends tax-free. You'll still have to decide how to get the money out though.