Vanguard Life Strategy

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  • ColdIron
    ColdIron Posts: 9,016 Forumite
    First Anniversary Name Dropper Photogenic First Post
    My cage has been rattled and I have too much time on my hands

    Last September I had a look at how the voting on this thread had noticably picked up again, so today I thought I'd have another look at how the numbers pan out

    A reminder
    Are you currently invested with Vanguard Life Strategy?
    A) Yes
    B) No
    C) No, but I would like to at some point
    D) There are better options than Vanguard

    From 15/01/2013 to 24/08/2017 - 531 votes
    A) 250 (47%)
    B) 91 (17%)
    C) 159 (30%)
    D) 31 (6%)

    From 25/08/2017 to 28/09/2017 - 626 votes
    A) 299 (48%) +49
    B) 100 (16%) +9
    C) 190 (30%) +31
    D) 37 (6%) +6

    Today - 734 votes
    A) 347 (47%) +97
    B) 116 (16%) +25
    C) 225 (31%) +66
    D) 46 (6%) +15

    My conclusions
    1. B****r all has changed proportion-wise
    2. It was still a dodgy question, what's the difference between B) and D)?
    3. I wonder how many C)s really became A)s
    4. Vote rate is 17 votes per month since the last snapshot compared to the then 95 votes per month and its original 9.5 votes per month. Perhaps it will cease sometime after 2030
    5. People like voting on stuff
    6. Vanguard's LifeStrategy remains very popular around these parts
    7. I could have spent the last half hour more constructively but nothing that I actually wanted to do sprang to mind
  • eskbanker
    eskbanker Posts: 30,939 Forumite
    First Anniversary Name Dropper Photogenic First Post
    ColdIron wrote: »
    Vanguard's LifeStrategy remains very popular around these parts
    Not sure that's a valid conclusion from the poll - it would surely be more accurate to conclude that VLS remains very popular among those choosing to respond to a poll about VLS?

    Much like the danger of reading too much into the Pavlovian responses of those who vote in the biannual self-fulfilling MSE 'tell us again how wonderful First Direct is' polls.... ;)
  • ColdIron
    ColdIron Posts: 9,016 Forumite
    First Anniversary Name Dropper Photogenic First Post
    eskbanker wrote: »
    Not sure that's a valid conclusion from the poll
    Stop harassing or attacking me :p
  • eskbanker
    eskbanker Posts: 30,939 Forumite
    First Anniversary Name Dropper Photogenic First Post
    ColdIron wrote: »
    Stop harassing or attacking me :p
    Humble and grovelling apologies - I've reported myself accordingly!
  • Lungboy
    Lungboy Posts: 1,953 Forumite
    First Anniversary First Post
    eskbanker wrote: »
    Humble and grovelling apologies - I've reported myself accordingly!

    I've reported you for reporting yourself.
  • pantaiema
    pantaiema Posts: 183 Forumite
    First Anniversary First Post Combo Breaker
    If you are selling your share / fund invested in SIIP are they subject to CGT?
    When is approximately Vanguard will be introducing SIIP?
  • bowlhead99
    bowlhead99 Posts: 12,295 Forumite
    Name Dropper First Post First Anniversary Post of the Month
    pantaiema wrote: »
    If you are selling your share / fund invested in SIIP are they subject to CGT?
    You don't pay UK taxes on income or capital gains when they happen in a SIPP. But 75% of the money you eventually withdraw from the SIPP will be taxable at your marginal rate, so the more value you have created in your SIPP, the more tax you may pay.
    When is approximately Vanguard will be introducing SIIP?
    https://www.vanguardinvestor.co.uk/investing-explained/investment-account-types says
    We're launching a Pension (SIPP)

    Register your interest and we'll let you know when our Pension is ready to launch (end of 2018)
  • Former_MSE_Andrea
    Former_MSE_Andrea Posts: 9,614 Forumite
    Combo Breaker First Post I've helped Parliament Rampant Recycler
    edited 16 April 2018 at 1:29PM
    Hi everyone. I've closed the poll.

    If you'd still like to start afresh feel free to start a new discussion with or without a new poll.

    Thank you! :)
    Could you do with a Money Makeover?


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  • Carpi09
    Carpi09 Posts: 300 Forumite
    First Anniversary Combo Breaker First Post
    I can’t believe it’s been over 7 years since creating this thread. How time has just flown by...

    My circumstances have changed and I’m now ready to start investing again. I’m on the property ladder, happy and going strong so feel now is the time to start a fresh!

    Its been a long time since I have looked at investments but naturally I have come back here to get my knowledge back up. Having spent 10 minutes putting in a little research, it appears VanguardInvestor is the ideal platform to use for this fund.

    Anyone disagree? 

    What’s everyone else’s thoughts on these funds at this moment in time?

    Wondering if a poll would be useful to gage where everyone is at?

    :j

    Planning for my future early

    :T Thank you to the members of the MSE Forum :T
  • Warren1989
    Warren1989 Posts: 76 Forumite
    First Anniversary First Post
    Depends how much are you investing and how often do you plan to trade or drawdown?



This discussion has been closed.
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