House insurance for Discharged Bankrupts

Very interesting

I'm having to renew my car insurance shortly. Did last year just after going bankrupt with direct line, pay monthly. Don't remember being asked if I was bankrupt(done online). Guess I need to take more care when I renew

im just looking at this and checking my policy, the wording is this on mine
To keep premiums low we do participate in a number of industry initiatives to prevent and
detect fraud. To help prevent crime we may at any time:
!!!61559; Approach the DVLA to check all or any relevant driving licence details of anyone named on
the policy;
!!!61559; Share information about you with other organisations and public bodies including the
police;
!!!61559; Share information about you and any other named drivers on the policy within the AXA
Group and with other insurers;
!!!61559; Pass the details you have supplied to recognised centralised insurance industry
applications, policy and claims checking systems (for example the Motor Insurance AntiFraud
and Theft Register, CUE, CIFAS and all DVLA databases) where those details will be
checked and updated.
!!!61559; Check the details you have supplied with fraud prevention agencies and databases
including publicly available data (for example on County Court Judgements, bankruptcy
information and electoral role data). If false or inaccurate information is provided and fraud
is identified, details will be passed to fraud prevention agencies to prevent fraud and
money laundering;
!!!61559; Periodically search records held by fraud prevention and credit reference agencies to:
!!!8226; help make decisions about credit services for you and your Financial Associates
!!!8226; help make decisions on insurance policies and claims for you and your Financial
Associates;
!!!8226; trace debtors, recover debt, prevent fraud and to manage your insurance policies
!!!8226; check your identity to prevent money laundering.
!!!61559; Undertake credit searches and additional fraud searches
they never asked for my BR history and i was fully credit checked so surely they've accepted the credit check is complete and up to date, my BR is definitely on my credit file