Pay ALL your debt off by Xmas 2017

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  • Windofchange
    Windofchange Posts: 1,166
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    edited 24 February 2017 at 2:32PM
    Payday for me today and it was a good one this month. Sent £616.59 to the Bank of Scotland to clear that account off, and will be closing it later today when I get a chance to call them. I'm going to sit on the rest of my cash for a couple of weeks into March incase something comes up, but will look to put down some more onto the debt before next payday. No big expenses planned until car insurance in May.

    Student loan yearly statement comes next month too - I will have made a sizeable dent in that this year, so hopefully that will be gone by the summer.

    One more credit card to pay now and I have done it!

    Total paid for you muppets

    Number 129, £616.56 today, total is £1471.89
  • dktreesea
    dktreesea Posts: 5,736 Forumite
    It's quite inspiring reading through all the posts. As I say to myself, "ker-Ching!" after every post, imagining people paying money into their own cash register rather than into someone else's. Reliving the burden of debt of our own backs, instead of adding to it at our own expense.
  • kindofagilr
    kindofagilr Posts: 6,825
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    redmel1621 wrote: »
    Checking in with a new total paid figure :) Technically £188 was written off the debt amount by taking a 50% F&F but I am still including it in the amount paid off as it has still come of the debt total :)


    #026 £621.27/£2.604,53


    I have also sorted out minimum monthly payments for a few other debts that I had been putting of paying. My husband should hopefully be in work by the end of March and I have a start date for my job for the end of April... Things are most definitely looking up :)

    Awesome work hun xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • kindofagilr
    kindofagilr Posts: 6,825
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    Morning all

    February's statements are all in, we have paid off £853.15 in february, making our totals

    #87 £2383.79/£10,000

    Thank you Muppets :) xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • kirtsypoos
    kirtsypoos Posts: 3,824
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    Afternoon all,

    #006 checking in with £1838.22/£10000 please muppets :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • So, having cleared another credit card this month I have decided to change direction slightly. My one remaining (Virgin) credit card is 0% until 2019, and the goal is still to clear that one by the end of this year along with the student loan. However, I have decided to also start building a nest egg too, and have just put £1000 into an ISA. Will still have some cash I reckon in a few weeks to pay some more off the Virgin card, but I'm chuffed that for the first time in years I have managed to put some money away rather than spending it / paying down debt.

    The card is 0% so going to take my time. Still got 10 months to go to hit my target.

    In a great space at the moment. My debt is under control and rather than blast the Virgin card in the next few months I'm going to take my time and try to build up 5 grand by xmas as well.
  • louby40
    louby40 Posts: 1,505
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    Paid off £340 off my debt this month!
  • Excellent news Louby, I can tell by your punctuation how pleased you are :)
    Savings as of April 2023 Savings account - £26460.50(14474.88)Current account - £2140.24(4576.79)Total - £28600.74(19051.67) £1010 (£65pm CS/BS) £250 CS/BS/JS
  • parsniphead
    parsniphead Posts: 2,897
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    Final payment of £75 for me this month.

    #22 690.50/7148.39 9.65%
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Evening all,

    I've just totalled up my payments for the month. #3 paying £301.68
    Not bad for all the mishaps this month.
    DFXMAS 2015 Total £4893.66 / £21,197.29 /23.08%
    DFXMAS 2016 Total £3783.97 / £17626.13 /21.46%
    DFXMAS 2017 Total £3902.37 / £18927.72 /20.62%
    DFXMAS 2018 Total £4746.36 / £18528.62 /25.62%
    DFXMAS 2019 Total £3650 /£17568.99/20.78%
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