Weekly Spend Challenge W/C 11th November 2012
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EverTheOptimist
Posts: 2,694 Forumite
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.
On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.
Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:
Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week
This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.
Moozie was the founder of this challenge and here is a quote taken from her:
Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"
Good Luck Everyone
W/C 4th November 2012 Challengers / Pledges / Total Spent
EverTheOptimist - £10 / £21.22
abundant1972 - £20 / £0
Brallaqueen - £40
wannabee_in_credit - £5 / £10.02
Munchin - £40 / £24.52
mum2one - £50 / £238.40
Lottie1987 - £70 / £63.68
cumbrianmum - £30
citizenkitten - £236.74 / £247.82
mandz1 - £35 / £32.73
rising from the ashes - £40 / £30.79
Casperthefriendlyghost - £10 / £8
flyinggiraffe - £50 / £42.50
chris81418 - £70 / / £69.05
shezam - £115 / £113.50
Karb - £50
W/C 4th November 2012 Challengers / Pledges / Total Spent
EverTheOptimist - £17
abundant1972 - £20
Mum2one - £15
Lottie1987 - £70
rising from the ashes - £20
citizenkitten - £40
wannabee_in_credit - £5
Munchin - £50
flyinggiraffe - £60
mandz1 - £40
chris81418 - £95
shezam - £100
On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.
Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:
Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week
This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.
Moozie was the founder of this challenge and here is a quote taken from her:
Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"
Good Luck Everyone
W/C 4th November 2012 Challengers / Pledges / Total Spent
EverTheOptimist - £10 / £21.22
abundant1972 - £20 / £0
Brallaqueen - £40
wannabee_in_credit - £5 / £10.02
Munchin - £40 / £24.52
mum2one - £50 / £238.40
Lottie1987 - £70 / £63.68
cumbrianmum - £30
citizenkitten - £236.74 / £247.82
mandz1 - £35 / £32.73
rising from the ashes - £40 / £30.79
Casperthefriendlyghost - £10 / £8
flyinggiraffe - £50 / £42.50
chris81418 - £70 / / £69.05
shezam - £115 / £113.50
Karb - £50
W/C 4th November 2012 Challengers / Pledges / Total Spent
EverTheOptimist - £17
abundant1972 - £20
Mum2one - £15
Lottie1987 - £70
rising from the ashes - £20
citizenkitten - £40
wannabee_in_credit - £5
Munchin - £50
flyinggiraffe - £60
mandz1 - £40
chris81418 - £95
shezam - £100
SPC 14 Target £200 /
Debt: £11850
Debt: £11850
0
Comments
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Hi all,
Can you put me down for £50 this week please.
Spends so far -
Sun 11/11 - £8 exercise + £2.50 papers0 -
Evening all!
Going to pledge £60 this week. Working away again ( ) and won't be able to claim expenses for 2 months because boss is on hols when I'm next in the office, so my sheet won't get signed off in time for pay run. Grumble grumble.0 -
See you've got me down for my £20 - thanks Ever
Have decided to try a new tactic for me .... I buy everything on my cc - and pay in full each month. Unlike many I am useless with cash and find I keep track better with the cc but there are lots of silly wee spends on there that are frankly ridiculous!:o
So .... groceries / fuel etc (which I don't count in this challenge) will still be going on the cc but to try to cut down on the silly wee spends, I will be drawing out cash each week and seeing if I can keep track of it / not spend it all :eek: (I do have a spending diary too).
Anything left at the end of the week, will be going as a PAD to the OD ...... here's hoping I have something left to pay off it on Friday!:cool:Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Hey can you put me down for £40 this week please. I need to get some gas and electric this week so need a bigger budget this week.
spends so far
sun:- £3PAD Maker0 -
I was very good and a ns day - did a car boot, grand sum of £10 but thats going off hols fund!! didn't go wandering round the other stalls - straight to the loo and back to the table, so nsd no 1
Good luck to everyone xxxx rip dad... we had our ups and downs but we’re always be family xx0 -
Good morning everyone! :wave:
Thanks for this week's thread ETO! :T
I'm checking in to report that I'll pledge £95 this week! :eek: All of which is for a big food shop plus liquid gold and I plan to spend not a penny more on anything else!
Have a good week everyone and good luck staying within budget!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
I would like to pledge £100 this week please.
Sunday 11th - £10 Cardigan in Primark
£10/£1000 -
WHOOPS
SATURDAY - i blew my weeks budget in one go because I GOT SOMETHING SPARKLY ON MY FINGER!!!!!! so how can i not celebrate lol?
errr so already at 38.80/40
and i am going out with a friend tonight to talk WEDDDINGGG!!!!
sorry i am completely unbearably over excited at the moment!IF YOU THINK YOU ARE SO CLEVER, THEN WHY ARE'NT YOU RICH?
Debt = [STRIKE]21,003.22[/STRIKE] 0! :j/Car [STRIKE]4500[/STRIKE] 2875
Savings 12k in 2013: NUMBER 093 = 1100.31/4000
Wedding fund 1045/3500 LOL!
Crazy Clothes 2013 NO 002= 376.64/500/No MoreBooks 0/300 -
^^^^ that's really exciting! Congratulations citizen kitten!!!!!!
Today I spent 2.00 on doughnuts,
5.00 lunch
2.10 bus
7.48 lunch for rest of week
16.58/600 -
Hi all,
Spends so far -
Sun 11/11 - £8 exercise + £2.50 papers
Mon 12/11 - NSD
Total = £10.50/£500
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