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    • first78
    • By first78 20th Sep 19, 6:02 AM
    • 916Posts
    • 406Thanks
    Using 0% interest card for a deposit
    • #1
    • 20th Sep 19, 6:02 AM
    Using 0% interest card for a deposit 20th Sep 19 at 6:02 AM
    I'm hoping to buy a used car over the next few days. I have 300 cash that I can use as a deposit, by was wondering if it would be better to pay the deposit using my credit card which has 0% interest on purchases...can I do this? Just don't want to use I think in a way that would then incur interest charges but my understanding is that this would only happen if I withdrew cash from a cash point. Can anyone advise please?
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    • Nebulous2
    • By Nebulous2 20th Sep 19, 6:52 AM
    • 2,435 Posts
    • 1,613 Thanks
    • #2
    • 20th Sep 19, 6:52 AM
    • #2
    • 20th Sep 19, 6:52 AM
    Paying a deposit to a garage on a credit card would count as a purchase. It also gives you section 75 protection, though that isn't as comprehensive as some people think it is, particularly for cars.

    Garages may be reluctant to take credit cards to pay fo cars because of the fees, but generally take deposits.
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